J&K Bank - Jammu & Kashmir Bank Share Price

  • 104.35-0.95 (-0.90%)
  • Volume: 22,78,892
  • Closed
  • Last Updated On: 24 Sep, 2025, 03:53 PM IST
High: "153.00",Open: "153.00",Low: "153.00",
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J&K Bank - Jammu & Kashmir Bank Share Price
  • 104.35-0.95 (-0.90%)
  • Volume: 22,78,892
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Stock Recommendations
  • Potential
    Upside

  • 1 Year
    Target

STRONG BUY

Mean Recos by
1 Analysts

0

0

0

0

1

Strong Sell

Sell

Hold

Buy

Strong Buy

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/10

Stock Score

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Earnings
Fundamentals
Relative Valuation
Risk
Price Momentum
No Rating (NR)
Negative
Neutral
Positive
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Key Metrics

PE Ratio
(x)
5.35
EPS - TTM
(₹)
19.50
MCap
(₹ Cr.)
11,490.84
Sectoral MCap Rank
28
PB Ratio
(x)
0.82
Div Yield
(%)
2.06
Face Value
(₹)
1.00
Beta

Beta

1 Month0.71
3 Months0.96
6 Months1.58
1 Year1.07
3 Years1.35

0.71
VWAP
(₹)
105.33
52W H/L
(₹)
117.25 / 86.61

J&K Bank share price insights

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  • In the last 20 years, only 3.26 % trading sessions saw intraday gains higher than 5 % .

  • Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.42% in last year. (Source: Consolidated Financials)

  • Black Spinning Top was formed for J&K Bank

  • Net profit per employee has been continuously increasing over the last 3 years with a growth of 16.99% last year. (Source: Standalone Financials)

  • Jammu & Kashmir Bank Ltd. share price moved down by -0.90% from its previous close of Rs 105.29. Jammu & Kashmir Bank Ltd. stock last traded price is 104.35

    Share PriceValue
    Today/Current/Last104.35
    Previous Day105.29105.26

InsightsJ&K Bank

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    J&K Bank Share Price Returns

    1 Day-0.9%
    1 Week0.29%
    1 Month1.49%
    3 Months-2.09%
    1 Year-4.3%
    3 Years233.39%
    5 Years602.69%

    ET Stock ScreenersTop Score Companies

    Check whether J&K Bank belongs to analysts' top-rated companies list?

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    J&K Bank Share Recommendations

    Recent Recos

    STRONG BUY

    Current

    Mean Recos by 1 Analysts

    Strong
    Sell
    SellHoldBuyStrong
    Buy
    • Target₹169
    • OrganizationAnand Rathi
    • BUY
    • Target₹110
    • OrganizationChart Advise
    • BUY

    Analyst Trends

    RatingsCurrent1 Week Ago1 Month Ago3 Months Ago
    Strong Buy1111
    Buy----
    Hold----
    Sell----
    Strong Sell----
    # Analysts1111

    J&K Bank Financials

    • Insights

      • Net Interest Margin - Uptrend

        Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.42% in last year. (Source: Consolidated Financials)
      • Profit Per Employee - Uptrend

