Worksheet- 15
Rural Development
1. What does the Micro Credit programme mean?
(a) Credit provision made by small farmers
(b) Credit provision made by self-help groups to its members
(c) Credit provision made by large farmers
(d) None of the above
2. What is the full form of NABARD?
(a) National Bank of Agriculture and Rural Development
(b) Native Bank of Agriculture and Rural Development
(c) Native Bank of Agriculture and Real Development
(d) National Bank of Agriculture and Real Development
3. Non-institutional sources of agriculture credit are?
(a) Commercial Bank
(b) NABARD
(c) Regional Bank
(d) Traders
4. Which of the following is false regarding SHGs?
(a) Small and informal association for a poor person
(b) Provide rural credit by mobilizing their own resources
(c) Introduced in 1982
(d) Improve rural poor access to a formal credit system
5. Rural population require long-term loans
(a) To buy fertilizers
(b) To buy agricultural machinery
(c) To buy seeds
(d) To make minor improvements on land
6. Lingering Challenges include :
a) Challenge of rural credit
b) Challenge of rural marketing
c) Challenge of Unemployment
d) Both a and b
Worksheet- 15
Rural Development
7. The duration of short-term credit is
a) 6 to 12 months
b) 2 to 5 years
c) 5 to 20 years
d) 12 months to 5 years
8. Medium-term credit is required for
a) Construction of fence
b) Purchasing inputs like seeds, fertilizers, etc
c) For purchasing land or tractor
d) None of these
9. Cooperative Credit societies ensure:
a) Timely and rapid flow of credit to farmers
b) Guidance in diverse agricultural operations
c) Elimination of the money lenders
d) All of these
10. The apex funding agency for providing rural credit is
a) Regional Rural Bank
b) NABARD
c) SBI
d) None of these
11. In SHGs the credit is offered
a) Without collateral (Collateral means lack of proper documents to obtain a
bank loan)
b) Moderate Rate of Interest
c) Both a and b
d) None of these
12. Arrange the marketing process in order
(1) Grading the produce as per quality
(2) Gathering the produce after harvesting
(3) Processing the produce
(4) Packing the produce
(a) 1,2,3,4
(b) 2,3,1,4
(c)1,3,2,4
(d)3,1,2,4
Worksheet- 15
Rural Development
13. The reason of Distress sale is
a) Farmers need cash immediately for paying debts
b) High Storage cost
c) Lack of Storage facilities
d) All of these
14. Rural development is a ___ term.
a) comprehensive
b) Selective
c) Decretive
d) None of these
15. Alternative marketing channels help the farmers in ___their market and
___ price- risk.
a) Expanding, reduce
b) Reducing , Expand ,
c) Expand, Expand
d) None of these
16. _____ includes all these processes between harvesting and final sale of the
produce by the farmers.
a) Agricultural Marketing
b) Rural Marketing
c) Rural Agriculture
d) All of these
17. NABARD was set up in___.
a) 1984
b) 1983
c) 1982
d) 1981
18. Nationalization of commercial bank happened in___.
a) 1966
b) 1969
c) 1968
d) 1967
19. _______ is a village based financial intermediary committee usually
composed of 10-20 local women or men. (Fill in the blank with correct
alternative)
a) Micro credit program
Worksheet- 15
Rural Development
b) Self help group
c) NABARD
d) Banking system
20. ________ is an assurance to the farmers that their produce would be
purchased by the government at pre-fixed price. (Fill in the blank with correct
alternative)
a) CACP
b) MSP
c) NABARD
d) PDS
