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Digit Private Car Package Policy Schedule

(AKA the paper you pull out when you get pulled over)
This is one of the most important things in your car, along with your car freshener, loose
change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,
ideally.)

PB

UIN NO.:IRDAN158P0005V01201718
Go Digit General Insurance Ltd.
 Let's talk about you
Jagdish Goswami
PB Aadhar No.: -- Mob: xxxxxxxxx4888
Address : 25 Shastri Enclave Haridwar road,Rishikesh- Email: [email protected]
N 248001
There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest insurance company
working for you.

These are your policy details.

It’s what the fine folks at traffic enforcement will want to see.
Policy no D010808155 / 01122019 Policy Issue Date 01-Dec-2019
BN
Period of Policy for Own Damage Cover and From 04-Dec-2019 00:00:01
FH Add on(s) (if opted) To 03-Dec-2020 23:59:59
From 04-Dec-2019 00:00:01
Period of Policy for Third Party Liability
To 03-Dec-2020 23:59:59

20101 NCB % (Current Policy) 25 % Invoice No IA008641672

Additional Excess (`) -- Invoice Date 01-Dec-2019
Coverages Opted
Package Policy Voluntary Deductible --
PB Compulsory Deductible 1000
IG Add On(s) Opted
58
This is what you pay us.
Think of us as your car's bodyguards.
Own Damage Premium [A] (`) Liability Premium [B] (`)
Total Basic Own Damage Premium (`) 9926 Basic Third-Party Liability (`) 3221
NCB Discount Amount (`) -2482 PA cover for Owner-Driver (`) --
Others (`) -5025 TP for Bi-fuel kit (`) --
43
Own Damage Premium (`) 2419 PA cover for 5 passengers 0 (`) --
Add-On(s) Premium (`) 0 Legal Liability to Paid Driver (`) --
Total OD Premium (`) 2419 Total Act Premium (`) 3221
Net Premium (A+B) (`) 5640
806
IGST @ 18% = (`1015) 1015
32212419

Final Premium (`) 6655

G Premium is offered on the basis of additional information shared by you.

The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary
excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc.,
wherever applicable).

This is everything we know about your car.

25 Other than how much you love it.
Registration
UK07BA4849 RTO Location Dehradun,UTTARAKHAND Seating Capacity 5
No.
1
1498 Make HONDA Model/Vehicle Variant (Sub-Type) AMAZE/1.5 S (MT)
1498
Engine No. N15A12031214 Chassis No. MAKDF255KDN017761 Cubic Capacity
CC
Odometer
Fuel Type Diesel Year of Regn. 2013 --
Reading (km)
73.
Dies
 Your Vehicle IDV
Vehicle IDV Non-Electrical Accessories Electrical Accessories CNG/LPG IDV Trailer IDV Total IDV
Year
(`) IDV (`) IDV (`) (`) (`) (`)
Year 1 296199 -- -- -- -- 296199
Year 2 -- -- -- -- -- --
Year 3 -- -- -- -- -- --

296 Follow these rules like you follow the rules of the road.
Geographical Area Any accidental loss, damage and/or liability caused, sustained or incurred within India shall
be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.

Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace
(Which roughly translates to: No making, reliability trial, speed testing and use for any purpose in connection with the Motor
crazy stunts with the car.) Trade.

Any person including the insured

Person or Class of persons entitled to 1) Provided that a person driving holds a valid & effective driving license at the time of the
drive accident and is not disqualified from holding or obtaining such a license.
(Or why you shouldn't ask your 8-year-old to 2) Provided also that the person holding a valid & effective Learner's license may also drive
park your car.) the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989 and any subsequent amendment as applicable.

Limits of Liability 1) Under Section I of the policy - IDV as shown in the schedule.
(How we will help you get back on the 2) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary
road to recovery. to meet the requirements of the Motor Vehicles Act, 1988.
3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ` 750000
4) P.A. Cover for Owner Driver under Section III (CSI) - ` 0

More important details you don't want to skim over

Previous Insurer Future Generali India Insurance Company Limited

Previous Policy No. PBA36046 Previous Policy

03-Dec-2019
Expiry Date

IMT – Endorsements IMT-22

GSTIN/UIN Number Unregistered State Code 5

Payment Mode Online Bank Name --

P
Cheque/Transation No PG14455912 IFSC/MICR No

BN Premium Payment Date 01-Dec-2019

Details Receipt No. RA009710499
FH Nominee Details
ER
Financier Details --

Partner Name POLICY BAZAR INSURANCE WEB Partner Phone --

AGGREGATOR PRIVATE LIMITED

Partner Code 1000158 Partner Email [email protected]

Details of Existing
Damages

Other Details
Big legal words.
Policy Version Digit Translation
NCB Declaration Basically, we trust you have been
open and honest, and we covering
The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found you in good faith. Remember, trust
wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will works both ways.
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of
insurance whichever is earlier.
Important Notice:
The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co- Honesty is the best policy.
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in
addition to Indian Motor Tariff.
Break-in Insurance
If there is a gap in your cover, we need
The policy is issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section – I) would not to check your car. If your car is good,
commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection we’re cool. If it’s not, let’s talk.
report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff.

Pre-existing Damages:All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim We can't cover damages already done
settlement, as per the attached images. to your car,before we took over

Cheque dishonor / Non-receipt of payment Your policy goes through if and when
If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. your cheque goes through. You'll
agree it's only fair.
Violation of Motor Vehicle Act:

This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as
Keep your promises and we will keep
applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven ours.
otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in
order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And
Right Of Recovery) in the policy.
PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of
the Policy . If the PUC Certificate is not found valid at any point of time during the policy period, the Company reserve the right to cancel the policy.
Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.

The Policy has been issued without Compulsory Personal Accident Cover to Owner Driver on the basis of your declaration that you do not hold a valid Driving
License on or before the date of commencement of this Policy / already have an alternate Personal Accident insurance cover of Rs. 15 Lakhs

Note: The "Digit Translation" is only to aid your understanding of the policy. The terms and conditions detailed in this policy schedule as well as the policy
document sent by Digit shall prevail in case of any dispute.

For & On Behalf of Go Digit General Insurance Ltd.

Praveen Bhat
Vice President - Customer Experience
[email protected]
Authorized Signatory Consolidated Stamp Duty is Deposited with Department of
Printed, Signed, and Executed at Bengaluru Stamps, Bengaluru.
Hey, our document is now digitally signed
Click here to view the certificate.
Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI
Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW HSN: 9971/General Insurance Services, GSTIN Address: Bengaluru
Retail Business Centre Atlantis No 95 4th B Cross Road 5th Block Koramangala Industrial layout Bangalore Karnataka PIN 560095

In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at [email protected] or visit our website
www.godigit.com.
This is the end of the document and the beginning of a wonderful relationship.