Certified Professional in

Cooperative Banking

(Level - II)

CENTRE FOR PROFESSIONAL EXCELLENCE IN COOPERATIVES

(C-PEC) BANKERS INSTITUTE OF RURAL DEVELOPMENT (BIRD)

LUCKNOW
 CPCB : LEVEL - II

PAPER – 01 : ADVANCED BANK MANAGEMENT

Unit 01 Economic Analysis

Unit 02 Business mathematics and statistics
Unit 03 Retail Banking and Bank Marketing
Unit 04 Taxation
Unit 05 Corporate Governance in Cooperatives

UNIT 01 ECONOMIC ANALYSIS

1 Fundamentals of Economics
2 Money banking and Trade

3 Interest Rate
4 Demand Analysis

UNIT 02 BUSINESS MATHEMATICS AND STATISTICS

1 Basic Statistical Tools

2 Bond Valuation

3 Interest Rate Calculation

4 Sampling

UNIT 03 RETAIL BANKING AND BANK MARKETING

1 Retail Banking

2 Product Development and

Launching

3 Marketing of Bank Products

4 Customer Relationship Management

in Banking

UNIT 04 TAXATION
1 Terminology

Provision regarding calculation of

2 taxable income under various Heads
 3 Fringe Benefits Tax
4 Returns
5 Appeals
6 Tax Deducted at Source

7 Service Tax

UNIT 05 CORPORATE GOVERNANCE IN COOPERATIVES

1 Corporate Governance

2 Four Pillars
3 Do’s and Don’t ‘s

PAPER 02 : BANK FINANCIAL MANAGEMENT

Unit 01 Financial Planning & Funds Management

Unit 02 Risk Management
Unit 03 Credit Appraisal and Management
Unit 04 Know Your Customer (KYC)

UNIT 01 FINANCIAL PLANNING & FUNDS MANAGEMENT

1 Financial Planning

2 Financial products – An overview

3 Liquidity Management

4 Investments

Unit 02 RISK MANAGEMENT

1 Introduction To Risk Management

2 ALM
 3 Capital Adequacy Norms

4 Tools of Risk Management

5 Operational Risk

UNIT 03 CREDIT APPRAISAL AND MANAGEMENT

1 Credit Policy
2 Project Cycles

3 Credit Appraisal

4 Working Capital Management

5 Sanction and Disbursement

6 Credit Monitoring and Evaluation

UNIT 04
1 Introduction

2 Aspects of KYC

3 Other Elements

4 Reporting

PAPER 03 : ORGANIZATIONAL BEHAVIOUR AND HRM

Unit 01 Group Dynamics and Team Building

Unit 02 Leadership and Change Management
Unit 03 Conflict Management and Negotiation
Unit 04 Time management and Stress Management
Unit 05 HRM – An Introduction
Unit 06 Manpower Planning and Recruitment
Unit 07 Performance Appraisal and Manpower Development
Unit 08 HRM and Developments in Banking Industry

UNIT 01 GROUP DYNAMICS AND TEAM BUILDING

 1 Groups
2 Teams

UNIT 02 LEADERSHIP AND CHANGE MANAGEMENT

1 Leadership
2 Change Management
3 Organizational Development

UNIT 03 CONFLICT MANAGEMENT AND NEGOTIATION

1 Conflict
2 Negotiation

UNIT 04 TIME MANAGEMENT AND STRESS MANAGEMENT

1 Time Management
2 Stress Management

UNIT 05 HRM – AN INTRODUCTION

1 Human Resource Management
2 HR System

UNIT 06 MANPOWER PLANNING AND RECRUITMENT

1 Manpower Planning

2 Recruitment and Selection

UNIT 07 PERFORMANCE APPRAISAL AND MANPOWER DEVELOPMENT

1 Performance appraisal
2 Training

3 Development

UNIT 08 HRM AND DEVELOPMENTS IN BANKING INDUSTRY

1 HRM in the context of Information
Technology and Service Quality

PAPER 04 : BANKING TECHNOLOGY AND MANAGEMENT

Unit 01 Introduction to Information Technology

Unit 02 Banking Technology Management
Unit 03 Cyber Crimes, Security and Control
Unit 04 IT Management and Best Practices
UNIT 01 INTRODUCTION TO INFORMATION TECHNOLOGY

1 Introduction

2 Operating System, System

Software And Languages
3 Servers & Browsers
4 Application Software
5 Computer Net Works

6 Data Base Management

7 Data Communication
8 Important Terminology

UNIT 02 BANKING TECHNOLOGY MANAGEMENT

1 Core Banking
2 Delivery Channels
3 Inter Bank Payments
4 E- Commerce
5 Back Office Operations

6 Important Terminology

UNIT 03 CYBER CRIMES, SECURITY AND CONTROL

1 Introduction

2 Types of Cyber Crimes

3 Cyber Crime in Banks

4 Security and Control

5 IT Laws and Global Initiatives

UNIT 04 IT MANAGEMENT AND BEST PRACTICES

1 IT Governance
2 Operations Management

3 System and Functionality

Performance
4 IT Infrastructure Management

5 Important Terminologies
IV. MARKS AND PASSING CRITERIA

1. Candidate shall be required to pass each level within 4 consecutive attempts. First
attempt shall be counted from the date of examination for which the candidate becomes
eligible irrespective of whether he / she appears for examination or not.
2. Candidate not able to pass the examination within a stipulated block of 4 consecutive
attempts (appeared or not) in each level shall be required to enroll afresh. No credit/s for
subject (s) passed shall be carried over on re-enrollment.
3. Minimum pass marks in each subject shall be 50 out of 100 marks. Candidate securing
at least 45 marks in each subject with an aggregate of 50 per cent marks in all subjects
shall be declared as having passed the examination. Candidate scores 60 % marks and
above in aggregate will be awarded “First Class” and 75 % marks and above in
aggregate will be awarded “Distinction”.

