Table 5.7.

1 - Assets and Liabilities

Licensed Finance Companies and Specialised Leasing Companies Sector Rs .Mn

End of Period
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
ASSETS 684,585 717,170 728,356 760,686 814,553 852,909 891,294 948,221 996,127 1,077,793 1,114,552 1,158,706 1,211,891 1,239,085 1,271,635
Cash and Bank Balances 40,907 39,837 37,808 39,093 44,091 43,102 42,510 44,046 43,844 74,418 76,803 68,430 76,129 69,229 81,687
Cash in Hand 2,540 3,723 2,942 3,144 3,097 4,322 3,398 3,061 3,391 4,486 4,277 4,417 4,463 5,429 4,854
Due from Banks and other institutions 38,367 36,114 34,866 35,949 40,994 38,780 39,112 40,985 40,454 69,932 72,526 64,013 71,666 63,800 76,833
Investments 51,776 76,084 78,781 98,537 109,717 107,412 111,069 108,352 99,634 110,076 110,501 112,135 111,708 117,528 119,697
Investments in Government of Sri Lanka Securities 30,623 54,363 54,636 52,761 62,325 61,893 63,274 61,683 58,122 70,871 68,551 73,870 73,205 77,014 79,345
Investment in Shares 11,663 11,911 12,970 32,839 35,511 34,267 34,789 30,855 36,293 34,951 35,472 34,530 34,458 33,074 31,408
Other Investments 10,747 11,006 12,329 14,068 12,959 12,440 13,944 16,781 17,711 17,068 16,453 13,783 13,999 17,382 18,989
Provision for decline in value of investment securities (1,258) (1,196) (1,154) (1,132) (1,079) (1,189) (938) (967) (12,492) (12,813) (9,974) (10,049) (9,954) (9,943) (10,045)
Loans and Advances (Net) 521,320 529,874 540,282 567,247 603,748 646,424 681,951 738,213 795,844 837,698 868,065 917,048 962,672 990,369 1,002,858
Leasing 249,117 248,824 252,141 257,281 275,593 307,820 342,862 385,438 419,296 426,425 444,061 463,844 490,412 503,123 516,631
Hire Purchase 122,176 121,351 122,676 125,343 120,613 105,942 94,722 84,001 73,364 63,621 55,076 47,989 42,241 37,117 33,148
Loans** 150,303 162,865 172,804 193,232 218,258 244,384 257,772 282,632 317,459 357,289 383,446 418,865 444,233 460,791 465,654
Real Estate 5,211 4,627 4,377 4,341 4,308 4,255 4,161 3,972 3,619 3,574 2,539 3,256 2,194 2,229 2,289
Pawning Advances 26,279 24,412 23,934 23,577 22,577 21,031 21,855 23,160 23,934 23,794 23,907 25,455 27,225 28,452 29,337
Loan Loss Provision and suspended interest (31,765) (32,206) (35,651) (36,527) (37,601) (37,008) (39,421) (40,990) (41,828) (37,004) (40,963) (42,361) (43,634) (41,343) (44,201)
Trading Stocks 15,065 14,474 14,789 13,711 14,572 14,509 14,300 13,551 12,936 10,139 9,097 9,229 7,662 6,702 7,547
Fixed Assets 21,888 24,496 25,171 25,620 25,840 26,539 26,835 28,124 28,305 29,792 31,363 32,163 33,326 35,415 37,533
Others Assets 33,628 32,405 31,526 16,478 16,585 14,924 14,629 15,935 15,565 15,670 18,723 19,701 20,394 19,844 22,314
LIABILITIES 684,585 717,170 728,356 760,686 814,553 852,909 891,294 948,221 996,127 1,077,793 1,114,552 1,158,706 1,211,891 1,239,085 1,271,635
Capital Account 96,584 102,423 102,267 109,850 116,870 121,328 125,179 126,365 123,139 131,571 135,985 140,883 146,107 153,030 160,959
Deposits 337,297 370,935 389,858 402,284 414,116 418,301 436,051 461,955 480,636 490,316 500,093 512,789 530,740 558,493 590,935
Fixed Deposits 328,062 360,303 378,449 383,433 396,468 400,065 417,111 438,109 457,486 466,180 476,827 489,902 507,688 534,693 567,263
Savings Deposits 8,563 10,006 10,759 18,130 16,984 17,600 18,315 23,222 22,568 23,552 22,698 22,054 22,184 23,002 22,906
Certificate of Deposits 672 626 651 721 664 635 625 624 581 584 568 833 869 798 766
Borrowings from 193,111 186,846 176,259 185,783 217,385 242,810 258,120 284,403 314,295 375,496 395,809 416,561 438,662 435,867 427,666
