Stablecoins as Settlement Rails: A Deeper Dive

for seven straight months, monthly stablecoin payment volumes have exceeded $1 trillion. more teams are adopting stablecoins into their payment stacks, but many of these stacks weren't built to support the intricacies of fiat AND stablecoin rails. as a result, teams mesh together systems where accounting breaks, roadmaps drag, and ops slow down. we’ve taken a different approach at Modern Treasury to build a platform that supports both. the same system that’s moved & tracked $400B+ across ACH, wires, RTP, FedNow, and more now extends that infra to stablecoins. for most teams, this is the difference between building once and scaling forever, or rebuilding every time a new rail emerges. If you're curious how we’re replacing patchwork systems, take a look at our latest journal: https://lnkd.in/eMzXCCd5

Stablecoins have moved from experimentation to real-world payments infrastructure. We’re excited to share that Coinflow has partnered with Highnote to power the next phase of our growth. Together, we’re building a more seamless bridge between traditional card payments and stablecoin liquidity—unlocking faster, more flexible ways for businesses to move value globally. Read more ↓ https://lnkd.in/ep26tga2

FinTech and Big Finance Fight to Own the Stablecoin Stack | PYMNTS.com: They are becoming the connective tissue of a new financial architecture that spans issuers, liquidity providers, custodians, payment networks FinTech ...

Stablecoin payments need swap infrastructure that works reliably, every time. 0x is live on Tempo from Day 1. Tempo is the payments-focused L1 incubated by Stripe and Paradigm, built for real-world payments at scale: global payouts, remittances, embedded finance, and agentic commerce. As more tokens and venues deploy on Tempo, liquidity fragments across competing pools. 0x aggregates across all of them, routing orders to the best available price, splitting trades when needed, and factoring gas into every quote. What that means in practice: → Aggregated liquidity across every venue on Tempo → Smart order routing with sub-cent gas costs that make multi-venue splits viable → 99.91% uptime, production-grade for agents and users from Day 1 → One parameter update for existing Swap API integrators. No new contracts or integration logic required If you’re building on Tempo or an existing 0x integrator, let us handle the swaps. Learn more 👇 https://lnkd.in/d2UbsGTA

Proud to be building with the Tempo team from Day 1! 0x is live on Tempo mainnet, giving agents reliable liquidity and routing for machine-native payments. This is a big moment for onchain payments. Start building today 👇

Most businesses evaluating stablecoin payment providers focus on UX and onboarding speed. Those matter, but they don't tell you if the infrastructure will hold up at scale. What actually determines reliability: • Direct licensing in the markets you operate • Local banking relationships for seamless payouts • Compliance built into every transaction flow • 24/7 uptime that supports real-time operations We wrote a guide on what finance teams should look for when choosing a stablecoin payments partner. It covers the four foundational elements that separate strong infrastructure from fragmented solutions, why regional depth beats global coverage in emerging markets, and the due diligence questions that expose gaps before they become problems. We process $40M+ monthly across Latin America because we built infrastructure that respects how each market actually operates. Argentina isn't Mexico. Colombia isn't Brazil. Deep local presence makes the difference. Read the full guide in our blog: https://lnkd.in/eNbce6gs

The Silent Killer of Forex Scalability. Stop treating cross-border payments like email. Moving numbers on a screen is easy. Instant, secure settlement is the real engineering nightmare. 💸 Too many forex platforms still rely on slow, legacy batch processing hidden behind a slick UI. It creates massive operational friction and kills customer trust when rates shift mid-transfer. I know the answer isn't a prettier app. It’s event-driven architecture and real-time ledger synchronization. The future belongs to zero-latency settlement. If you aren't building for microseconds, you’re building yesterday's legacy stack. 🛠️ #ForexTech #Fintech #CTOInsights #SystemArchitecture #DigitalTransformation #Remittance #PaymentsInnovation

Stablecoin: the new payment rail on the block. Examine how they can work alongside existing rails while maintaining the trusted frameworks and regulatory expectations that financial institutions require: https://bit.ly/4aHItaB

FinTech and Big Finance Fight to Own the Stablecoin Stack | PYMNTS.com: They are becoming the connective tissue of a new financial architecture that spans issuers, liquidity providers, custodians, payment networks FinTech ... #finpeform #fintech

An insightful take by Pam Kaur in her Forbes article on Mastercard's $1.8B acquisition of BVNK, a #stablecoin payments infrastructure firm, capturing the landscape, players, and dynamics at play for the payments ecosystem. #payments #FinTech