Best Risk-Based Authentication Software

Compare the Top Risk-Based Authentication Software as of November 2025

What is Risk-Based Authentication Software?

Risk-based authentication (RBA) software are authentication tools that take into account informational and behavioral risk when authenticating users attempting to access systems or identity verification. Compare and read user reviews of the best Risk-Based Authentication software currently available using the table below. This list is updated regularly.

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    FusionAuth

    FusionAuth

    FusionAuth

    FusionAuth supports Risk-Based Authentication (RBA) by enabling adaptive security policies based on user behavior, device, IP address, geo-location, and other contextual signals. Through its extensible architecture and event-driven webhooks, you can trigger step-up authentication, deny access, or flag anomalies in real time. FusionAuth allows full customization of authentication flows, empowering developers to build intelligent risk models and respond dynamically to threats. Combined with MFA and other controls, RBA enhances account protection without degrading the user experience—making it ideal for organizations implementing zero-trust security or compliance-sensitive environments.
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    Starting Price: $0
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    GateKeeper Enterprise

    GateKeeper Enterprise

    Untethered Labs, Inc.

    Passwordless, proximity login to PCs, Macs, websites, and desktop applications. Hands-free, wireless 2FA and password manager through active proximity-detection. IT admins can dynamically allow users to log in to their computers and websites with a physical key either automatically, by touch, by pressing Enter, or with a PIN. Seamlessly login, switch users, switch computers, and logout without passwords, touch, or trouble - just a key. Once a user walks away, the computer will lock, blocking access to the computer and web passwords. With continuous authentication, users are always being checked to ensure that they require access. No more typing passwords. Admins and compliance can now automate password security from a central admin console: enforce stronger passwords, enforce 2FA, and give employees the power of password-free login without interrupting workflow. Reduce helpdesk tickets related to forgotten passwords/password resets. Login and auto-lock with proximity.
    Starting Price: $3/user/month
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    Cisco Duo
    Cisco Duo is a cloud-based identity security solution that protects organizations from identity-based threats and boosts workforce productivity. Trusted by over 40,000 organizations worldwide, Duo delivers an exceptional access management experience across all users, devices, and applications, making access to resources secure, seamless, and easy. Duo with Cisco Identity Intelligence provides deep visibility across your identity ecosystem, adding a powerful security layer to any identity infrastructure. Offer users a world-class access experience through Duo Passport to eliminate MFA friction and fatigue without sacrificing security. To stop threats, Duo verifies user identities with strong authenticators including Duo passwordless, Verified Duo Push with number matching, and phishing-resistant factors like biometrics and FIDO2 security keys. Paired with deep insights into users’ devices, Duo gives you the control to adaptively limit access based on device health or user risk.
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    Starting Price: $3 per user per month
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    LastPass

    LastPass

    LastPass

    LastPass is a cloud-based password manager available on any system or device, ensuring credentials are protected, private, and always within reach. Simple to set up and effortless to use, LastPass delivers the world's most convenient password management experience for consumers and businesses of all sizes and technical requirements. Say goodbye to password fatigue by generating, sharing, accessing, and managing credentials at the click of a button, while preventing bad actors from accessing precious data and account logins. Businesses also utilize LastPass to consolidate their tech stacks or to fill access management gaps with native integrations for MS Entra, Okta, and other IdPs and IAMs. With over 100 customizable policies, flexible privileges, detailed reporting, MFA and passwordless authentication options, LastPass makes it easy for organizations with numerous logins and increasing security risks to standardize password management company wide.
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    Starting Price: $4 per user per month
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    The OptimalCloud

    The OptimalCloud

    Optimal IdM

    The OptimalCloud platform is a full featured, award winning, SSO Federation & IAM solution that provides a single point of authentication, policy management and auditing for a seamless end user experience. The OptimalCloud is deployed in workforce and consumer scenarios, used by some of the most recognizable companies on the globe, and used in some of the most secure environments in the world. Each feature-rich pricing tier comes with multi-factor authentication (MFA), because proper security shouldn't cost extra. The OptimalCloud is integrated with more than eleven thousand applications, simplifying set up and configuration and also has 24 x 7 x 365 support with a guaranteed uptime of 99.99%.
    Starting Price: $2/user/month
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    HYPR

    HYPR

    HYPR | The Passwordless Company

    HYPR fixes the way the world logs in. Organizations are faced with the challenge of achieving secured and seamless authentication coupled with a flawless user experience at a time when it’s more critical than ever. HYPR’s passwordless multi-factor authentication (PMFA) platform decouples authentication from the organization’s current and future identity providers and eliminates the traditional trade-off between security and user experience by providing uncompromising assurance and consumer-grade experience with true passwordless and phishing-resistant MFA. The solution is trusted by more than 60M users worldwide. With deployments taking hours rather than weeks or months, organizations decrease the risk of attack, increase positive user experience, and lower operational costs.
    Starting Price: $4.00 per user/month
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    UserLock