Financial Institutions 94,938 76,222 70,668 80,939 110,835 127,738 143,716 162,116 176,595 243,631 261,182 267,585 276,588 273,795 266,782
Others 98,173 110,624 105,591 104,844 106,550 115,073 114,404 122,287 137,700 131,865 134,627 148,976 162,074 162,072 160,884
Other Liabilities 57,593 56,966 59,971 62,769 66,181 70,470 71,944 75,498 78,058 80,409 82,666 88,473 96,382 91,695 92,076
Licensed Finance Companies Sector Rs .Mn Rs .Mn
End of Period
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
ASSETS 622,349 651,525 661,951 691,058 742,811 790,739 824,455 873,274 915,349 994,083 1,027,094 1,065,353 1,112,130 1,135,459 1,158,781
Cash and Bank Balances 36,358 35,292 32,226 34,046 39,664 38,047 38,744 39,364 38,338 68,449 70,564 63,381 69,985 61,728 67,472
Cash in Hand 2,517 3,705 2,889 2,913 2,742 3,194 3,380 3,044 3,369 4,449 4,249 4,392 4,226 5,141 4,675
Due from Banks and other institutions 33,842 31,586 29,337 31,133 36,922 34,853 35,365 36,321 34,969 64,001 66,315 58,989 65,759 56,587 62,798
Investments 47,219 68,800 73,591 93,180 105,812 105,790 108,685 105,793 96,988 106,945 107,819 106,987 106,449 111,811 113,561
Investments in Government of Sri Lanka Securities 28,172 48,861 51,545 49,128 60,142 60,399 61,013 59,247 55,599 67,891 66,019 68,872 68,097 71,448 73,356
Investment in Shares 10,120 10,393 11,142 31,019 33,689 34,044 34,566 30,632 36,070 34,700 35,222 34,281 34,207 32,822 31,155
Other Investments 10,094 10,650 11,959 14,066 12,956 12,440 13,944 16,781 17,711 17,068 16,452 13,783 13,998 17,382 18,988
Provision for decline in value of investment securities (1,166) (1,105) (1,055) (1,033) (975) (1,094) (838) (866) (12,391) (12,714) (9,874) (9,949) (9,854) (9,841) (9,938)
Loans and Advances (Net) 471,489 479,477 488,283 511,858 543,847 593,997 624,614 674,807 727,278 766,268 793,352 837,601 878,251 903,965 914,590
Leasing 211,017 210,409 212,658 216,137 231,951 266,767 298,124 337,093 368,386 376,164 392,467 411,302 435,896 449,053 461,988
Hire Purchase 119,157 118,318 119,597 122,184 117,564 105,205 94,053 83,406 72,862 63,198 54,699 47,668 41,974 36,899 32,966
Loans** 139,388 151,835 161,065 180,078 203,261 232,763 244,670 267,010 299,102 335,364 359,356 390,954 413,319 427,431 430,561
Real Estate 5,131 4,552 4,304 4,289 4,259 4,209 4,119 3,933 3,580 3,539 2,508 3,227 2,167 2,203 2,266
Pawning Advances 26,277 24,410 23,933 23,576 22,575 21,029 21,854 23,159 23,932 23,792 23,906 25,454 27,224 28,451 29,336
Loan Loss Provision and suspended interest (29,481) (30,047) (33,273) (34,405) (35,763) (35,976) (38,205) (39,795) (40,583) (35,790) (39,583) (41,003) (42,329) (40,071) (42,527)
Trading Stocks 14,545 13,928 14,269 13,229 14,436 14,413 14,109 12,759 12,410 10,074 8,984 9,100 7,638 6,678 7,481
Fixed Assets 20,718 23,293 23,858 24,329 24,137 25,053 25,312 26,416 26,675 28,065 29,567 30,372 31,526 33,744 35,868
Others Assets 32,019 30,736 29,724 14,415 14,914 13,438 12,990 14,135 13,660 14,282 16,808 17,911 18,282 17,533 19,809
LIABILITIES 622,349 651,525 661,951 691,058 742,811 790,739 824,455 873,274 915,349 994,083 1,027,094 1,065,353 1,112,130 1,135,459 1,158,781
Capital Account 80,411 85,264 84,529 91,336 97,192 103,899 106,869 106,408 102,590 109,488 113,388 117,574 121,849 127,973 134,912
Deposits 337,297 370,935 389,858 402,284 414,116 418,301 436,051 461,955 480,636 490,316 500,093 512,789 530,740 558,493 590,935
Fixed Deposits 328,062 360,303 378,449 383,433 396,468 400,065 417,111 438,109 457,486 466,180 476,827 489,902 507,688 534,693 567,263
