Best Free Financial Reporting Software
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Compare the Top Free Financial Reporting Software as of November 2025
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What is Free Financial Reporting Software?
Financial reporting software enables organizations to compile, analyze, and present financial data in a structured and compliant manner. It automates the generation of financial statements, regulatory reports, and management dashboards, ensuring accuracy and consistency across accounting periods. The software often integrates with ERP, accounting, and budgeting systems to pull real-time data for comprehensive insights. Features may include customizable templates, consolidation of multiple entities, audit trails, and compliance with accounting standards such as GAAP or IFRS. Financial reporting software helps finance teams improve transparency, support strategic decision-making, and meet regulatory requirements efficiently. Compare and read user reviews of the best Free Financial Reporting software currently available using the table below. This list is updated regularly.
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1
Plaid
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.Starting Price: Free -
2
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
3
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
4
GnuCash
GnuCash
Designed to be easy to use, yet powerful and flexible, GnuCash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a checkbook register, it is based on professional accounting principles to ensure balanced books and accurate reports. GnuCash is developed, maintained, documented, and translated entirely by volunteers. We have some suggestions. Please help translate GnuCash into your language at Weblate. Every transaction must debit one account and credit others by an equal amount. This ensures the books balance: the difference between income and expenses exactly equals the sum of assets and liabilities. The GnuCash checkbook-style register provides a custom, convenient and familiar interface to entering financial transactions.Starting Price: Free -
5
Smart Clerk
Smart Clerk
Smart Clerk is an AI-powered tool designed to transform financial documents into bookkeeper-ready reports, streamlining financial management for small and medium-sized businesses. By processing bank and credit card statements, Smart Clerk automates data extraction, categorizes transactions, and generates comprehensive financial reports, eliminating the need for manual data entry. Users can upload statements directly to the platform, where the AI swiftly handles various formats from any financial institution. The tool offers customizable transaction categorization tailored to specific business needs, and for those uncertain about category selection, the AI provides recommendations based on business descriptions. Additionally, Smart Clerk enhances vendor management by automatically matching vendor names, even when abbreviated, allowing users to view balances, invoices, and transactions in a centralized location.Starting Price: $29 per month -
6
Zebra BI
Zebra BI
Zebra BI is the most powerful and intuitive way to create jaw-dropping reports and dashboards with powerful visualization tools in Power BI or Office. Our out-of-the-box tools for meaningful, actionable, and user-friendly reports make it easy to deliver real insights from their data in record time. Have your reports set up in minutes by importing Zebra BI into Power BI, Excel, or PowerPoint. Create understandable and actionable business reports and dashboards. Zebra BI visuals will not just show whether something is good or bad but will also put your data into the right perspective. By using advanced functionalities like dynamic comments, focus mode, scaling groups, or drill-through you will better understand the context behind your company’s performance. Get immediate visualization of your data with out-of-the-box YoY growth rates and comparisons to PL, PY, or FC together with variances. Zebra BI will simplify your data models and shorten your report devStarting Price: $62/month -
7
IEX Cloud
IEX Cloud
The easiest way to use financial data. Build and scale financial applications faster on IEX Cloud. The easiest way to build financial applications. Institutional grade data, including real-time and historical stock prices, fundamentals, forex, crypto and more - all in one API. Full U.S. market coverage, 95,000+ securities. Get open access to a range of datasets with one subscription. No need to lock into long-term contracts with a high upfront payment. Access datasets in minutes with one easy-to-use API, so you can focus on building. Essential financial data, all in one place. Get the data you need when and where you want it. No coding necessary. Access Premium Datasets sourced from a growing community of curated partners. Use your preferred implementation method to integrate seamlessly with other tools in your workflow. High-performance architecture built for rapid growth and enterprise scale. Our platform is reliable by nature so you can build more and worry less.Starting Price: $9 per month -
