What I Need to Know

This module is designed to help you master the market problem to be solved or
the market need to meet. Through this module, you can determine the
characteristics of a successful entrepreneur , compute the income, operating
expenses and payback period of a business and the financial ratios and
measurement. Lastly, it is expected that at the end of the module, you will
appreciate the personal transformation, learning the new normal in education
and possess the entrepreneurial skills the creativity, innovation and risk-taking,
as well as the ability to plan and manage the demand and supply needed by the
community.

The module will help you understand the Market Research which has been
separated into two basic categories:

 problem –identification research

 problem- solving research

After going through this module, you are expected to:

1. identify the market problem;

2. describe the food cart and food kiosk;
3. list down the market need to be met;
4. compute the income, operating expenses and payback period of your new
business;
5. determine the characteristics of a successful entrepreneur; and
6. express honesty while doing the activities.

1
 What I Know
Choose the letter of the best answer. Write the chosen letter on a separate sheet of
paper.

1. Entrepreneurship is the capacity and willingness to _______________________ a

business venture along with any of is risks in order to make a profit.
a. develop
b. organize
c. manage
d. all of the choices

2. The most obvious example of entrepreneurship is the ____________________of a

new business.
a. starting
b. ending
c. buying
d. Selling

3. Filipinos really love to eat, differentiate one’s service to an existing one, Mang
Inasal and Max’s.
a. presentation
b. choices of food
c. set-ups
d. all of the choices

4. To start and compete in the world of FBS, as a beginner you must offer the
following services:
a. promotion
b. giving flyers
c. location checking
d. all of the choices

5. How we reassure our customers, e.g. impressive buildings, well-trained staff,

great website?
a. physical evidence
b. people
c. product
d. promotion

6. The ________________ is a combination of factors that can be controlled by a

company to influence consumers to purchase its products.
a. 7Ps
b. 4Ms
c. marketing mix
d. marketing plan

7. __________________________________ is a regular charge that is made to people

for the use of their local water supply.
a. gas
b. electricity
c. water bill

2
 d. miscellaneous
8. On entrepreneurial mind frame, what should you have to ask yourself?
a. What are your passions in life?
b. What business can you start based on your interests?
c. Who is your entrepreneurial hero? Why?
d. All of the choices

9. Prices/Fees: How can we change our pricing model?

a. multi-channel
b. retail
c. wholesale
d. all of the choices
10. Hiring of good and skillful people to Japan is an example
of____________________________.
a. manpower
b. money
c. machine
d. materials
11. In connection with our police offices in our everyday lives, what animation
was applied in cellular phones?
a. the apps regarding FPJ’s Ang Probinsyano
b. ABS-CBN TV Patrol
c. TNT Tapatan Kay Tunying
d. All of the choices

12. Animation in the Philippines was started by the cartoonists like the
cartoons in comics
a. Pokwang
b. Kalabog en Bosyo
c. Asyong Aksaya
d. All of the choices
13. To promote new products, there should be changes in design, value,
usefulness. PotatoWaves are now in Greenwich Pizza. It’s a first appetizer
introduced after the fries. Did the producer used
a. new knowledge
b. effort
c. innovations
d. all of the choices
14. Entrepreneurship is an individual’s ability to turn ideas into action.
What are the essential products are now in demand in time of pandemic?
a. food
b. water
c. personal protective equipment
d. all of the choices
15. Entrepreneurs of micro small and medium enterprises are now affected
by this pandemic all over the country. But economic analysts told us that
this is an opportunity. What business will rise in post-pandemic time
EXCEPT;
a. retail stores
b. wellness and spa salon
c. digital cash operation

3
 d. online business

Lesson

1. Development of Business
Plan
1
Learning Competencies

1. Recognize the potential market

1.1 Identify the market problem to be solved or the market need to be
met;
CS_EP11/12ENTREP-0a-1

In this lesson, “classify your problem always before attempting to solve

them”. Otherwise, you might be spending money to solve the wrong problem. To
meet the market needs, the basic principles of economics and the free market
which is supply and demand was applied.

What’s In

Describe a food cart and food kiosk by completing the given column.

Food cart Food kiosk

Size
Capital
Location
Capital
Food

4
 What’s New

Read the short story.