Savings Deposits 8,563 10,006 10,759 18,130 16,984 17,600 18,315 23,222 22,568 23,552 22,698 22,054 22,184 23,002 22,906
Certificate of Deposits 672 626 651 721 664 635 625 624 581 584 568 833 869 798 766
Borrowings from 152,695 143,690 133,733 142,284 173,108 205,439 215,730 236,962 262,466 321,858 338,997 356,331 373,646 366,027 351,183
Financial Institutions 84,393 64,927 60,122 69,302 93,893 108,989 120,569 137,150 151,539 216,920 235,155 242,315 251,665 249,910 236,991
Others 68,303 78,764 73,611 72,981 79,216 96,450 95,161 99,812 110,927 104,939 103,842 114,017 121,981 116,117 114,192
Other Liabilities 51,946 51,637 53,831 55,154 58,395 63,100 65,804 67,948 69,657 72,420 74,616 78,659 85,894 82,966 81,751
Specialsed Leasing Companies Sector Rs .Mn Rs .Mn
End of Period
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
ASSETS 62,236 65,644 66,405 69,628 71,741 62,170 66,839 74,947 80,779 83,710 87,458 93,353 99,761 103,626 112,854
Cash and Bank Balances 4,549 4,545 5,582 5,047 4,427 5,055 3,766 4,682 5,506 5,968 6,239 5,049 6,144 7,501 14,215
Cash in Hand 23 18 54 230 355 1,127 18 17 21 37 28 25 236 288 179
Due from Banks and other institutions 4,526 4,527 5,529 4,817 4,072 3,927 3,748 4,665 5,485 5,931 6,211 5,024 5,908 7,213 14,035
Investments 4,556 7,284 5,190 5,356 3,904 1,622 2,384 2,559 2,645 3,131 2,683 5,148 5,259 5,717 6,136
Investments in Government of Sri Lanka Securities 2,451 5,501 3,091 3,632 2,183 1,494 2,261 2,436 2,523 2,979 2,532 4,998 5,107 5,566 5,989
Investment in Shares 1,543 1,518 1,828 1,821 1,823 223 223 223 223 251 250 249 251 253 253
Other Investments 653 356 370 3 3 0 0 0 0 0 0 0 0 - 0
Provision for decline in value of investment securities (91) (91) (99) (99) (104) (95) (101) (101) (101) (100) (100) (100) (100) (102) (107)
Loans and Advances 49,831 50,397 51,998 55,389 59,901 52,426 57,337 63,406 68,566 71,430 74,713 79,447 84,421 86,403 88,268
Leasing 38,100 38,415 39,483 41,144 43,642 41,054 44,738 48,345 50,911 50,260 51,594 52,542 54,516 54,070 54,643
Hire Purchase 3,019 3,033 3,079 3,159 3,050 737 669 594 503 423 376 321 267 218 182
Loans** 10,915 11,031 11,740 13,154 14,997 11,621 13,102 15,622 18,357 21,925 24,090 27,912 30,915 33,360 35,093
Real Estate 80 75 73 52 48 45 42 39 39 35 31 29 27 26 23
Pawning Advances 2 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Loan Loss Provision and suspended interest (2,284) (2,158) (2,378) (2,122) (1,838) (1,032) (1,216) (1,195) (1,245) (1,214) (1,380) (1,359) (1,305) (1,273) (1,674)
Trading Stocks 520 546 520 483 135 96 191 793 526 65 113 129 25 24 66
Fixed Assets 1,170 1,204 1,313 1,291 1,703 1,486 1,523 1,708 1,630 1,727 1,796 1,791 1,799 1,671 1,665
Others Assets 1,609 1,668 1,802 2,062 1,671 1,485 1,639 1,800 1,905 1,388 1,915 1,790 2,113 2,311 2,505
LIABILITIES 62,236 65,644 66,405 69,628 71,741 62,170 66,839 74,947 80,779 83,710 87,458 93,353 99,761 103,626 112,854
Capital Account 16,173 17,159 17,738 18,514 19,678 17,429 18,310 19,956 20,549 22,083 22,596 23,309 24,257 25,058 26,047
Deposits 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Borrowings from 40,416 43,156 42,527 43,500 44,276 37,371 42,390 47,441 51,829 53,638 56,812 60,230 65,016 69,840 76,483
Financial Institutions 10,546 11,295 10,547 11,637 16,942 18,749 23,146 24,966 25,056 26,712 26,027 25,271 24,923 23,886 29,791
Others 29,870 31,861 31,980 31,863 27,334 18,623 19,243 22,475 26,773 26,926 30,785 34,960 40,092 45,955 46,691
Other Liabilities 5,647 5,329 6,140 7,615 7,786 7,370 6,140 7,550 8,401 7,990 8,050 9,814 10,488 8,729 10,324

