R
August 08, 2024
TS
Ms.. Siya Mitra
Af 268 Rabindrapally PB.GIF
Kestopur
Kolkata
Kolkata-700101
West Bengal
Prepayment of your Personal Loan Account No : XXXXXXXXXXXX3641
Prepayment of your Personal Loan Account No: LPCAL00045833641
Dear Ms.. Siya Mitra, Personal Loan
XXXXXXXXXXXX3641
We value your relationship with ICICI Bank.
As per your request for prepayment of your captioned ICICI Bank Loan account, please
find below the amount payable:
Principal outstanding (Rs.) 254,026.00
Late payment penalty (Rs.) 0.00
Cheque bouncing charges and other charges (Rs.) 0.00
Interest for the month (Rs.) 238.00
Prepayment charges @ 5.9% on outstanding principal (Rs.) 14,987.54
Interest on pending installment (Rs.) 0.00
Refunds (Rs.) 0.00
Total amount payable (Rs.) 269,251.54
PDC linked loan number
: NA
Linked agreement number : NA
Kindly note that: September 5, 2024 57 C N 269,251.5479.33
1. Above calculation assumes that your last installment has been cleared.
2. We have taken the date of prepayment as August 08, 2024. For each day beyond this date
an additional interest will be charged at the rate of Rs. 79.33 per day.
3. If you prepay the loan after September 5, 2024, the installment for the following month will
become payable.
4. On prepayment of the loan, the bank shall try to prevent payment of the subsequent
month's installment. As a precaution, we advise you to make a 'stop payment request' for your
next month's installment. In case the next month's installment is debited from your account,
the amount will be refunded, subject to clearance.
5. The above mentioned amount is valid subject to clearance of all the cheques / installments
till date.
6. Prepayment charge is applicable on the outstanding amount of the facility or total interest
become payable.
4. On prepayment of the loan, the bank shall try to prevent payment of the subsequent
month's installment. As a precaution, we advise you to make a 'stop payment request' for your
next month's installment. In case the next month's installment is debited from your account,
the amount will be refunded, subject to clearance.
5. The above mentioned amount is valid subject to clearance of all the cheques / installments
till date.
6. Prepayment charge is applicable on the outstanding amount of the facility or total interest
(unexpired period interest and outstanding interest) whichever is lower **.
7. In the event the Applicant/s wishes to procure the Post Dated Cheques (PDCs) and / or
Security Post Dated Cheques (SPDCs) that remain unbanked at the end of the loan tenure /
change of repayment mode or details of such unbanked PDCs and / or SPDCs, the Applicant/s
must make a request for the same, within thirty days of closure of loan / change of
repayment mode, failing which ICICI Bank Ltd shall have the discretion / responsibility to
destroy the unbanked PDCs including SPDCs without any further notice and ICICI Bank Ltd
shall not have the obligation to return the same to the Applicant/s. Please note that the
processing of such requests would entail charges as may be decided by ICICI Bank Ltd from
time to time.
8. As per the bank policy, if customer has done a part payment within one year of
pre-payment then pre-payment charges will be applicable on amount prepaid and amount
tendered towards prepayment of loan during the last one year.
9. If you decide to prepay, please make payments of the above ‘Total amount payable’
through a cheque or draft favouring ICICI Bank Ltd. At the time of Prepayment kindly submit a
photocopy of Invoice and Registration book.
Calculation of interest/additional interest and other charges are done on monthly basis,
number of days in a month being 30. Broken Period Pre-EMI interest is apportioned on actual
number of days for which interest is due as against 360 days in a year.
Now stay connected by updating your mobile number and e-mail ID with us. To update your
latest contact details, please call our Customer Care.
For any clarification or more information, you may write to us at
[email protected] from your registered e-mail ID or call our Customer Care.
Alternatively, you may visit your nearest ICICI Bank Asset Servicing Branch.
Sincerely,
ICICI Bank Limited
This is a system generated letter. Hence, it does not require any signature.
** GST as applicable.
Please quote your Personal Loan Loan Loan number whenever you contact us.
Retail Customer Care: 1800 1080
Regd Off: ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, Gujarat - 390 007. India. CIN:
L65190GJ1994PLC021012. PAN No: AAACI1195H
Corp Off: ICICI Bank Towers, Bandra Kurla Complex, Mumbai - 400051. India. Website: www.icicibank.com
ROG_SR119100670_TK_AS_Ssen_31032019
