How Smart
Cards Work
mart cards can hold all sorts of unique infor-
S mation about its carrier, such as credit and
debit account balances, insurance coverage,
access credentials, and subscription information.
One smart card can basically take the place of all of
the other plastic cards in your wallet.
To maintain such versatility across applications,
however, each application provider must agree on a
chip architecture to use. If the insurance market
agrees on one type of card and the financial market
agrees on another, for example, the two markets will
not be able to store an individual's information on
the same card.
Therefore, the International Standards Or-
ganization (ISO) has created standard #7816, detail-
ing numerous standards regarding the smart card
chip organization. An 8-bit microprocessor card
that meets ISO specifications uses five of its eight
contact fields for the same uses that every other ISO Manufacturers can designate the remaining three
smart card does. Contact field #1 always supplies contact fields as they wish. While contact field #6
the voltage to power the card. Contact field #2 originally supplied a different voltage than contact
resets the information on the card. Contact field #3 field #1 could supply, recent advances in chip tech-
regulates the clock frequency, or microprocessor nology have enabled contact field #1 to supply both
speed. Contact field #5 supplies the ground. three-volt and five-volt power to the chip.
Contact field #7 monitors all communication to and Therefore, manufacturers can use contact field #6 for
from the card. other applications, such as USB connectivity. ■
Some Applications For Smart Cards
There seems to be no boundary to smart card uses. A person could use the same smart card half a dozen or more times in
one day, each time for a different application.
Phones ATM Medical Information
Compiled by Chris Trumble
Graphics & Design by Lori Garris
Actual Size
20.08 mm
27.70 mm
2 mm
1.7 mm
11.25 mm
54.98 mm
Height
18.87 mm
0.76 mm
Thickness
85.60 mm
Width
Supply Voltage C1 C5 Ground
Reset External programming
C2 C6 voltage
Clock Frequency C3 C7 Serial input/output
communications
Reserved for future use C4 C8 Reserved for future use
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