Today’s Housing Market
If you’re considering buying or refinancing a home, you should watch mortgage rates carefully.
Mortgage Rates as of
January 8, 2026
30-Yr FRM
6.16%
15-Yr FRM
5.46%
The Primary Mortgage Market Survey® is based on loan applications submitted to Freddie Mac by lenders across the country and shows the average 30-year fixed-rate and 15-year fixed-rate mortgage rates. The results are released weekly on Thursdays at 12 p.m. ET.
Making a Homebuying Wish List
Creating a wish list can help you prioritize what’s important and keep you on track when you look for homes in person or online.
Your Journey, Your Tools
My Home in your inbox
Sign up to receive resources, tools and tips about buying, owning, refinancing, selling and renting a home in your inbox.