8
Syft Analytics
Syft
From simple reports through to integrated forecasts and consolidations, thousands of organizations use Syft to make better business decisions with their financial data. Try today, no credit card required. Bring insights to life with visualizations, beautiful reports and forecasts that actually work. Spend less time reviewing and reconciling data with always-on anomaly detection and health scores. Stay on the pulse of your performance with real-time oversight across every business and consolidation. Real-time integrations with your favorite accounting and e-commerce tools so you can focus on analysis and output. Secure-by-design infrastructure and built-in protection on a global network to protect your information. Ramp up quickly with hands-on learning with live instructors and migration assistance if you're using other tools.Starting Price: $19 per month -
9
ForwardAI
ForwardAI
ForwardAI provides aggregated accounting and business data and is trusted by companies in 48 countries worldwide. ForwardAI’s technology makes it easy to gain more insight and control over financial information with a full suite of accounting data solutions for large enterprises like banks, lenders, and fintechs, as well as accountants, financial advisors, and small businesses. The Precise API facilitates modern enterprise and developer tech solutions, including powerful add-ons that proactively engage and retain business clients long-term. - Streamlined API with seamless white-label solutions - Connect with all leading accounting platforms - Process small business loan applications in seconds - Retain SME clients with engaging cash flow tools - Offer personalised loan options To learn more, visit ForwardAI.com.Starting Price: First 25 Companies Free -
10
FINSYNC
FINSYNC
FINSYNC’s mission is to help small to midsize businesses grow and succeed with innovative software and unmatched service. Our payments platform helps businesses centralize control of payments, and our complete solution for payments, invoicing, bill pay, payroll, accounting, financing, cash flow management and services helps businesses grow in new and empowering ways. We deliver unmatched service through a virtual community of specialists who share our commitment to helping entrepreneurs succeed. Get matched with a financial professional that’s best positioned to help you grow for unrivaled support with bookkeeping, accounting, human capital management, financial analysis and corporate strategy. Businesses that use FINSYNC benefit from improved operational efficiency, lower operating costs, better analytics, better service and quicker access to lower-cost capital delivered through the FINSYNC Lending Network.Starting Price: $10.00/month -
11
Financial Statement Analysis
App4Finance
Financial Statement Analysis is a software application designed for companies who adopt the IFRS and GAAP accounting standards. This provides an in-depth performance evaluation of the business through a screening of the last available financial reports. Upon entering the company’s IFRS financial data (from Statement of Financial Position and Income Statement), the system assesses the business’ Profitability, Solvency, Capital Structure and Liquidity, generating a financial report complete with ratios, charts, graphs, and comments discussing the company’s performance and the related rating score. The system, through complex business intelligence algorithms, generates automatic comments discussing the company’s performance and rating. The report can be downloaded on your own device and edited according to your needs. The report can be downloaded in: Word file, Excel spreadsheet and PDF.Starting Price: $21 per user per month -
12
Contractpedia
Contractpedia
Contractpedia - Better contract management from Denmark Contractpedia is a contract management solution that helps you to fix the contract mess and get a financial overview of your contracts. Contractpedia will remind you before it’s too late and the contract is renewed automatically. You will always know exactly when you should take action about each contract. Eliminate missed termination notices and never again be too late just because you didn’t know when you should send a termination notice or because you forgot. You don't have to remember dates anymore or go through your contract list, looking for the expiry date. Contractpedia helps you to be smart about your contracts and stay in control of your obligations.Starting Price: €0 -
13
Fygr
Fygr