    UserLock

    IS Decisions

    Secure Active Directory user logins with Multi-Factor Authentication, Single Sign-On, contextual access controls, and real-time monitoring and reporting. UserLock helps administrators to manage and secure access for every user, without obstructing employees or frustrating IT.
    Starting Price: $2.00/month/user
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    IBM Verify
    Infuse cloud IAM with deep context for risk-based authentication to enable frictionless, secure access for your consumers and workforce. As organizations modernize hybrid multi cloud environments using a zero-trust strategy, identity and access management can no longer remain siloed. In a cloud environment, you need to develop cloud IAM strategies that use deep context to automate risk protection and continuously authenticate any user to any resource. Your journey should match your business requirements. Maintain existing investments and protect on-premises applications as you design and customize the right cloud IAM architecture to either replace or complement your infrastructure. Your users want one-click access from any device to any application. Onboard new federated applications to single sign-on (SSO), embed modern multi-factor authentication (MFA) methods, simplify logistics and give developers consumable APIs.
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    BioCatch

    BioCatch

    BioCatch

    BioCatch delivers advanced behavioral insights to provide global organizations with actionable intelligence so you can create a secure customer journey. BioCatch analyzes a user's physical and cognitive digital behaviors to generate insights that distinguish between legitimate applicants and cybercriminals. BioCatch detects behavioral anomalies indicative of human and non-human cyberthreats such as Remote Access Tools attacks, Bots, malware and manual account takeover methods. BioCatch detects subtle behavioral indicators that suggest a victim is being unwittingly guided through a fraudulent money transfer. BioCatch's Al-driven behavioral biometrics technology significantly reduces online fraud and enables online identity verification, without compromising the user experience. BioCatch's patented solution is designed to protect identities online while providing web and mobile users with a frictionless experience.
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    Trusona

    Trusona

    Trusona

    Trusona, the pioneering leader of passwordless authentication for digital businesses, provides a phishing-resistant alternative to passwords and SMS OTPs. Trusona Authentication Cloud is a passkey-as-a-service platform, offering the simplest, quickest and least expensive way to add passkeys to your website. It improves business growth and profitability with sign-ins that delight your customers, mitigating top threats like phishing and account takeovers (ATOs) while providing a UX designed for the way people live. Organizations in iGaming, travel, financial services, healthcare and more, trust Trusona for their passwordless authentication initiatives.
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    OpenText NetIQ Advanced Authentication
    Using the NetIQ Risk Service engine, you have the option to consume both static and behavior risk metrics to adapt your users’ authentication experience and access security level. This enables you to keep access as simple as possible for your users while protecting your private information. Beyond Azure AD’s base set of multi-factor authentication options, the NetIQ Advanced Authentication framework gives you the freedom to adopt a wide variety of additional authentication types. It also enables you to secure access across your entire mix of on premises and cloud services, whether or not they reside in your Azure environment. A key component of securing your environment is ensuring authentication across all of your users’ entry points. It’s common for organizations to have multiple authentication infrastructures and policies. NetIQ Advanced Authentication offers a single framework for all of your authentication needs, providing consistent security, simplified administration, etc.
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    NuDetect

    NuDetect

    NuData Security

    Our solution combines the power of our four integrated layers of security to verify users based on their inherent behavior. Used by major global brands, this solution protects online environments from login to logout. Don’t miss anything during a session. NuDetect is placed at different points across the environment to monitor users from the moment they enter your website until they leave. Find anomalous activity before it results in fraud. With our real-time solution, threats get blocked as they try to access your environment. Protect your customers passively. By looking at behavioral and device-based information, protect your users while they seamlessly enjoy your environment. No friction added. Evolve without lifting a finger. As we gather billions of data points, NuDetect for Continuous Validation learns to recognize your trusted customers, even as their online habits change. Machine learning capabilities adapt to user changes for higher recognition accuracy.
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    Pindrop

    Pindrop

    Pindrop

    Fraud in the contact center is a multi-billion dollar problem. With 1 out of every 770 fraudulent calls getting to agents. It is an arms race between fraudsters and call center teams to outsmart and outmaneuver each other. In the IVR, one out of 390 accounts being accessed in the IVR will be the victim of a fraud attack. Fraud loss directly impacts a company’s bottom line, customer experience, and brand perception. Pindrop® is a multifactor, real-time, fraud prevention solution that analyzes calls into the contact center for voice, device, and behavior to find up to 80% of phone channel fraud, predict future fraud 60 days in advanced, provide a complete cross-channel view of fraud, reduce costs and review rates, and harden the company against attacks. Determine call risk and account risk in the IVR to prevent data theft, account mining, ATO, and omni-channel fraud. Get real time call risk on every call with real-time alerts for agents on potential fraudulent callers.
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    Airlock

    Airlock

    Airlock

    Airlock's Secure Access Hub protects applications, APIs and data from identity theft and the most common attacks on Web applications. Security meets convenience, Airlock offers your customers a customer journey without media breaks with single sign-on, social registration, comprehensive user self-services and consent management. Acting in line with the market means reacting quickly. The Airlock Secure Access Hub therefore provides all important security functions such as registration, authentication and self services. So you can concentrate all your IT resources on your business processes. The Airlock Secure Access Hub helps to meet all international compliance standards - from GDPR over PSD2, PCI-DSS, OWASP to MAS. The upstream enforcement point for access policies onto applications and services allows compliance with regulations without having to make adjustments in each individual application.
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