        Net profit per employee has been continuously increasing over the last 3 years with a growth of 16.99% last year. (Source: Standalone Financials)
      Quarterly | AnnualJun 2025Mar 2025Dec 2024Sep 2024Jun 2024
      Total Income3,522.653,619.223,451.713,424.313,192.78
      Total Income Growth (%)-2.674.850.807.251.71
      Provisions & Contingencies15.09-9.17-9.8032.52-17.47
      Provisions & Contingencies Growth (%)---130.14--
      Profit after Tax (PAT)484.53581.91528.60552.78418.50
      PAT Growth (%)-16.7310.09-4.3732.09-33.93
      Gross NPA (%)-----
      Net NPA (%)-----
      Net Profit Margin (%)13.7516.0815.3116.1413.11
      Basic EPS (₹)4.405.284.805.023.80
      Quarterly | AnnualJun 2025Mar 2025Dec 2024Sep 2024Jun 2024
      Total Income3,518.573,616.163,448.403,419.633,188.48
      Total Income Growth (%)-2.704.860.847.251.71
      Provisions & Contingencies15.09-9.16-9.8032.53-17.48
      Provisions & Contingencies Growth (%)---130.13--
      Profit after Tax (PAT)484.84584.54531.51550.92415.49
      PAT Growth (%)-17.069.98-3.5232.60-34.94
      Gross NPA (%)3.503.374.083.953.91
      Net NPA (%)0.820.790.940.850.76
      Net Profit Margin (%)13.7816.1615.4116.1113.03
      Basic EPS (₹)4.405.314.835.003.77
      Quarterly | Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Total Income13,688.0212,050.8810,120.478,803.398,833.15
      Total Income Growth (%)13.5919.0714.96-0.34-1.36
      Provisions & Contingencies848.51510.48661.58598.961,180.66
      Provisions & Contingencies Growth (%)66.22-22.8410.45-49.27-55.69
      Profit after Tax (PAT)2,081.791,771.221,180.52494.85428.45
      PAT Growth (%)17.8747.67137.6117.74-
      Net Interest Margin (%)3.423.363.252.993.13
      Net Profit Margin (%)16.5915.7912.616.175.28
      Basic EPS (₹)18.9116.8412.255.966.01
      Quarterly | Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Total Income13,672.6812,037.8410,111.928,794.418,830.08
      Total Income Growth (%)13.5819.0514.98-0.40-1.80
      Provisions & Contingencies847.33509.61661.11597.821,179.11
      Provisions & Contingencies Growth (%)66.27-22.9210.59-49.30-55.75
      Profit after Tax (PAT)2,082.461,767.271,197.38501.56432.12
      PAT Growth (%)17.8447.59138.7316.07-
      Net Interest Margin (%)3.413.363.252.993.13
      Net Profit Margin (%)16.6115.7612.796.255.32
      Basic EPS (₹)18.9116.8012.436.046.06

      All figures in Rs Cr, unless mentioned otherwise

    • Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Advances1,04,183.8293,756.6082,277.6170,393.0866,841.73
      Advances Growth (%)11.1213.9516.885.313.79
      Deposits1,48,552.021,34,763.241,22,027.181,14,702.771,08,047.30
      Deposits Growth (%)10.2310.446.396.1610.49
      Total Equity14,208.3112,192.739,896.337,983.626,802.27
      Total Equity Growth (%)16.5323.2023.9617.377.19
      Gross NPA (%)3.374.086.048.67-
      Net NPA (%)0.790.791.622.492.95
      Capital Adequacy Ratios (%)16.2915.4215.4113.2212.20
      Contingent Liabilities5,715.574,844.875,233.775,524.944,866.94
      Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Advances1,04,198.7293,762.5182,285.4570,400.6866,841.73
      Advances Growth (%)11.1313.9516.885.323.79
      Deposits1,48,569.461,34,774.891,22,037.741,14,710.381,08,061.15
      Deposits Growth (%)10.2410.446.396.1510.51
      Total Equity14,251.9412,235.689,943.248,107.176,825.61
      Total Equity Growth (%)16.4823.0622.6518.786.76
      Gross NPA (%)3.374.086.048.679.67
      Net NPA (%)0.790.791.622.492.95
      Capital Adequacy Ratios (%)16.2915.3315.3813.2312.20
      Contingent Liabilities5,715.574,844.875,233.775,524.944,866.94

      All figures in Rs Cr, unless mentioned otherwise

    • Insights

      • Decrease in Cash from Investing

        Company has used Rs 102.1 cr for investing activities which is an YoY decrease of 60.31%. (Source: Consolidated Financials)
      Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Net Cash flow from Operating Activities2,723.15-852.55-407.13-1,568.05-14.17
      Net Cash used in Investing Activities-102.10-257.26-123.51-85.18-75.98
      Net Cash flow from Financing Activities-1,034.38407.43637.59941.43-198.75
      Net Cash Flow1,586.67-702.38106.95-711.80-288.90
      Closing Cash & Cash Equivalent9,783.158,196.488,898.868,791.919,503.70
      Closing Cash & Cash Equivalent Growth (%)19.36-7.891.22-7.49-2.95
      Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Net Cash flow from Operating Activities2,718.32-851.49-420.51-1,568.46-10.66
      Net Cash used in Investing Activities-101.57-257.13-123.47-85.14-75.82
      Net Cash flow from Financing Activities-1,034.38407.43637.59941.06-198.75
      Net Cash Flow1,582.37-701.1893.61-712.55-285.23
      Closing Cash & Cash Equivalent9,759.858,177.488,878.668,785.059,497.59
      Closing Cash & Cash Equivalent Growth (%)19.35-7.901.07-7.50-2.92

