HDFC ERGO General Insurance Company Limited
Certificate of Insurance cum Policy Schedule 2312203187070000000
Motor Insurance - Two Wheeler Policy - Bundled
2312203187070000000
Vehicle Details Policy Details
MR SAROJ KUMAR DAS Make HONDA. Policy No. 2312 2031 8707 0000 000
AT-NAGAPATANA, PO-KANIKAPADA PS-MANGALPUR JAJPUR Model - Variant ACTIVA-5G DLX LTD EDITION Period of From 20 Dec, 2019 11:48 hrs
JAJAPUR JAJAPUR Insurance
ODISHA - 755011 , Mob. 97XXXXXXX1 Registration No NEW To 19 Dec, 2024 Midnight
Engine No. JF92EW1013158 Issuance Date 20/12/2019
Chassis No. ME4JF922LKW013142 Invoice No. 203187070000000
Cubic Capacity/Watts 110 Seats 2 Customer Id 100617997719
Year of Manufacture 2019 Body Type OPEN
RTO BHUBANESWAR EIA No. Not provided
Payment Details : Cheque No. 839546 , Bank Name:Punjab National Bank
Insured's Declared Value (IDV) (`)
Policy Year Policy Period For the Vehicle Side Car Non Electrical Acc. Electrical Acc. CNG/LPG Kit Total IDV
Year 1 From 20/12/2019 To 19/12/2020 57293 0 0 0 0 57293
Own Damage Policy Period Liability Policy Period
From Date & Time 20/12/2019 11:48 hrs To Date & Time 19/12/2020 Midnight From Date & Time 20/12/2019 11:48 hrs To Date & Time 19/12/2024 Midnight
Premium Details (`)
Own Damage Premium(a) (`) Liability Premium(b) (`)
Basic Own Damage 576 Basic Third Party Liability 3285
Total Basic Premium 576 PA Cover for Owner Driver of 1500000 ( CPA Cover Policy Period From Date 20/12/2019 375
To Date 19/12/2020 )
Sub Total - Addition 3660
Net Liability Premium (b) 3660
Total Package Premium (a+b) 4236
GST 18% : Central Tax 9% ( `381 ) + 762
Net Own Damage Premium (a) 576 Total Premium 4998
Geographical Area India Compulsory Deductible (IMT-22) 100 Voluntary Deductible (IMT-22A) 0
Nominee
Previous for Owner
Policy [Link]
Valid from of No Claim Bonus SUSHREE
% SAGAR DAS Sibling Appointee
LIMITATIONS AS TO USE: The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward b) Carriage of goods (other than samples or personal luggage) c) Organized racing d) Pace making
e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade. Persons or Class of Persons entitled to drive: Any person including the insured, provided that a person driving holds an
effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective learner`s license may also drive the vehicle when
not used for the transport of passengers at the time of the accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989. Limits of Liability 1. Under Section
II-1 (i) of the policy - Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 2. Under Section II - 1(ii) of the policy -Damage to Third Party Property- `
100000 3.P.A. Cover under Section III for Owner - Driver(CSI): ` 1500000 Terms, Conditions & Exclusions: As per the Indian Motor Tariff. A personal copy of the same is available free of cost on request &
the same is also available at our website.
I / We hereby certify that the policy to which the certificate relates as well as the certificate of insurance are issued in accordance with the provision of chapter X, XI of M. [Link] [Link] stamp duty of Rs. 0.5/-
paid vide Order No:CSD/195/2019/5101 as prescribed by Government of Maharashtra Notification No. Mudrank 2017/C.R.97/M-1, Dt.09/01/2018GST Registration No: 21AABCL5045N1ZK. IMPORTANT NOTICE:
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to
comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY." Disclaimer: The Policy shall be void from
inception if the premium in full is not realised by the company. In the event of misrepresentation, fraud or non-disclosure of material fact, the Company reserves the right to cancel the Policy. Please note that the
insured vehicle was pre-inspected and a report was prepared accordingly. The existing damages to the vehicle as mentioned in the report shall not be paid by the Company. The policy is issued basis the information
provided by you, which is available with the company. In case of discrepancy or non recording of relevant information in the policy, the insured is requested to bring the same to the notice of the company within 15
days. GST for this invoice is not payable under reverse charge basis.
In the event of non-renewal and/or discontinuation of own Damage Cover with us, coverage available under Section II - Liability to Third Parties will be strictly as per Standard Form of Liability Only Policy
I/ We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4) of rule 48, we are not required to
prepare an invoice in terms of the provisions of the said sub-rule
Branch :3rd flr, hotel pal regency, j-7,jayadev vihar, on jaideb behar khorda
For Claim/Policy related queries Please Contact us at +91- 22 6234 6234/+91- 120 6234 6234 or Visit Help Section on [Link] for policy copy/tax certificate/make changes/register and track claims.
