FEES & CHARGES
BASIC ACCOUNT CHARGES
Features Charges Applicable
Initial Funding
NA
Rs. 5 Lakhs*
Average Quarterly Balance Required (AQB)**
NA
Rs. 10 Lakhs*
Total Relationship Value**
NA
Rs. 30 Lakhs*
Total Relationship Value with Demat Holdings
NA
Rs.1 Cr
Account Service Fee NIL
Primary Debit Card: Type Burgundy Debit Card
Primary Card: Issuance Fees NIL
Primary Card: Annual Fees NIL
Joint Debit Card: Type Burgundy Debit Card
Joint Card: Issuance Fees NIL
Joint Card: Annual Fees NIL
My Design Card Issuance Charges may vary as per image selected
Chequebook Issuance^ Unlimited, Free
NetSecure with 1 Touch Issuance fee Rs.1000
TRANSACTION CHARGES
Features Limits/ Charges Applicable
Daily ATM Withdrawal Limit Rs. 3 lakhs
Daily POS transaction Limit Rs. 6 lakhs
ECS/NACH Transaction Fees Rs.25 per transaction with a cap of Rs.100 a month
Monthly Cash Transaction^
10 free transactions or Rs.15 lakhs, whichever is breached earlier
No. of transactions / Limits (Metro/Urban/Semi-Urban/Rural)
Charges beyond free limit Rs. 5 per Rs.1,000 or Rs.150, whichever is higher
Monthly Cash Transaction: (Non-Home Branch)^
NA
(Metro/Urban/Semi-Urban/Rural)
Outstation Cheque Collection Fees^ NIL
RTGS (Branch)^ NIL
RTGS (Online) NIL
NEFT Transaction Limits Unlimited, Free
NEFT (Branch)^ NIL
NEFT(Online) NIL
IMPS Fees^ NIL
Speed Clearing NIL
Axis Bank ATM: No. of Free Transactions^ Unlimited
Axis Bank ATM Transaction Fee beyond limits NIL
Non-Axis Bank ATM: No of Free Transactions^ Unlimited
Non-Axis ATM: Cash Withdrawal (financial transaction) fees beyond limits NIL
Non-Axis ATM: Balance Enquiry (non financial transaction) fees beyond limits NIL
International Cash Withdrawal fees (ATM) NIL
International Balance Enquiry fees (ATM) NIL
Surcharge on Railway Tickets purchased with Debit Card 2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
Cross Currency Mark-up on International Debit Card Transactions 3.5%
TRANSACTION FAILURE CHARGES
Features Charges Applicable
1st Return – Rs 50
Outward Cheque Return 2nd Return onwards – Rs 100
Inward Cheque Return (Financial Reasons) Rs.500 per cheque
Inward Cheque Return (Non-Financial Reasons)^ NIL
Outstation Cheque Return Rs.150 per cheque
ECS Debit Failure Rs. 500 per instance
Standing Instruction/Auto Debit return (Insufficient Funds)^ NIL
Standing Instruction Failure Charges for RD/MF^
NIL
SIP Bounce^
DEMAT CHARGES
Features Charges Applicable
Demat Account AMC NIL for life
Account Opening Fee for Axis Direct (Online Trading Account) NIL
CONVENIENCE CHARGES
Features Charges Applicable
Card Replacement Fee NIL
Additional Chequebook Fee NIL
Duplicate PIN (Branch mode only)^ NIL
Duplicate Passbook^ NIL
Physical Statement Fee at Branch for Prior Quarters^ NIL
Stop Payment Instructions: Cheque^ NIL
Stop Payment Instructions: ECS NIL
DD/PO Issuance^ NIL
DD/PO Cancellation^ NIL
DD/PO Duplicate^ NIL
DD/PO Revalidation^ NIL
Additional DD/PO Fee NIL
Value Added SMS Alerts^ NIL
Address Confirmation^ NIL
Photo Attestation^ NIL
Signature Verification^ NIL
Balance Certificate^ NIL
60% discount on small & medium size lockers and 30%
Locker fees*
discount on large & extra large size lockers for lifetime
NetSecure with 1 Touch -Replacement fee Rs.800
*Applicable for eligible customers only
FOREIGN CURRENCY CHARGES
Features Charges Applicable
Foreign Currency Outward Remit by Wire/TT/Swift Rs.100
Foreign Currency Outward Remit by DD Rs.500
Foreign Currency Inward Remittance Fee (wire) NIL
Foreign Currency deposit at Branches Rs.100 per instance
Cheque Collection Charges – Rs.750
Courier & Handling Charges – Rs.50
Correspondent/Drawee Bank Charges:-
Foreign Currency Instrument Collection Fees
Cash Letter Scheme (CLS) – NIL
Final Credit Scheme (FCS) - $40
Direct Credit Scheme (DCS) – On Actuals, as charged by
Correspondent/Drawee Bank
Please Click Here for Fees and Charges of Burgundy Multi-Currency Forex Card
Taxes will be charged additionally as applicable
TERMS & CONDITIONS
*In case of a salaried customer, one should be receiving a net salary credit in excess of Rs. 3 lakhs every month in Axis Bank Salary Account
**Customers who do not qualify for the AQB/TRV criteria will be converted to normal Savings Account with due notice. Fees and charges will
apply accordingly. For more details on TRV refer to [Link]
#*Charges are levied if account is closed between 14 days and 1 year. No charges would be levied if account is closed within 14 days of account
opening or after 1 year.
^Mentioned charges will be applicable in case Burgundy eligibility criteria is not met w.e.f. 1st July 2021. Please click on the link below:
[Link]
Revision in Savings Account tariff structure for Burgundy Accounts is being revised effective 1st July, 2022. Please click on the link below
[Link]
Eligibility for Burgundy Savings Account Tariff will be calculated as on 25 th of every month. Click here for details.
For Burgundy eligibility criteria, please click on the link below:
[Link]
Applicable w.e.f. Jan 2022