Tracking and forecasting your cash flow has never been easier. Start-ups, VSEs, SMEs, automate your cash management on a single tool! Our difference Fygr is the first solution capable of automatically building projections of your cash flow , thanks to an intelligent tool intended to save you time and money . All your banks and all your accounts on one platform View one account, or several at a time. Check your cash flow and avoid overdrafts. In the blink of an eye, a clear and personalized view of your cash flow Define categories that reflect your business. Thanks to our algorithms , very quickly obtain a summary of the cash flow of your activity . Control your cash flow and reduce your costs View very simply and in great detail the total of your expenses by category . Take a step back from your situation. Eliminate expenses that you feel are unnecessary. Make the best decisions with confidence Our algorithms build a cash flow forecast automatically in a few seconds.Starting Price: $30 per user, per month -
14
valQ
Lumel Technologies Inc
ValQ is a server less, lightweight, multi-purpose application running on Power BI supporting use cases such as planning, forecasting, budgeting, time series forecasting, and value driver planning. It helps enterprises run simulations, plans & analyses in a very visual and intuitive manner. It supports use cases across various departments and functions and is designed keeping in mind the analysis & decision-making needs of business users & executives without any dependencies on IT.Starting Price: Free -
15
Polygon.io
Polygon.io
See each and every Trade & Quote happening in the US in real time, and access trillions of rows of historical tick data in an instant using our APIs. There is no limit to how much you can use our stock data APIs. No maximum queries per minute or daily call limits on all premium plans. Our market data platform provides low latency real-time data with a mean latency of 20ms, orders of magnitude faster than competitors. See the entire market at a glance with our powerful Snapshot APIs. You can also query the gainers and losers for the current day. 1min - 1yr aggregate intervals. Use our aggregates APIs to query any timespan, 1 min, 7 min, 16 day? Anything is possible. Get stocks data directly from the source, and know exactly what you're going to pay. Don't waste time and money on sales or middlemen.Starting Price: $99 per month -
16
Regate
Regate
Regate automates your financial and accounting management and saves you time on a daily basis. 100% integrated with your accounting software, you benefit from real-time accounting that is always up to date. Regate has been designed to reduce the number of tools and save time for accountants and finance managers. Regate provides an intelligent, collaborative platform that makes your day-to-day accounting easier, understands, automates, and gives you greater control over your business. Save 90% of your invoice and payment processing time. Generate the right accounting entries and automate the retrieval of your receipts. Pay by SEPA transfer or directly by card, without ever connecting to your bank. Reconcile cost management and accounting monitoring on the same platform. Benefit from a unified and real-time view of all your accounting. Equip your teams with virtual and physical cards adapted to each need and follow all their operations in Regate.Starting Price: Free -
17
ShopXpert
ShopXpert
ShopXpert is a high-performance, fully integrated manufacturing software designed to support your entire manufacturing operation, minimizing data entry and increasing productivity. It offers automation to decrease manual procedures and inefficiencies that can slow down job shop performance. The software includes a range of modules such as standard modules, supplier portal, outsource management, jobs, employee portal, vending, costing tool, forms, tasks, workstation, training notes, academy, time clock, in-app messaging, storage, and QR codes. These modules provide functionalities like dashboard access, customer and supplier management, document storage, customizable forms, task scheduling, employee time tracking, and real-time communication with suppliers. Allows employees to efficiently manage jobs from their tablets or mobile devices, reducing the need to be tied to a desktop workstation.Starting Price: $200 per month -
18
OneStream
OneStream Software
Our intelligent finance platform allows you to break away from the limitations of spreadsheets and legacy applications. Unify financial consolidation, planning, reporting and analysis through a single, extensible platform. Conquer the complexity of financial close, consolidation, planning, reporting and analysis. OneStream supports corporate standards while also satisfying more detailed line of business planning and reporting requirements, all in a single, unified application. Enables teams to apply trusted financial intelligence to large volumes of operational data to detect trends and financial signals that drive informed decision-making at the speed of business. Accelerate time to value with OneStream’s built-in understanding of accounts, currencies, ownership and intercompany activity. Replace multiple legacy systems or cloud point solutions with a unified application. -
19
Jedox
Jedox