GST Registration No: 21AABCL5045N1ZK HSN Code 997134
Agent Name : SHIVAM HONDA_OR010001 For HDFC ERGO General Insurance Company Ltd
Agent Code : 200357637339 Tel No. : 91-9776600888
Duly Constituted Attorney
Scan the code for Instant Policy Info, Register/Track Claim, Renewal and Modifications in policy.
"For detailed policy terms and conditions please visit our website [Link] "
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: IRDAN125RP0009V01201819. Policy Issuing/ Customer Happiness Center: D 301, 3rd Floor,
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078.
165/166 Backbay Reclamation, [Link] Marg, Churchgate, Mumbai - 400 020. Customer Service No : +91 22-62346234/+91-120 6234 6234 | [Link]
HDFC ERGO General Insurance Company Limited
2312203187070000000
Motor Insurance - Proposal Form cum Transcript Letter For Two Wheeler Package Policy - Bundled
Vehicle Details Proposal Details
Make HONDA. Proposal No. 201912200022799
Model - Variant ACTIVA-5G DLX LTD EDITION Period of From 20 Dec, 2019 11:48 hrs
Registration No NEW Insurance To 19 Dec, 2024 Midnight
2312203187070000000
Engine No. JF92EW1013158 Issuance Date 20/12/2019
MR SAROJ KUMAR DAS Chassis No. ME4JF922LKW013142 Invoice No. 203187070000000
AT-NAGAPATANA, PO-KANIKAPADA PS-MANGALPUR JAJPUR
JAJAPUR JAJAPUR - 755011 Cubic Capacity/Watts 110 Seats 2 Customer Id 100617997719
ODISHA - Tel. 97XXXXXXX1 Year of Manufacture 2019 Body Type OPEN
RTO BHUBANESWAR
Payment Details : Cheque No. 839546 , Bank Name:Punjab National Bank
Policy Year Policy Period For the Vehicle (`) Non Electrical Acc. (`) Electrical Acc. (`) CNG/LPG Kit (`) Total IDV (`)
Year 1 From 20/12/2019 To 19/12/2020 57293 0 0 0 57293
Premium Details (`)
Own Damage Premium(a) (`) Liability Premium(b) (`)
Basic Own Damage 576 Basic Third Party Liability 3285
Total Basic Premium 576 PA Cover for Owner Driver of 1500000 ( CPA Cover Policy Period From Date 20/12/2019 375
To Date 19/12/2020 )
Sub Total - Addition 3660
Net Liability Premium (b) 3660
Total Package Premium (a+b) 4236
GST 18% : Central Tax 9% ( `381 ) + 762
Net Own Damage Premium (a) 576 Total Premium 4998
Geographical Area India Compulsory Deductible (IMT-22) 100 Voluntary Deductible (IMT-22A) 0
Nominee
Previous for Owner
Policy [Link]
Valid from of No Claim Bonus SUSHREE
% SAGAR DAS Sibling Appointee
MISP : SHIVAM HONDA_OR010001
Code : -
Contact No : -
Anti rebate clause
Prohibition of Rebates (Section 41 of Insurance Act, 1938 as amended) : 1. No person shall allow o r offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or
continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any
person taking out o r renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: provided that acceptance by an
insurance agent of commission in connection with a policy of life insurance taken out by himself on his own life shall not be deemed to be acceptance of a rebate of premium within the meaning of this sub-section if
at the time of such acceptance the insurance agent satisfies the prescribed conditions establishing that he is a bona fide insurance agent employed by the insurer.
2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees..
Terms and Conditions
I hereby declare that the Insured Person(s) listed in Proposal Form will abide to the following T&C:
1 ) I/We hereby declare that the statements made by me/us are true to the best of my / our knowledge and belief and I/we hereby agree that this declaration shall form the basis of the contract between me/us and
HDFC ERGO General Insurance Company Limited.
2) I/We also declare that, if any additions or alterations are carried out after the submission of this proposal form, then the same would be conveyed to the insurers immediately.
3) I/We also shall endeavor to procure the renewal notice and pass on the same to HDFC ERGO General Insurance immediately upon the receipt of such renewal notice.
4) Any person who, knowingly and with intent to defraud the Insurance Company or other persons, files a proposal for insurance containing any false information, or conceals for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent act which will render the policy voidable at the Company's sole discretion and result in a denial of insurance benefits.
