Balance Sheet of
HDFC Bank
------------------- in Rs. Cr. -------------------c
cc
cc
cc
cc
c c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
ccc
c
c
c
c
c
c
c$%c #c
c
c
c
c
c
&'%c
cc
c
c
c
c
c
*c
* c
*
c
*
c
*c
c
c
c
c
c
*
c
* c
*
c
*
c
*
c
*
c
*
c
*c
* c
*c
./0c
*c
* c
*c
*c
* c
c-c
*c
* c
*
c
*
c
*
c
*c
* c
* c
*
c
* c
*c
*
c
* c
*
c
*c
cc
cc
cc
cc
c c
c
c
c
c
c
c
c
c
c
c
c2c.%c/
c(.3c
* c
c
*
c
c
* c
c
*
c
ccc
*
c
.%c/
c.4*c #ccc
*
c
* c
c
* c
* c
$)%c
*
c
*c
*
c
*c
*c
Dnvestmentsc
*c
*c
*c
* c
*
c
[c.%4c
*c
* c
*c
*c
*c
$%%""c-%c
c
c
*
c
*
c
* c
+c.%4c
c
c
* c
*c
c
c
c
c
c
c
1
c$c
*
c
*c
*
c
*c
* c
c$c
*c
*
c
* c
*
c
*c
*c
*
c
*c
* c
*
c
*
c
*
c
*
c
*
c
* c
c
c
c
c
c
c
c
c
ccc
c
c
cc
!"#c
cc
()c
()"c()c
+c,
c
-c
1
cc2c&)c
cc
c
c
c
$c
c
c,4c3c&0c
0cc
.c'c%%c
.4c5"c6(7c
c
c
c
c
c
c
c
c
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cc
cccc
urofit & Loss account
of HDFC Bank
------------------- in Rs. Cr. -------------------c
cc
cc
cc
cc
c c
c
c
c
c
c
c
c
c
c
c
3c c
*c
c
*
c
c
* c
c
*
c
cccc
*
c
1
c3%c
*
c
*
c
*
c
*c
*
c
c3%c
*c
*
c
*
c
*
c
*
c
*
c
c
* c
c
*
c
c
* c
cccc
*c
c
c
* c
*
c
*
c
0cc$c 8c
c
c
c
*
c
*c
-%c
c
c
c
c
c
* c
*
c
*
* c
*
c
c
c
c
c
c
* c
*c
*
c
*
c
* c
c
*
c
*c
*
c
* c
*c
*
c
*
c
*c
*
c
cc
cc
cc
cc
c c
c
c
c
c
c
c
c
c
c
c
* c
*
c
* c
*
c
*c
c
:c
:c
:c
:c
c
*
c
*
c
*c
*c
*
c
*
c
*
c
* c
*c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
0c&c
c6(7c
c
c
c
c
c
c
c
cccc
c
!"#c-)c6;7c
c
c
c
c
c
c
c
c
c
c
:
c
c
c
c
c
c
cccc
c
c
c
c
c
c
c
c
c
c
c
.%c%<'cc.%c
c
*
c
*
c
* c
*c
*
c
c
*
c
*
c
*
c
* c
*c
c
c
c
3%c
c
8"c
3c8c
#cc
%"c 8c
&)c 8cc
10c 8c
&)c2c0%c
c 8c
c
c
c
+c&'c'c
c9c
c
8#c3c
&'c"0
c'/c
c
&'%c-)c
!"#c-)c
c-)c8c
&c
cc6"7c
.4c5"c6(7c
$c
'cc"#c()c
'cc1
c()c
&c-)<'cc[)c
c
c
c
c
c
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
cccccc
Cash Flow of HDFC
Bank
c
------------------- in Rs. Cr. -------------------c
cc
cc
cc
cc
cc
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
:c
c
c
c
: c
c
+c&'c.'c8c
c
ccc
ccc
+c
c=c10c$%)c
+c
c6"c7<'c
3)0c$%)c
+c
c6"c7<'c=%0c$%)c
+c6%7<%c3c
cc
c
!")c
10c
c2c
c !")c
:
c
: c
: c
:
c
:c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
0c
c2c
c !")c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
ccc
ccc
ccc
ccc
ccc
ccc
cccccc
ey Financial Ratios
of HDFC Bank
------------------- in Rs. Cr. -------------------c
c
c
c
c
c
cc
cc
cc
cc
c
c
c
c
c
c
c
cccc
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
::c
::c
::c
::c
::c
c
c
c
c
c
c
c
$>"c
c 06;7c
c
c
c
c
c
+c&'c 0c
c
c
c
c
c
("cc0cc="6;7c
c
c
c
c
c
("cc+c,
6;7c
c
c
c
c
c
$>"c("cc+c,
6;7c
c
c
c
c
c
("cc$c 8%"0c()"c
c
c
c
c
c
("cc$c3%"0c()"c
c
c
c
c
c
3c3%c<cc="c
c
c
c
c
c
c
c
cccc
c
+c3c3%c<cc="c
c
c
c
c
+c3c3%c<cc="c
c
c
c
c
::c
3c 8c<cc="c
c
c
c
c
c
10c 8c<cc="c
c
c
c
c
c
&'c.'c&)c<cc="c
c
c
c
c
c
+c&'c<cc="c
c
c
c
c
c
c")c
c
c
c
c
c3%c<cc #6;7c
c
c
c
c
c
3c 8c<cc #6;7c
c
c
c
c
c
c$c")c(c
c
c
c
c
c
$c")c(c
c
c
c
c
c
c
c
c
c
c
c
c
cccc
c
c
c
c
::c
c
c
c
c
c
c
c
c
c
c
c
c
3)c5"c(c
=%c5"c
-)c&c
c
10c&'c&c
c6(7c
+c10c&'c&c
c6(7c
=c()c&c
c6(7c
."cc !"#cc
&'#c(c
3cc
0c ''%%#c(c
&'c$cc$%%"c(c
3c 8c<c3c c
1
c3%c<cc3%c
10c 8c<cc3%c
0c-"ccc
Balancec
c(c
c
c
c
c
ccc
ccc
ccc
ccc
ccc
ccc
ccc
cccc
c
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
cccc
c$!"%#c(c
c
c
c
c
c
$)%c<cc="6;7c
c
c
c
c
c
c-c(c
c
c
c
c
c
c
c
cccc
c
3)c-c(c
c
c
c
c
c
c-c(c
c
c
c
c
c
c-cc1/c="c
c
c
c
c
c
=%c
0c)0c(c
c
c
c
c
c
=%c
0c)0c(c&c8c
c
c
c
c
c
"c(c
c
c
c
c
c
c
c
cccc
c
?"%4c(c
c
c
c
c
c
-)c&#"c(c+c&'c
c
c
c
c
cccc
c
-)c&#"c(c
c&'c
c
c
c
c
c
c
c
c
c
c
c 0c(c(c
c
c
c
c
c
$>"
c=/cc
c
c
c
c
c
c
c
cc
cc
cc
c c
c
c
c
c
c
c
c
c
c
c
-c)0c(c
)0c(c
c=/c3%c(c
0c(c(c
c
c
c
c
0c&c
c
.4c5"c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc
ccc