Following shall be allotment of marks for level I and Level II.

LEVEL - I
S.No Subjects / Assignment Marks
1 Indian Financial System and Cooperative Credit Structure 100
2 Bank Management 100
3 Business Management 100
4 Accounting and Audit 100
5 Two Assignments of 50 marks each 100
TOTAL 500

LEVEL - II
S.No Subjects / Assignment Marks
1 Advanced Bank Management 100
2 Bank Financial Management 100
3 Organizational Behaviour and HRM 100
4 Banking Technology and Management 100
5 Two Assignments of 50 marks each 100
TOTAL 500
V. GENERAL GUIDELINES

V (a) ENROLMENT FOR EXAMINATION:

1. C-PEC programmes are open to members only.
2. Enrollment form may be downloaded from the website of BIRD (www.birdindia.org.in) or
shall also be made available at C-PEC, BIRD Campus, Sector-H, LDA Colony, Lucknow,
(Uttar Pradesh) or at such centers /offices as may be notified from time to time.
3. Duly filled in enrolment forms with requisite fees should be submitted to C-PEC.
Incomplete forms are liable to be rejected.

V (b) ASSIGNMENTS:
1. The candidate shall be required to submit two assignments (out of four assignments) at
least one month before the examination.

V (c) CONTACT PROGRAMME:

1. C-PEC may arrange contact classes for each level through accredited training
institutions at approved rates.
2. The dates of the contact classes shall be informed well in advance to the candidate.
3. The contents, coverage, scheduling and location of contact programme shall be decided
by the concerned accredited training institute in consultation with BIRD.

V (d) EXAMINATION AND EVALUATION

1. Candidate shall be eligible to take the examination after completion of minimum six
months from the date of enrolment
2. The examinations shall be conducted twice in a year preferably in the first fortnight of
February and August. C-PEC shall conduct examination at identified centers on
Sundays.
3. The duration of examination for each paper shall be of two hours and two examinations
shall be conducted in a day.
4. There shall be four papers carrying 100 marks each in each level. There shall be 100
questions of multiple choice pattern for each paper.
5. There will be no system of negative marking.
6. The candidate shall have to appear at the centre chosen at the time of enrollment. List of
examination centers shall be provided along with application form for enrolment.
7. Admit cards for examination shall be issued by the C-PEC mentioning venue, time and
date of examination
8. Permanent Membership Identity Card issued at the time of obtaining membership shall
have to be produced along with the admit card at the examination centre for
identification, failing which entry to the examination hall will be denied.
9. Request for change of examination centre due to valid reason should reach the C-PEC
30 days before the commencement of the examination. Any request received thereafter
for change of examination centre shall not be entertained.
10. The candidates shall have to appear in the examination in English.
11. Examination application form for third/ fourth attempt may be downloaded from the
website of BIRD (www.birdindia.org.in) or shall also be made available at C-PEC, BIRD
Campus, Sector-H, LDA Colony, Lucknow, (Uttar Pradesh) or at such centers /offices as
may be notified from time to time.
12. Duly filled in application forms for examination with requisite fees should be submitted to
C-PEC well in time. Incomplete forms and forms received late are liable to be rejected.
13. The final result of the examination along with the marks secured in each subject shall be
communicated to the candidates normally with in one month of conduct of examination.

VI. FEE STRUCTURE

Particulars Fees
Registration, Study Material and Rs. 2000/
Examination (First Two Attempts)
Examination- Third and Fourth Rs. 250/- per subject (to be paid before the
Attempts third attempt.
Re-enrollment Rs.2000/- (Fresh material will be issued)

VII. PROGRAMME SCHEDULE

Particulars Guidelines
Enrolment for the Programme Open throughout the year.
Supply of Study Material by With in one month of Enrolment
C-PEC
Examination Undertaken twice in a year preferably in the 1st
Fortnight of February and August. Candidates shall
take the examination after completion of minimum six
months from the date of enrolment.
VIII. GUIDELINES FOR THE UNIT WRITER / s

While covering the topics, due attention may be paid to the ‘Must Cover’ aspects.

 The study material may be prepared in simple ‘English’ language.

 Material may be prepared in the context of cooperative credit institutions wherever
applicable.
 Every unit of reading material may be arranged as follows:
i. Learning objectives for each of the unit
ii. Key words with meaning, Abbreviations with expansion at the beginning of each unit
iii. Coverage of the topic- divided into suitable sub-topics with appropriate examples,
Illustrations and case exercises wherever applicable
iv. Check your learning progress (set objective type questions) at the end of each unit.
v. Summary, including important learning points at the end of each unit
vi. Reference for further reading at the end of each unit.

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