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Kotak Zen Credit Card Brochure

The Kotak Zen Signature Credit Card is designed to balance rewards, travel, and milestone benefits. Cardholders earn Zen points for spends that can be redeemed for cashback. The card offers benefits like 8 complimentary airport lounge access annually, 3 complimentary access to over 1300 lounges through Priority Pass, and a 1% waiver on fuel surcharges. Additional bonus Zen points are awarded for annual spends over Rs. 3 lakhs and Rs. 6 lakhs. The card provides security features like an EMV chip and PIN authentication for transactions.

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Saksham Goel
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100% found this document useful (1 vote)
4K views8 pages

Kotak Zen Credit Card Brochure

The Kotak Zen Signature Credit Card is designed to balance rewards, travel, and milestone benefits. Cardholders earn Zen points for spends that can be redeemed for cashback. The card offers benefits like 8 complimentary airport lounge access annually, 3 complimentary access to over 1300 lounges through Priority Pass, and a 1% waiver on fuel surcharges. Additional bonus Zen points are awarded for annual spends over Rs. 3 lakhs and Rs. 6 lakhs. The card provides security features like an EMV chip and PIN authentication for transactions.

Uploaded by

Saksham Goel
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

We believe that every moment has tremendous possibilities.

The art is in spending it well with peace and happiness. Welcome to


a new way of living with the Kotak Zen Signature Credit Card.

Your Kotak Zen Signature Credit Card is designed to balance


rewards, travel and milestone benefits in perfect harmony.
So your every moment is rewarding and full of happiness.
Zen Points:

15 Zen points for every `150 on


KayMall spends

5 Zen points for every `150 on


all other spends

1 Zen point = `0.25


Bonus Zen Points:

7500 Zen points if your annual


spends cross `3,00,000

15000 Zen points if your annual


spends cross `6,00,000

1 Zen point = `0.25


Travel Benefits:

8 complimentary domestic airport


lounge access, annually

3 complimentary access to more than


1300 airport lounges through Priority Pass, annually
Safety Features:

Embedded EMV Chip lends an


additional level of security

6-digit PIN authentication for higher security


of your transactions
Other Benefits:

VisaPay Wave: Lost Card Protection: Fuel Surcharge Waiver:


Now pay instantly by Cover against fraudulent 1% surcharge waiver on
simply waving your card usage up to `2,50,000 Fuel spends at any petrol
in front of card machine pump, across India

So pull out your card and set on a journey to tranquillity.


Value Builders Value in INR Fees and charges associated with
the Kotak Zen Credit Card:
Welcome Benefit 375

Priority pass + 3 free visits 13500 Joining Fee:


`1,500 (Plus GST)
Zen points value on KayMall spends* 6300
Annual Fee:
Zen points value on non-KayMall spends* 4900 `1,500 (Plus GST)

Milestone benefit on crossing


3750
INR 6 Lakh annual spends As an added benefit, get
1500 bonus zen points post the
Fuel surcharge waiver annual benefit 3500 realization of the joining fee.

Annual fees Waiver Benefit 1500 Also, enjoy Annual Fee waiver on
annual retail spends of `1,50,000.
Net annual value to cardholder 30825

*The above calculations are derived on assumed monthly spends of `70,000 where 30% of monthly spends is done
on Kaymall and 70% on other [Link] issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Ltd.
All features and benefits are subject to Credit Card T&C. Please read the Credit Card T&C provided on [Link] carefully.

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