GSTIN :- Motor(Comprehensive and TP):For policy issued in the name of corporate entity (proprietor, HUF, partnership, private company etc), GSTIN is printed on the policy, basis the details provided during policy
issuance. For any subsequent changes or addition (i.e. if GSTIN not entered at the time of policy issuance ) on policy schedule, changes shall be carried out through fresh policy issuance with prospective effect.
5) I understand the Proposal No. 201912200022799 is issued to me basis on above information.
6) It has been declared by you that you are not a Politically Exposed Person and the source of funds to purchase this policy are from salary/business income.
Transcript Declaration : In case disagreement or objection or any other changes with respect to information and contents mentioned herein above,please contact our toll free number and register your objections /
changes / disagreement to the content of this transcript or you may also send us email or written correspondence at the following details within a period of 15 days from date of your receipt of this transcript along.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No.146 UIN: IRDAN125RP0009V01201819. Policy Issuing/ Customer Happiness Center: D 301, 3rd Floor,
CIN : U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078.
165/166 Backbay Reclamation, [Link] Marg, Churchgate, Mumbai - 400 020. Customer Service No : +91 22-62346234/+91-120 6234 6234 | [Link]
HDFC ERGO General Insurance Company Limited
Frequently Asked Question’s (FAQ’s) - Motor Insurance
WHAT ARE THE MAJOR COVERS UNDER THE POLICY? HOW DO I FILE A CLAIM?
Loss or Damage to the Insured Vehicle caused due to: For Accidental damage to the insured vehicle (Own Damage Claims):
a. Fire, explosion, self ignition or lightning. ¡ Visit the 'Help' section by clicking [Link]
b Burglary, housebreaking or theft ¡ Send us a "Hi" on our WhatsApp number 8169 500 500
c All act of God perils like earthquake, flood, cyclone etc ¡ Call us on our Customer Service No.: 022-62346234/ 0120-62346234
d Accidental external means, terrorism, riot and strike Please keep the following details handy while intimating a claim:
Liability to Third Parties: a. Policy number
Provides cover for any legal liability arising out of the use of the vehicle for b. Registration details/RC copy
a Accidental death / injury to any third party c. Driver's details at the time of accident including driving license number
b Any damage to property owned by third party d. FIR on a case-to-case basis
Personal Accident Cover: e. Repair estimate
The policy provides for a mandatory Personal Accident cover for owner driver and optional cover for
passengers covering accidental death and permanent total disability
WHAT IS THE CLAIM PROCESS?
WHAT ARE THE MAJOR EXCLUSIONS OF THE POLICY? 1. If your vehicle can be driven, take it to the nearest dealer / garage.
2. Get a repair estimate, fill up the claim form and attach a copy of the registration certificate and
a. General aging, wear & tear, mechanical or electrical breakdown, failure, depreciation, any driving license of the person driving at the time of the accident.
consequential loss 3. If the garage is within our network, you could avail of cashless claim facility. Pay for non accident
b. Damage by a person driving without a valid license related repairs, depreciation and deductible. We would settle the rest.
c. Damage by a person driving under the influence of liquor or drugs 4. If the garage is outside our network, you would have to get the claim reimbursed subsequently.
d. Loss/damage attributable to war, mutiny, nuclear risks 5. The insured should not initiate any repairs or dismantle the vehicle before the survey is completed.
e. Damage to tyres and tubes, unless damaged during an accident CLAIMS DOCUMENTS -
f. Usage on hire & reward (applicable for all classes except public commercial vehicles)
For ACCIDENTAL DAMAGE TO INSURED VEHICLE
g. Loss or damage to bonnet side parts, mudguard, bumpers, lamps, tyres, tubes, headlights, paint
work (applicable for all commercial vehicles; unless opted additionally) a. Duly filled and signed claim form & satisfaction voucher
h. Loss or damage resulting from overturning arising out of operation as a tool (applicable for mobile b. Registration Certificate (RC)
cranes, drilling rigs, mobile plants, navvies, shovels, grabs, rippers unless opted for additionally) c. Driving license of the person driving at the time of the accident
i. Loss of or damage to accessories by burglary housebreaking or theft unless the vehicle is stolen at d. Policy copy , original repair estimate, repair invoice
the same time (applicable to all commercial vehicles & two wheelers) e. Payment receipt for non-cashless claims
f. Original repair invoice for cashless claims
TRANSFER OF INSURANCE (INCASE VEHICLE IS SOLD) g. AML documents for amount more than 1 lac (PAN card, 2 passport size photo, residence proof)
a. No objection letter from the previous insured h. Form 35 & original NOC from financer incase of total loss where payment is made to insured
b. Form 29/30, Sale Deed OR transferred RC copy. In case of smart card, RTO transfer fee paid i. A copy of police FIR/panchnama is required for TP injury / death / property damage
receipt. Additional documents required for commercial vehicles:
c. Differential Premium if any (NCB recovery, PA to Owner - Driver etc) a. Spot survey b. Load challan c. Fitness certificate d. Route permit
d. NOC from Financier, if applicable.
