We believe that every moment has tremendous possibilities.
The art is in spending it well with peace and happiness. Welcome to
a new way of living with the Kotak Zen Signature Credit Card.
Your Kotak Zen Signature Credit Card is designed to balance
rewards, travel and milestone benefits in perfect harmony.
So your every moment is rewarding and full of happiness.
Zen Points:
15 Zen points for every `150 on
KayMall spends
5 Zen points for every `150 on
all other spends
1 Zen point = `0.25
Bonus Zen Points:
7500 Zen points if your annual
spends cross `3,00,000
15000 Zen points if your annual
spends cross `6,00,000
1 Zen point = `0.25
Travel Benefits:
8 complimentary domestic airport
lounge access, annually
3 complimentary access to more than
1300 airport lounges through Priority Pass, annually
Safety Features:
Embedded EMV Chip lends an
additional level of security
6-digit PIN authentication for higher security
of your transactions
Other Benefits:
VisaPay Wave: Lost Card Protection: Fuel Surcharge Waiver:
Now pay instantly by Cover against fraudulent 1% surcharge waiver on
simply waving your card usage up to `2,50,000 Fuel spends at any petrol
in front of card machine pump, across India
So pull out your card and set on a journey to tranquillity.
Value Builders Value in INR Fees and charges associated with
the Kotak Zen Credit Card:
Welcome Benefit 375
Priority pass + 3 free visits 13500 Joining Fee:
`1,500 (Plus GST)
Zen points value on KayMall spends* 6300
Annual Fee:
Zen points value on non-KayMall spends* 4900 `1,500 (Plus GST)
Milestone benefit on crossing
3750
INR 6 Lakh annual spends As an added benefit, get
1500 bonus zen points post the
Fuel surcharge waiver annual benefit 3500 realization of the joining fee.
Annual fees Waiver Benefit 1500 Also, enjoy Annual Fee waiver on
annual retail spends of `1,50,000.
Net annual value to cardholder 30825
*The above calculations are derived on assumed monthly spends of `70,000 where 30% of monthly spends is done
on Kaymall and 70% on other [Link] issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Ltd.
All features and benefits are subject to Credit Card T&C. Please read the Credit Card T&C provided on [Link] carefully.