Key Fact Statement- MUTHOOT FINANCE LTD
Printed on: 27/11/2024 12:07 PM
Product : Gold Loan Scheme Name Type: MUL
[Link] Particulars Remarks
1 Customer Name and Code GAUTAM KUMAR JHA , 047860000004299
2 Loan Amount in Rs. 72500
3 Net weight of gold ornaments pledged (gms) 13.7
4 Principal Due Date 27/11/2025
5 Loan tenure in Months 12 Months
6 Interest rate (%) 24
7 Effective Annualised Rate (%) 26.82
8 Rebate on interest (%)- If upto date interest is serviced.
If interest paid within Rebate (%) Effective Interest (%)
6 Month 2% p.a. 22% p.a.
9 Penal Charges Beyond Principal Due Date(including GST) ₹0.10 per day per ₹1000 or part thereof
10 Mode of Computation of Interest Monthly Rest
11 Minimum No. of Days Interest payable (days)** 7
12 Minimum Interest Amount payable (Rs.)** 50 /-
13 Mandatory Charges on loan Disbursement
a. Token Charges Rs.0/-
b. CAC Charges Rs.0/-
c. Security Charges Rs.109/-
d. Stamp Charges Rs.0/-
14 Mandatory charges on loan closure*
a. SMS Charges Rs.5/-
Note:
[Link] amount as per Sl no. 11 and 12, (**) whichever is higher is applicable.
b.*Non Mandatory charges for reasons /additional services as stated in schedule of charges of sanction letter also will be applicable.
[Link] information forms part of "Most Important Terms and Conditions" (MITC) for availing gold loan from MUTHOOT FINANCE LTD . Please share the OTP sent to your registered
mobile number to the branch staff as a token of acceptance of the said MITC.
d. Detailed terms and conditions along with the sanction letter shall be shared on disbursement of loan.
e. For Grievance redressal, please refer clause no.23 of terms and conditions. Contact nubmer 0484-6690231 and email id: mails@[Link]
For MUTHOOT FINANCE LTD .
Branch Manager : DF05535-SHWETA SHARMA
Branch Name : HOSIYARPUR - (UP)