Thelma is a factory worker. She works for a company that makes processed meat
products. Her husband is a factory worker as well. They both are classified as daily
workers and earn a basic wage.

“I have been working for this processed meat company for several years now. I
picked up so many things about food during my stay in the company”, Thelma
added.

I currently work for a processed meat company. The company produces ready to
eat meal viands. I have learned a lot about the products just by observing and
asking questions. Plus, I cook whenever I’m home. So I would like to offer home
cooked Filipino meal viands.

I am thinking of leaving my present work so I can focus on our business. “Do you
think I will be able to operate it on my own?”, Thelma said.

After reading the story. Write down your answers:

1.- 3. What was her motivation to go into the food kiosk business?

a. ___________________________________________________________
b. ___________________________________________________________
c. ___________________________________________________________

4. Where will she put her own business?

a.___________________________________________________________

5. What is her target market?

a.___________________________________________________________

5
 What is It

This is how food cart and food kiosk described.

People who patronize food carts have limited budget and are looking for a quick
meal while the street stalls or kiosks are the most patronized food outlets. So it
makes sense to go into a food cart business.

Observation is one form of research. Research is important. In this instance, you

need to go around public places where carts are located. Determine why one stall
has a long queue than the other. Use your five senses in observing the landscape.
So, are you convinced that you should go into the cart business?

It will only take one person to run a cart. You can man the cart yourself. There is
no need to hire someone to look over the cart. You can realize savings in manpower
cost. It is operations-friendly.

A kiosk occupies more space than a cart though. You will need to be discerning as
to where you will put up your kiosk business. Well, there are a lot of food kiosk
businesses if you go out and observe. Some of the concepts are being franchised.
Examples would be Lots A Pizza, Goodah, Goto King and Minute Burger. It is
bigger than a cart but smaller than a restaurant. Due to its size you will be able to
offer a variety of food items. You can offer breakfast, lunch and even PM snack
items. Customers won’t mind standing while eating their food but it will be
advantageous if you will be able to have some chairs and tables.

You should place your food kiosk business in a location where people usually go
like offices, schools, factories, commercial/business establishments, junctions and
transportation terminals or even parks.

6
 FOOD CART

FOOD KIOSK

Photo credit to Aling Tessie’s Food Cart Business, Slide deck presentation during
the Regional Mass Training for TVL Teachers dated December 9 to December 13,
2016.

7
 What’s More

Based on Thelma’s plan of operating her own business, let us see how you
understand why market answers the needs.

Do this activity in a separate sheet of paper.

How do you identify market needs according to:

Size of the market

(estimated number of target customers
in the locality)
Costumer profile
(characteristics in common)
Personal similarities to market
(sameness or likeness)
Cultural components
(gender, sex, location)
Special interests or needs
(active involvement of the target market)

Choose your answer here:

men government employees children

working personalities students buying ready/cooked food
walking/jogging every morning want lutong-bahay viand women
fund of ginataan dishes households are working fifty households
located near the school along the main street working parents

8
 What’s More

Independent Activity 1.

In order to sustain your interest , a challenge through a personal reflection is

given.

Write your answer for each column with the guide questions for five (5) points each.
Five Point Scoring Rubric is written on the next page.

On Entrepreneurial Mind On Entrepreneurial On Entrepreneurial Gut

Frame Heart Flame Game
What are your passions/ Do you think you have What new products
interests/and hobbies in life? good people skills? How entering the market now,
What skills and competencies can you further develop do you think will survive
are you good at? Who is your your people skills for for three years with great
entrepreneurial hero? Why? entrepreneurship? success? Do you think
you have the courage and
stamina to dedicate
yourself fully to a
business?

9
Here is the scoring rubric for your guide in answering the questions.

% CONVERSION FIVE POINT SCORING RUBRIC

5 points – (a MODEL Product)
100 %  All the requirements are evident and exceeded.
 The product is very neatly done and extremely well
organized.
 The product is complete, detailed, and analytical.
 Completed on time.
4 points – ( What is EXPECTED )
90 %  All of the requirements are evident and met.
 The product is very neatly done and well organized.
 The product is complete and detailed.
 Completed on time.
3 points – ( ALMOST What is EXPECTED )
80 %  Almost all requirements are evident (maybe 1 or 2 are
missing)
 The product is neatly done and organized.
 The product is complete but may lack detail.
 Completed on time.
2 points – ( SORT of What is EXPECTED )
70%  Most requirements are evident (maybe 3 or 4 are
missing)
 The product is done and sort of organized.
 The product is incomplete but attempts at completion
are clear.
 Completed on time.
1 point - (NOT What is expected )
60%  Many of the requirements are NOT PRESENT
 The product is very poorly done and/or poorly
organized.
 The product is incomplete.
 May not be completed on time.
0 point – ( Does NOT Meet Standards )
50%  Cannot be scored or no product.