      All figures in Rs Cr, unless mentioned otherwise

    • Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Return on Equity (%)16.0516.2113.707.037.34
      Return on Assets (%)1.221.140.800.370.35
      Cost to Income (%)57.7562.2666.2476.5364.18
      Interest income to Earning assets (%)7.407.256.416.136.74
      Interest Expense to Earning assets (%)3.973.883.153.143.60
      Price to Earnings (x)4.888.334.306.094.28
      Price to Book (x)0.781.350.590.430.31
      Price to Sales (x)0.811.320.540.380.23
      Operating Profit Margin (%)30.0329.2821.7410.729.53
      Annual FY 2025 FY 2024 FY 2023 FY 2022 FY 2021
      Return on Equity (%)16.0016.1113.827.107.38
      Return on Assets (%)1.221.140.820.380.35
      Cost to Income (%)57.7262.2366.2276.5664.11
      Interest income to Earning assets (%)7.397.256.406.136.74
      Interest Expense to Earning assets (%)3.973.883.153.143.60
      Price to Earnings (x)4.888.354.246.014.24
      Price to Book (x)0.781.350.590.430.31
      Price to Sales (x)0.811.320.540.380.23
      Operating Profit Margin (%)30.0429.3121.7610.689.62

    Financial InsightsJ

    • Income (P&L)
    • Cash Flow
      • Net Interest Margin - Uptrend

        Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.42% in last year. (Source: Consolidated Financials)

      • Profit Per Employee - Uptrend

        Net profit per employee has been continuously increasing over the last 3 years with a growth of 16.99% last year. (Source: Standalone Financials)

      • Decrease in Cash from Investing

        Company has used Rs 102.1 cr for investing activities which is an YoY decrease of 60.31%. (Source: Consolidated Financials)

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    J&K Bank Share Price Forecast

    • Get multiple analysts’ prediction on J&K Bank

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    • Stock doesn't have any Revenue Forecast Data

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    J&K Bank Technicals

    • Bullish / Bearish signals for J&K Bank basis selected technical indicators and moving average crossovers.

      5 Day EMA Crossover

      Bearish signal on daily chart

      Appeared on: 24 Sep 2025

      5D EMA: 104.42

      Last 4 Sell Signals:12 Sep 2025
      Date7 days Gain/Loss %
      12 Sep 2025-0.06%
      4 Sep 2025-0.12%
      20 Aug 2025-3.63%
      13 Aug 2025-0.16%

      Average price decline of -3.58% within 7 days of Bearish signal in last 5 years

      Heikin-Ashi Changeover

      Bullish indication on daily chart

      • Prev. Close Price

        105.17

      • LTP

        104.35

      Formed on:24 Sep 2025

      On daily price chart, Heikin-Ashi candle changed from Red to Green

      Show More
    • 40%
      Positive Movement since
      1st Jan 2005 on basis
      59%
      Negative Movement since
      1st Jan 2005 on basis
      Exclude
    • Pivot Levels

      R1R2R3PIVOTS1S2S3
      Classic106.17107.98110.83105.13103.32102.2899.43

      Average True Range

      5 DAYS14 DAYS28 DAYS
      ATR2.442.302.55

    J&K Bank Peer Comparison

      • 1D
      • 1W
      • 1M
      • 3M
      • 6M
      • 1Y
      • 5Y
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    • Ratio Performance

      NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
      J&K Bank5.350.8116.051.2215.6830.0316.593.4257.757.400.7916.29
      Bandhan Bank12.431.0511.151.4314.1318.9812.506.0048.8911.461.2818.71
      Karur Vysya Bank10.231.7216.271.6221.6331.8820.063.5636.048.100.2018.17
      RBL Bank28.381.064.570.4817.987.005.104.4053.459.560.2915.54
      City Union Bank13.431.6511.861.4411.3234.9619.252.9847.767.511.2523.75
      Add More
      Annual Ratios (%)

      Choose from Peers

      • South Indian Bnk
      • Tamilnad Mercantile
      • Karnataka Bank
      • CSB Bank
      • DCB Bank

      Choose from Stocks

      Peers InsightsJ&K Bank

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        J&K Bank Shareholding Pattern

        • Loading...
          Showing J&K Bank Shareholding as on Jun 2025
          CategoryJun 2025Mar 2025Dec 2024Sep 2024
          Promoters59.4059.4059.4059.40
          Pledge0.000.000.000.00
          FII8.017.647.076.47
          DII5.876.686.576.41
          Mutual Funds3.493.883.773.63
          Others26.7226.2826.9627.72
        • Showing Shareholding as on Jun 2025
          CategoryNo. of SharesPercentage% Change QoQ
          Promoters65,40,98,28059.40 %0.00
          Pledge00.00 %0.00
          FII8,82,23,5458.01 %0.36
          DII6,45,94,5935.87 %-0.81
          MF3,84,07,2863.49 %-0.38
          Others29,42,66,04526.72 %0.43

        J&K Bank MF Ownership

        MF Ownership as on 31 August 2025

        J&K Bank Corporate Actions

        • Meeting DateAnnounced onPurposeDetails
          Aug 26, 2025Aug 04, 2025AGM-
          Jul 25, 2025Jul 15, 2025Board MeetingQuarterly Results
          Jun 24, 2025May 22, 2025POM-
          May 05, 2025Apr 23, 2025Board MeetingAudited Results & Dividend
          Apr 22, 2025Mar 19, 2025POM-
        • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
          Final215%2.15Aug 19, 2025May 05, 2025
          Final215%2.15Aug 09, 2024May 06, 2024
          Final50%0.5Aug 17, 2023May 05, 2023
          Final175%1.75Jul 11, 2016May 24, 2016
          Final210%2.1Aug 13, 2015May 18, 2015
        • All TypesEx-DateRecord DateAnnounced onDetails
          SplitsSep 04, 2014Sep 05, 2014Jun 12, 2014Split: Old FV10.0| New FV:1.0

        About J&K Bank

        Jammu & Kashmir Bank Ltd., incorporated in the year 1938, is a banking company (having a market cap of Rs 11,490.84 Crore).Jammu & Kashmir Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest and Interest On Balances with RBI and Other Inter-Bank Funds for the year ending 31-Mar-2025. Show More

        • Executives

        • Auditors

        • AC

          Amitava Chatterjee

          Managing Director & CEO
          MK

          Mandeep K Bhandari

          Non Exe.Non Ind.Director
          PK

          Pawan Kotwal

          Non Exe.Non Ind.Director
          RK

          R K Chhibber

          Non Exe.Non Ind.Director
          Show More
        • Gupta Gupta & Associates LLP
          JCR & Co. LLP
          Dhar Tiku & Co.
          JCR & Co.

        FAQs about J&K Bank share

        • 1. What is J&K Bank share price and what are the returns for J&K Bank share?
          J&K Bank share price is Rs 104.35 as on 24 Sep, 2025, 03:59 PM IST. J&K Bank share price is down by 0.90% based on previous share price of Rs. 104.28.
        • 2. What has been highest price of J&K Bank share in last 52 weeks?
          52 Week high of J&K Bank share is Rs 117.25 while 52 week low is Rs 86.61
        • 3. What's the market capitalization of J&K Bank?
          J&K Bank share has a market capitalization of Rs 11,490.84 Cr. Within Banks sector, it's market cap rank is 28.
        • 4. What is the PE & PB ratio of J&K Bank?
          The PE ratio of J&K Bank stands at 5.4, while the PB ratio is 0.82.
        • 5. What are the returns for J&K Bank share?
          Return Performance of J&K Bank Shares:
          • 1 Week: J&K Bank share price moved up by 0.29%

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