Eliminate the use of spreadsheets and move to more advanced, best-in-class integrated enterprise planning solutions from Jedox. Jedox's integrated planning solutions combine enterprise planning, data analytics, and reporting that help organizations improve collaboration among teams, create accurate forecasts and analytics, and deliver greater process visibility and transparency. Jedox is accessible from any device and also comes with inbuilt integration. -
20
Adra Balancer
Trintech
Take the repetition out of your balance sheet reconciliation process for a financial close that's fast, accurate, and easy to manage. See the most helpful features, dashboards and consoles in action. Bring the speed, accuracy and control you’ve been craving in your balance sheet reconciliation process. -
21
Arria NLG Studio
Arria NLG
Arria NLG Studio is an Artificial Intelligence (AI) solution developed by Arria NLG for use by companies both in the enterprise market as well as small and medium size businesses. The Arria NLG Studio platform empowers companies to replicate the human process of expertly analyzing and communicating data insights in language humans can quickly understand. Arria’s software is used to generate insights in language such as financial analysists, spotting trends, identifying problems, and forecasting what's likely to happen next. Using Arria's patented NLG technology, the Company has created mulitiple SaaS-based solutions which provide industry specific reports with relevant details, in seconds. This is the next-generation of business intelligence and data reporting platforms. Arria NLG Studio offers API access and can be easily integrated with any software platform. -
22
OpenReporting
OpenReporting
Upload and publish your financial data easily to your people. You can upload Chart of accounts, budgets and ledgers yourself or just send it to us if you need help. Easily visualize your complex budgets and spending data using variety of charts. Go from a summary to details for getting the complete picture. See trends over time. Simple yet powerful analytics helps normal users and skilled analysts alike. One can drill-down on time and account dimensions. Results are sorted and paged by default. Export detailed data to excel or csv for local analysis or share a report view on social networks. You can also embed a report view in your web pages easily. Upload and publish your financial data easily to your people. You can upload Chart of accounts, budgets and ledgers yourself or just send it to us if you need help. Your published reports can be accessed by thousands of users. No need to worry about the scaling issues. We will take care of that for you. -
23
MYGIDE
GIDE International
MYGIDE allows the consolidation of different business entities and segments using general ledger coding (or its modifications) or user-defined connections. Data are then instantly pulled together and displayed in report structures and statements, allowing for quick drill down. Change on any sub-level instantly recalculates into superior levels. MYGIDE calculates horizontal and vertical run rates and produces indicative short-term and long-term plans based on historic and actual performance, and business trends. Users are then allowed to override the run-rate-based trends with their own assumptions. Different versions of what-if or exclude/include analysis can be then saved as scenarios for comparison and evaluation purposes. MYGIDE supports a collaborative process for managing all your budgeting and planning needs. Operational divisions managers get data and tools to populate their plans, whilst office of finance enjoys real-time consolidation of their inputs. -
24
Farseer
Farseer
Build models, orchestrate planning & compare with actuals in stunning dashboards. Powerful financial modeling, planning, and analytics software fit for any industry. Easier to use than any other specialized or spreadsheet solution. Replace tons of spreadsheets with a centralized financial model. Centralized model, inherent timeline, faster and cleaner natural language formulas specialized for financial modeling, built-in shortcuts. Easily create the most important financial statements, and see them automatically updated directly in your Dashboard. Have newly entered figures integrated with your model instantly after someone makes an entry. Automatically sync ERP data via Farseer API and instantly get the latest data in your model. Book a demo today, and we will show you how Farseer can level up your finance game. Every new input in Farseer instantly updates the model for every user.Starting Price: $20 per month -
25
CubeWeaver
LPNR
Scales better than a spreadsheet. Multidimensional data model: Thousands of worksheets can be managed efficiently. Transform, aggregate or copy millions of cells with just several clicks. The data is always ready for BI and dashboards. Reliable formulas: No broken references or endless copy/pasting. Express complex logic with just formulas by using the relations inside the data model instead of error prone VLOOKUPs. Multi-user access: Hundreds of users can work with the model simultaneously. Security by design: You decide which parts of every worksheet are shared with others. Special permissions can be granted to add or remove rows. Only model designers can see or change the formulas. Easier to use than a multidimensional database. Easy to use, easy to learn: People familiar with spreadsheets can master the system in a matter of one or two days. You can use the same standard functions. Many spreadsheet models can be translated one to one to CubeWeaver.Starting Price: $30 per month -