Five Point Scoring Rubric: https://www.cus80.com

10
Independent Assessment 1

As an opportunity seeker, the entrepreneur will surely discover other sources of

opportunities. Unexpected successes (or failures) can lead to good opportunities.
New knowledge as well as new technology can be the source of highly innovative
opportunities.

From the given statement, cite an appropriate example of your products/services.

Support your answer and basic research will help you. You will have five points
for every given answer. Five Point Scoring rubric is written on the previous page.

A. More healthy products are

demanded by customers

B. Greater usage of apps to place

delivery orders via smartphones,
which may help increase market
reach

C. Opportunity to come up with

“green” products that are non-
pollutant, non-toxic,
biodegradable, and recyclable

11
Independent Activity 2

From previous topics, this may be a new jargon for you and breaking down into
digestible bits.

Please take note that jargon is a hybrid language or dialect simplified in vocabulary
and grammar and used for communication between peoples of different speech.

Read the statements and answer with Myths or Facts on the line provided.

_______________1. The only requirement in starting a business is a good idea.

_______________2. Entrepreneur does open up amazing opportunity.

_______________3. All responsibility falls on the entrepreneur.

_______________4. Only money motivates employees.

_______________5. You have more paperwork than you ever dreamed existed.

_______________6. “I will learn from my mistakes” becomes your mantra.

_______________7. Business either flourish or fail.

_______________8. You become the jack-of-all trades in your business.

_______________9.60% of people who start small businesses are between the ages
40 to 60.

______________10. Success is going to take a lot longer than a year.

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Independent Assessment 2
Here is the First Stage of Successful Entrepreneurial Initiative. The Chain of
Entrepreneurship shows:

CREATIVITY ENTREPRENEURSHIP
INNOVATION

Thinking New Creating Value in the

Things Doing New Things Workplace

EXAMPLE:

Line of Business is Food (Restaurant)

CREATIVITY -you will think of a creative solutions in uncertain situations

From restaurant business, you will offer now cooked food, sell eggs, meat,
vegetables, fruits and even the condiments and major ingredients for pick-ups and
delivery.

INNOVATION – you will do new things out of restaurant activities

You can offer combo meals, packed (raw ingredients for pancit) or in canisters per
order.

ENTREPRENEURSHIP - you will create value in the workplace

You can transact business thru online selling, words of mouth and even can hire
rider/s for delivery.

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Now, it is your turn to make a chain of entrepreneurship to start your own
business plan. Support your plan with your CREATIVITY, INNOVATION and
ENTRENEURSHIP ability. Five Point Scoring Rubric is written on the previous
pages. Do this in separate sheet of paper.

Business Name: ____________________ Products/Services _________________

CREATIVITY
INNOVATION
ENTREPRENEURSHIP

14
 Independent Activity 3
Market sizing is the process of estimating the potential of a market. Understanding
the potential of a market is important for business looking to launch a new product
or service. The products or services available in the market. The significant
trends in the market.

How do you compute for the income of your food kiosk business?

DIY! Do it yourself now and notice how the amount of money is written.

Selling Volum Total

Particular Price e
How to compute for sales?

Selling Price x Volume or

Transaction count Rice Cake Php 25 Php____
10.00
Example: Maja 43 _____
Blanca
Selling Price: Php 57.00 7.00 38 _____
Pancit
Volume or Transaction Count: 50 Bihon 57 _____
20.00
Pancit
Palabok
Php 57.00 x 50 = Php_________ 103 _____
25.00
Lumpiang
Gulay

How to compute for gross profit? Sales Food Cost Gross Profit
Sales less Food Cost Php 3,500.00 Php 1,859.00 Php ________

2,849.00 793.00 _________

Example: 4,372.00 3,500.00 _________
Sales: Php 2,850.00 How much is the gross profit for three days?
Food cost: 1,440.00 Php __________
Php 2,850.00 - 1,440 = Among the three days sales, which sales has the
Php __________ biggest gross profit? Php __________

15
How to compute for Net Income: Gross Operating Net Income

Gross Profit less Operating Expense Profit Expenses

Example: Php 3,784.00 Php 1, 629.40 Php________

Gross Profit: Php 1,710.00 4,296.00 2,483.20 ________

Less: Operating exp. 5,397.50 3,521.40 ________

829.55
Which net income is the lowest for three days?
Php 1,710.00 – 829.55 = Php _____________

Php ________ What is the average net income?