* Provisional
** Includes dues from related party
 Table 5.7.2 - Constituents of Regulatory Capital, Rs. Mn

Licensed Finance Companies and Specialised Leasing Companies Sector

Constituents of Regulatory Capital, Rs. Mn 2013 2014 2015 2016 2017
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
Tier I: Eligible Core Capital (a) 76,102 76,446 87,531 82,765 83,723 86,943 105,796 97,944 87,311 93,814 114,466 111,777 112,413 115,255 133,226
Tier II: Eligible Supplementary Capital (b) 9,110 8,748 8,557 8,734 8,886 11,872 12,832 12,544 14,728 14,362 15,584 15,665 14,145 14,619 14,364
Total Regulatory Capital Base 83,809 83,269 93,082 88,120 88,249 93,722 112,126 102,738 92,917 98,595 120,860 118,291 116,156 120,461 140,291

Licensed Finance Companies Sector

Constituents of Regulatory Capital, Rs. Mn 2013 2014 2015 2016 2017
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
Tier I: Eligible Core Capital (a) 63,197 63,527 72,825 68,055 68,977 74,529 89,418 81,344 71,231 77,491 93,637 91,032 91,673 94,980 111,154
Tier II: Eligible Supplementary Capital (b) 9,102 8,748 8,557 8,734 8,886 11,872 12,832 12,544 14,728 13,634 14,848 14,931 13,508 13,149 12,816
Total Regulatory Capital Base 70,896 70,350 78,376 73,409 73,502 81,309 95,747 86,138 76,837 81,546 99,295 96,812 94,779 98,716 116,671

Specialsed Leasing Companies Sector

Constituents of Regulatory Capital, Rs. Mn 2013 2014 2015 2016 2017
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17*
Tier I: Eligible Core Capital (a)
12,905 12,919 14,706 14,710 14,746 12,414 16,378 16,600 16,080 16,322 20,830 20,745 20,739 20,275 22,072
Tier II: Eligible Supplementary Capital (b) 9 - - - - - - - - 728 736 734 637 1,470 1,548
Total Regulatory Capital Base 12,913 12,919 14,706 14,710 14,746 12,414 16,378 16,600 16,080 17,050 21,566 21,479 21,377 21,745 23,620
(a) Eligible Core Capital is the total Core Capital less total amount of deductions/adjustments to total Core Capital
(b) Eligible Supplementary Capital is the Total Suplementary Capital less total amount of deductions/adjustments to
Suplementary Capital after limiting to a maximum of 100 per cent of Tier 1 capital
* Provisional