26
Finnhub
Finnhub
Democratize Financial Data with the most powerful stock API on the market. Real-Time RESTful APIs and Websocket for Stocks, Currencies, and Crypto. Access real-time stock API, institutional-grade fundamental and alternative data to supercharge your investment for FREE. We provide detailed financial statements for global companies going back 30+ years. 30 years of comprehensive dividends data is also available. Comprehensive list of shareholders classified into individual and institutional. Real-time earnings notification, historical surprises, analyst's price target and upgrade/downgrades. Comprehensive ETFs and Indices data such as profile, holdings, historical constituents and industry exposure. 25 years of historical data for US market updated in real-time. Get direct connection to 10+ forex brokers. Access 15+ crypto brokers with a single API. Precomputed technical indicators, support/resistance levels, pattern recognition and aggregate indicators' signal are supported via our API.Starting Price: $50 per month per market -
27
CXO-Cockpit
CXO-Cockpit
Empower finance teams with CXO-Cockpit,a performance reporting platform created by CXO Solutions BV. CXO-Cockpit replaces the manual and error-prone Excel-based reporting process with a simplified, secure, controlled, and fast performance reporting. The platform boasts of out-of-the-box financial and performance reporting templates, financial and performance dashboards, financial insight and analytics, Point of View (POV) comments, sharing storyboards, and more. CXO-Cockpit also offers real-time insights into leading EPM source systems, including Oracle, SAP, and Tagetik. -
28
Visyond
Visyond
Automate What-if analysis, Scenarios and Monte Carlo Simulations. Visualize your spreadsheets as interactive dashboards for forecasting and What-if analysis. Get ready-to-present What-if, Scenario, and Risk analysis reports with a few clicks. If your model’s structure or data changes – just re-run the analysis to keep it up-to-date. Create impactful presentations of your analyses and turn them into interactive ‘what-if’ calculators where viewers can play with the numbers and visualize their own forecasts (powered by your spreadsheet’s formulas). We use security best practices for our cloud offering that works in a browser. For complete control - you can get Visyond on-premise or white-label it. We put your Excel model, its formulas and interface in the cloud, automating workflows that would be difficult to achieve otherwise, while keeping things familiar. -
29
Taxilla
Taxilla
Taxilla is an e-invoice software designed to streamline electronic invoicing and ensure compliance with government regulations. It automates the creation of standardized e-invoices, reducing errors and ensuring regulatory adherence. Key features include bulk processing, real-time validation, and immediate acknowledgment from tax authorities. Taxilla integrates seamlessly with ERP systems, minimizing manual data entry and ensuring accurate data flow. Its secure data handling includes robust encryption and secure archiving for easy retrieval. The user-friendly interface and customizable dashboards make it accessible for users with minimal training. Benefits include enhanced efficiency through automation, regulatory compliance, seamless ERP integration, real-time processing, and strong data security. Taxilla also offers comprehensive customer support and training programs to help users maximize its functionality. -
30
ReadyRatios
ReadyRatios
IFRS reporting is comprised of hundreds of indexes. You will enter this data in an easy-to-use tabular form. This ensures consistency in the reporting and provides notes using the software. IFRS reporting is not only limited to figures, but also includes multiple text notes. We have collected everything that you need to include in the reporting. In order to adjust the finalized reporting, it is possible to make adjustment entries. Entries are made intuitively, just as with accounting programs (debit/credit). The software automatically records entries to all international reporting forms. As a result, you have complete international reporting that is 100% compliant with the IFRS requirements. If you fill out statements in the national currency and would like to have them in any other currency (e.g., U.S. dollars to Euros), you only need to enter the exchange rate; meanwhile, the IFRT will automatically compute exchange differences and accurately display them in the statements.Starting Price: $165.00/year
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