Php _____________

How to compute for Operating Expense

Rent expense (if Daily Rent computation:

applicable) Assuming: Php10,000 monthly
+ rent Operating Days: 22 days

Php10,000 / 22 days =
Php454.55/day

Daily Utilities computation:

Utilities
Assuming: Php1,650 monthly
utilities Operating Days: 22
days

Php1,650 / 22 days =
+
Daily Manpower computation:

Manpower Assuming: Php300/day/staff

Number of staff: 1
=

This is what you need

to earn each day! Php829.55/day

16
Financial Ratios and Measurements

In any business endeavor, the investor or the entrepreneur himself or herself will
always be interested in knowing the payback period or how long will it take for him
or her to get back what he or she has invested in the enterprise.

How to compute for Payback Period: To compute for the income payback period based
on ABC Company’s financial statements, which
Total Investment Php 30,000.00 specify investments of Php 1,500,000 and net
income after taxes of Php 500,000 a year.
÷
Solve for payback period.
Annual Net income Php 232,400.00

= Payback Period .12 or 1.5 months

In effect, the faster you are able to earn back the money invested, the better for the
entrepreneur and the more attractive the business opportunity.

To compute for the income payback period

How to compute for Return on Investment based on ABC Company’s financial statements,
which specify investments of Php 1,500,000
Annual Net Income Php 232,400.00
and net income after taxes of Php500,000 a
÷ year.

Total Investment Php 30,000.00 Again, substituting the variables using ABC
Company’s estimated figures.
= Return on Investment 7.748
Solve for return on investment.

17
Independent Assessment 3
Study the given data, then compute for what are asked?

Cost of Goods Sold and Merchandise Inventory

The following transactions are assumed to have taken place during the month of
July:

Purchases:
July Description Amount
2 units at Php Php 10,000.00
500 20.00
10 80 units at Php
0 20.00
20 1,000 units at Php
20.00
25 60 units at Php
0 20.00
Total units at Php 20.00 Php

Sales:
July Description Amount
4 40 units at Php 30.00 Php 12,000.00
0
12 70 units at Php 30.00
0
24 1,10 units at Php 30.00
0
31 50 units at Php 30.00
0
Total units at Php 30.00 Php

Summary:
Total units purchased: _____________
Less: Total units sold _____________
Total units remaining unsold, 7/31 _____________
Unit cost x _____________
Total value of merchandise inventory, 7/31 _____________

From the above information, the cost of the units sold may be determined as
follows:
Total units purchased during July ____________
Less: total units remaining unsold, 7/31 ____________
Total units sold ____________
Unit cost x _____________
Total cost of units sold Php ____________

The gross profit maybe computed as follows:

Sales (2,700 units at Php 30.00) Php ____________

18
Less: Cost (2,700 units at Php 20.00) ____________
Gross Profit on sales Php ____________

What I Have Learned

1. Entrepreneurs are opportunity seekers, curious and always on the look-out

for these opportunities and finding out whether they could do something out
of this opportunity. This is the very characteristic that separates the
entrepreneur from the ordinary business man who simply wants to makes a
profit by producing, buying and selling goods. Entrepreneurs contribute to
the economy by raising productivity and creating value by introducing new
products and services or finding better ways of making it.

2. Supply and demand are also opportunities in the market sources

particularly for specific products. The increased demand or supply or the
higher or lower prices of goods yield their own opportunities. For example,
there is the battle of the value/combo meals, otherwise known as the “more-
for-less” strategy in the fast-food restaurant industry. The demand for more
affordable but filling meals is continuously growing particularly.

3. Opportunity seekers discover other sources of opportunities. Another

potential source of opportunity is the entrepreneur’s own set of skills or
expertise, or hobby. New knowledge as well as new technology can be the
source of highly innovative opportunities.