e. Pre-inspection is must if transfer request date is >14 days from the endorsed RC copy date CLAIMS DOCUMENTS: IN CASE OF LOSS DUE TO THEFT
f. Break-in loading >45 days ( if applicable) a. Duly filled and signed claim form & discharge voucher ( after loss settlement )
b. Original Registration Certificate (RC)
Additional Documents c. Original policy copy
a. Incase of death of Insured - a. Death Certificate b. Legal heir certificate d. Copy of FIR lodged at the nearest police station
b. Incase of Employer to Employee transfer - a. Letter from Employer e. All original keys & vehicle invoice copy
f. No trace report confirming that the stolen vehicle is not traceable
WHAT CHANGES CAN BE DONE IN MY POLICY ENDORSEMENT g. Original NOC from financer incase of hypothecation / HPA
h. Intimation to RTO for theft of vehicle
For Changes related to registration of vehicle or vehicle details like i. Duly signed RTO transfer papers (Form 26, 28,29,30,35)
a. Correction in registration number/ location / address j. RC extract with stolen remark from the concerned RTO after the loss
b. Correction in vehicle make & model/ cubic capacity/ seating capacity/ engine & chassis k. AML documents for amount more than 1 lac (PAN card, 2 passport size photo, residence proof)
number/manufacture year l. Deed of subrogation cum indemnity on judicial stamp paper
Disclaimer: Where it is brought to the notice of the Company, that vehicle insured which is not a new vehicle
To make above changes, you need following documents: but shown as a new vehicle with a malafide intention, claims for total loss of such vehicle would not be
a. Request letter for the change admissible, if there is a gap of more than 10 days from date of invoice of vehicle and the proposal date.
b. Policy copy
c. Registration Certificate copy /Invoice Copy for change in vehicle details WHAT IS NCB?
d. Cheque for additional premium if applicable NO CLAIM BONUS (NCB):
NCB is provided for every claim free year basis the slab as provided by Tariff.
For addition of electrical and non electrical accessories, CNG & LPG Kit: How can I get No Claim Bonus Reserving Letter?
a. Request letter for the change NCB Reserving letter can be provided only on Sale of vehicle evidenced by transferred RC copy OR
b. Policy copy Sale Deed and Form 29 & 30. The OD section of the policy needs to be transferred to the new owner or
c. Invoice copy (mandatory where value of accessory exceeds ` 20,000/-) cancelled.
d. Endorsed Registration Certificate Copy (For CNG/LPG kit) HOW DO I RENEW MY POLICY?
e. Cheque for additional premium You can renew your policy via any of the below options:
E-mail or Call us for additional premium details & send relevant documents copy to our customer service a. RENEW ONLINE: Visit "Instant Renewal" section on our website [Link]
office to renew instantly
b. Call on 022 - 62346234 / 0120 - 62346234 and renew instantly
For Change of financier details (Hypothecation/Lease/Hire-Purchase) c. Courier the Cheque / Demand Draft in favor of "HDFC ERGO General Insurance Company Ltd' to
a. Request letter for the change our Customer service office
b. Policy copy d. Email to care@[Link]
c. Endorsed Registration Certificate copy
d. NOC from financier OR form 35 duly signed and stamped by financier HOW TO CONTACT US?
Customer Service No :022 - 6234 6234 / 0120 - 6234 6234
E-Mail :care@[Link]
For any endorsments on your policy you can simply place your request on HELP Section of our Write to us at :HDFC ERGO General Insurance Company Limited
website [Link] (Customer service office) D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg,
Bhandup (West). Mumbai - 400078. Maharashtra.
Convenience at your fingertips
On the HELP section of our website, you can:
Ver. APR2023
Get Policy Copy/ Make Changes Track Claim Update Contact
` 80D Tax Certificate on Policy Status Details
This document is a summary of the benefits offered. The information mentioned above is illustrative and not exhaustive. Information must be read in conjunction with the policy wordings.
In case of any conflict between this document and the policy wordings, the terms and conditions mentioned in the policy wordings shall prevail.
