Activity 1
1. During the lockdown caused by Covid-19 Pandemic, our income decreased due to the
stoppage of my father's work. And because of this, we became worried about our
household finances, and we had trouble paying our bills. I also suffered physically and
mentally because of this pandemic,I suffered migraine and insomnia. And most of all, it
caused hardship for students like me. There was a stalled or delay in the learning of
students and this pandemic also caused us difficulty to study and continue our learning.
2. As a supervisor, aside from overseeing the day-to-day performance of employees, you
should also acknowledge and learn about the feelings, experiences and grievances of
the workers. And when you find out their grievances be the way and voice of your
constituent workers. Convey their grievances or problems to people in higher positions
so that it can be discussed, and resolved. In this way, the worker's strike against the
company will be avoided or prevented.
Activity 2
1. Even though it is an acquaintance who invited me to join their networking, I will not
consider the risk of investing my money in their networking proposal. It is because they
guarantee a high return on an investment. They promise that my 7,000 pesos will
become 15,000 pesos in just a couple of months which is very doubtful and impossible.
It seems too good to be true.
Activity 3
1.
Activity 4
1.
Reflection
The Business Finance subject covers the things that are involved in managing business and
funds or money of the business. It discusses the function of financial institutions, markets,
instruments, financial managers and other positions in the organization . It tackles the concept
and tools of financial planning, and the steps and formula in preparing Financial Statement
Projection. It also tackles working capital management and the things to consider to efficiently
manage the cash conversion cycle. This subject also explicates the usage and sources of
short-term and long term funds, it differentiates the debt and equity financing and the process
and things considered in applying and approving loan applications. It covers the computation of
simple and compound interest, and also the computation of loan amortization. In the last week,
it discusses the CAPM approach analysis.
I find business finance slightly difficult but I still enjoyed learning and answering it because I
love being challenged and I gain new knowledge. It became clearer to me what the function of
financial managers really is and how important they are in managing and making decisions in
business . I learned to differentiate the functions of the financial market, financial institutions and
financial instruments. I also learned the steps of creating a financial plan. I became aware when
to choose a short-term and long term financing in acquiring a loan. I got to know the formula
used in computing simple and compound interest , and also the formula to calculate the future
and present value of the invested or borrowed money. And lastly, I learned to use the CAPM
approach in determining the RRR. Learning business finance expands our knowledge in
financing, it helps us to know how to manage the Business smoothly and make better decisions
in funding the business.
I can apply these learnings in the next years of my studies since the course I will take in
college is connected or related to it. I can also apply it in everyday life by making sure that I
plan, manage, and spend my money well. And I can also apply this in the future if I already have
a business or decided to invest.
