Capital One Merchant Services Reviews in 2026

Audience

Merchants and businesses requiring a payment processing solution to optimize their payment operations

About Capital One Merchant Services

Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.

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SnapPay

SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard.

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Smartpay

With Smartpay Zero Cost EFTPOS, go from paying transaction fees to not paying a cent for EFTPOS. Process all major debit and credit cards, Visa, MasterCard, EFTPOS, and American Express. Accept contactless payment methods from cards, smartphones, or wearable devices. Our Android machines make contactless payment easy, accepting Mastercard Tap & Go and Visa payWave. Smartpay terminals accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay. Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the free option to add on American Express. Every month our payment specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today. In Australia, we are a payment facilitator providing credit and debit card acquisition through EFTPOS terminals, challenging the traditional payments space, and delivering business owners with payment products.

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Square Card Reader

(6 Ratings)

Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed.

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QuickBooks Payments

(3 Ratings)

Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.

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Integrations

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Ratings/Reviews

Overall 0.0 / 5

ease 0.0 / 5

features 0.0 / 5

design 0.0 / 5

support 0.0 / 5

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Videos and Screen Captures

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Product Details

Platforms Supported

Cloud

iPhone

iPad

Android

Training

Documentation

In Person

Videos

Support

Phone Support

Online

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