What school skipped: raw money, mindset & life moves

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If your serious you'll choose one or just stay poor minded

Most people don’t struggle with credit because it’s hard; they struggle because it’s explained poorly and scattered everywhere.

This guide is the complete blueprint of how I built my credit profile over 7.5 years, written step-by-step so you can understand the system without guessing, rushing, or overthinking.

If you’ve been watching videos, saving posts, and still feeling unsure what to do next, this is what’s been missing.

Inside, I break down how credit actually works in plain English, how to use credit cards without stress, statement dates vs due dates, utilization, credit history, inquiries, limits, and the habits that actually matter long-term.

Nothing here is hype. Nothing is rushed. Everything is based on real experience.

This isn’t financial advice; it’s the exact framework I personally followed, finally written down so you don’t have to learn everything the hard way.

Read it once. Understand credit clearly. Stop guessing.

Everything I Did to Reach an 800 Credit Score

How I Built an 800 Credit Profile

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