4. The ten characteristics of a successful entrepreneurs. Successful business

people have many traits in common with one another. Disciplined,
confidence, open-minded, self-starter, competitive, creativity, determination,
strong people skills, strong work ethic, and passion. Successful
entrepreneurs want to see the view is like at the top of the business
mountain.

5. The law of supply and demand states that the quantity of a good supplied
(i.e., the amount owners or producers offer for sale) rises as the market
price rises, and falls as the price falls. Conversely, the law of demand says
that the quantity of a good demanded falls as the price rises, and vice versa.

6. The search for opportunity is an exciting and creative process. In fact, the
entrepreneur must overcome the biggest obstacle to seizing that opportunity
and that obstacle is either himself or herself.

7. The financial feasibility is the most important aspect of the pre-feasibility

study. It actually translates all the financial figures into financial
statements.

8. The importance of feasibility study is prepared in order to have a more in-

depth study of market potential of the business opportunity and at the same

19
 time, have a thorough assessment of the entrepreneur’s capability to venture
into it.

What I Can Do

In a separate sheet of paper, prepare the sales, operating expenses and income of
Kobe Kitchenette for the month of June. Show your computations.

ITEMS TRANSACTION COUNT PRICE

Bulalo 125 250.00
Calderetang baka 84 350.00
Kare-kare 45 175.00
Lechong kawali 36 150.00
Paella (Seafoods) 25 260.00

Rent expense Php 4,000.00/month Operating days = 22 days

Utilities 2,500.00/month Operating days = 22 days

Manpower 350.00/month No. of staff = 4

Given: Purchases: Php 25,500.00

20
 Assessment

Use separate sheet of paper in answering Assessments A. and B.

A global pandemic is an opportunity for global change for rapid and effective
change to a better world. The pandemic we are experiencing is temporary; making
a change for the better is an opportunity we cannot afford to miss. An opportunity
recognition, opportunity assessment and opportunity realization for all of us. The
new normal is preparing for business re-opening. The following are statements
given by the owners of successful businesses who are experiencing difficulties
because of the Enhanced Community Quarantine.

planning open-mindedness risk – taking creativity professionalism

passion

A. Choose the characteristics correspond with the statement then write your
answer in a separate sheet of paper.
_____________1. Owner is the mother of all employees.

_____________2. Online selling, products in packs, delivery and pick-ups.

_____________3. Expanding of product lines.

_____________4. Personal transformation and acquire new skills.

_____________5. Growth in technical aspects, zoom meeting, online platforms, etc.

_____________6. Brainstorming of the family rather than employees.

_____________7. Franchising is decreasing and has lower income.

_____________8. Work from home is harder than regular work face to face with
employees.

_____________9. Food is a good investment.

____________10. Welfare of the staff and safety measures and protocols.

____________11. Packed raw materials/products are in demand.

____________12. Sharing, collaboration to other entrepreneurs are needed.

____________13. Change in demographic profile happened.

____________14. Always stay positive and observe hygiene.

21
____________15. Employees need new skills and do something marketable.

Additional Activities

A. Make a basic research:

What are the five market problems to be solved in a post- pandemic
economy?

1. _______________________________________________________
2. _______________________________________________________
3. _______________________________________________________
4. _______________________________________________________
5. _______________________________________________________

B. Social media offers many benefits to business owners as it allows them to

reach out to their customers and to gain the attention of more
people/potential customers. A little more effort on Facebook, Twitter and
Instagram really go to the distance and online surfers get the impression
that there’s actually a human who cares.

Create your own Facebook Page with the following information:

This is based on our post-pandemic economy, What is the demand in the
market and how can you supply it:

a. business name and location

b. new or existing products or services you are promoting
c. unique selling proposition

22
 Answer Key

What I Know What Is It?

1.d 6. c Market size Cultural components

 fifty households men
2. a 7. c  located near the school students
 along the main street children
3. d 8. a Costumer profile women
 working personalities Special interest
4. d 9. d  government employees walking/jogging in the
 households are working morning
5. d 10. a  buying ready/cooked food
 working parents
 fund of ginataan

What’s In?

Food Cart Food Kiosk

size Limited space Larger in size
capital Smaller amount of money Bigger amount of money
location Can move from one place to Permanent in place
another
Food Limited offer of food for sale At least can offer five to six kind
of food for sale

What’s New?

1. to have bigger/additional income to support the family

2. to start a business of her own or to work without boss or manager

3. a food business is good.

4. to place the food cart or food kiosk in busy street like near huge schools, terminals,
markets, etc.

5. her target market will be based on the demographic profile, age level, income level,

education level, busy or traffic streets.

23
Independent Activity 2. Independent Assessment 2.

1. Myth 6. Fact A.How to compute for sales

2. Fact 7. Myth
Rice Cake Php 250.00
3. Myth 8. Fact Maja Blanca 301.00
Pancit Bihon 760.00
Pancit Palabok 1,425.00
4. Myth 9. Fact
Lumpiang Gulay 1,030.00
5. Fact 10. Fact

B. How to computer Gross Profit: C. How to compute for Net Income:

A. Php 1,641.00 A. Php 2,154.60
B. 2,056.00 B. 1,812.80
C. 872.00 C. 1,947.83

Gross profit for 3 days Php 4,569.00 A + B + C /3 Php 1,947.83 average

Biggest gross profit Php 2,056.00 lowest income Php 1,812.80

D. How to compute for Operating Expenses

Rent expense Php 3,000.00/ 20 days = Php 150.00 daily

Utilities Php 1,500.00/20 days = 75.00 daily
Sales Manpower Php 350.00 x 2 = Php 83,755.00
700.00 daily
Less: Purchases
Thelma needs to earn Php
each 25,500.00
day = 925.00
Operating exp 37,300.00 62,800.00
Net Income Php 20,955.00

24

Assessment:
 F. How to compute Return on Investment:

Annual Net Income/Total Investment = Return on Investment

Php 500,000.00/ Php 1,500,000.00 = 3 years

Independent Activity 3

Purchases Sales

500 x Php 20.00 = Php 10,000.00 400 x Php 30.00 = P12,000.00

800 x 20.00 = 16,000.00 700 x 30.00 = 21,000.00
1,000x 20.00 = 20,000.00 1,100 x 30.00 = 33,000.00
600x 20.00 = 12,000.00 500 x 30.00 = 15,000.00

2,900 Total Php 58,000 2,700 Total Php 81,000.00

Total units purchased 2,900

Less: Total units sold 2,700
Total units remaining unsold, 7/31 200
Unit Cost x 20.00
Total value of merchandise inventory, 7/31 Php 4,000.00

Total units purchased during July 2,900

Less: total units remaining unsold, 7/31 200
Total units sold 2,700
Unit cost x 30.00
Total Cost of units sold Php 81,000.00

25
The gross profit maybe computed as follows:

Sales (2,700 units at Php 30.00) Php 81,000.00

Less: Cost (2,700 units at Php 20.00) 54,000.00

Gross Profit on sales Php 27,000.00

What I Can Do?

Bulalo 125 x Php 250.00 = Php 31,250.00

Calderetang baka 84 x 350.00 = 29,400.00
Kare-kare 45 x 225.00 = 10,125.00
Lechon Kawali 36 x 180.00 = 6, 480.00
Paella 25 x 260.00 = 6,500.00
Sales Php 83,755.00
Operating
Given: Expenses:
Purchases : Php 25,500.00
Rent Php 4,000.00/22 days = Php 181.80 Php 4,000.00
Utilities 2,500.00/22 days = 113.64 2,500.00
Manpower 350.00 x 4 1,400.00 30,800.00
Total Php 37,300.00

Additional Activity:

Any five of the following will be the answer:

1. Business that use cloud computing
2. Shift of cash to digital payments
3. Demand for personal protective equipment, ventilators, other
medications
4. Local restaurants into retailers like pick up orders, delivery
5. On line shopping
6. On line tutors
7. Make money for your hobby ex. Cooked food for sale, sewing
face masks, planting vegetables
8. Virtual workers, work from home specialists
9. Super charging of the nascent BYOD – (Bring Your Own 26
Device)
10.Personal shopper
References
Alexa Blog, 2020, Market Size: Definition & Resources, https://blog.alexa.com
Chain of Entrepreneurship, https://slideplayer.com
Duckster, “Money and Finance: Supply and Demand Example

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https://www.duckters.com

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