Po Box e0s000, KANSAS CITY Mo 64180-6000 ‘SAN ANTONIO TX 79251-2508 Ss Commerce Bank = VISA ‘AccountlO: 0000 5518 1848 ‘ecount Number: XXXX XXXX XOX 0697 Previous Belance 30.00 Payments $0.00 (Other Credes $0.00 Purchases 48133801 Cash Acvances #5000 Balance Trensfers(Cenvenience Checks 50.00 Pest Due Amount ‘30.00 Fees Charges +5000 Interest Charged +5090 New Balance ‘sis81 Crea Lt 1500000 Gash Lime ‘$2500.00, ‘valebie Cree sigsiste Duaisbie Cash ‘s2s00.00, ‘Statement Closing Date oats Days in Biting Cycle 2 For Questions or o Report aLost or Stolen Credit Card: Pease send biting inquiries and correspondence to: (COMMERCE BANK CARD CENTER P.0.80K.41038, KANSAS CITY, Mo Batat-toas fetes cecccemer oot as ‘at es er Poet a somrocces — [] Use enclosed envelope aed make checkpayablet>” COMMERCE BANK. Ld cree etna tates Pills seorosnans ° New Balance st.86a4 Mininues Payment Due 90.00 Late Payment Warning: Ine do net ceive your nenum paymant by the date iste above, you may have pay up to @ $40.00 late Fes and your APR may be increesed up tothe Penaly APR of 31.48% Minimum Payment Warning: If yeu make only the minimums payment eech pred, you wil pay more interat anc wil take you longer to pay ot your balance. For example ‘Trans Post Bate Date Ref Transaction Description Amount Ose ORD THOTT Subway 13422 San nono TX $2595) 03s oarto 70032 SMOKENEEDS —_SANANTONIO TX $83.28 0309 08D 25827 «MICHAELS STORES 1212 | SANANTONIO TX $2256 foxes oat? 30273-—«DDSDISCOUNTS 5185. SANANTOMIO 7X $305.35 o3ee oat! 04787 ROSSSTORESSI030 _SANLANTONIO Tx 538242 0302 OM! 7o9RR «TACO RELL#D96459°SANANTOHIO TX $5624 os OS1 04581 «LYFT “XDDEPOSIT _LYFT.COM. CA 5250.00 owro _oMtt 51869 ___ YS Semrses Mes Comer 2105712474 TX $65.09 ‘[Link] ak oo call cick come byChange of Address Form 1 Aces Home Phone usiace Prone [RECEIPTOF PAYMENTSPaymentzeceivedefore PM CT at theadéresschownon your [Link] REPORTING AGH ay rept information about your Account to cred bce ‘SlatemenbnanyctourrequerBusinesSeyanilbe postetssctthedalectreceptPayinents ale peymens, missed payment, cr cir defaults on your Account may be vedecid in ‘aceinpersorbefordheclosotbusinestoanenployeata Conmercbranchwibepesteae report ‘Gf dateofrecest?aymentmalectotneaddresshownermagein pesorat abranctmusibe ‘Scconpaniety exccousumbersrpaymenki@ ansinineormofa checirmaneyordetn WHAT TO DO IF YOU THINK YOU FIND A MISTAKE ON YOUR STATEMENT US Dolarsrawnona [Link]'sa Ifyou ink hero isan ear on yout Statement, wite tous at {ermt paymentDonat sendcashtroughine mal. A delay ceding paymento your Commerce Bank, P.O. Box 411036, Kansas Ciiy, MO 84141-1036 ‘Aezounimay cecur the poymertdoee not moet these requrementdormaingpayments You may also send us thes infomation va fax at 1-816-224-2811 (antoring payments). Inno case shal such delay exceed five days fom receipt of sungmi. ive us the following information ‘The cuof te for payments made on any of our regular Busines Days through Cormmerce aehccount nfrmation: Your name ang Recount number. transfers trom your Commerce deposk account ats as flows: Commerce ATM, 7.00 PM GT, Dolar amount The dolar mou ofthe suspected eer, CConmarce Onine Banton, ielsing Male Banking, 700 PM CT. Commerce Aecaunt Inenrabaertion of presi It you tink there Ie an era on your bil, deserbe what you Line, 7.00 PM CT: Cormparce Colactions Daparmert. 11:00 PMCT. A payment made troughwrang and why you betave tis 2 mistake ‘Gonerce Chine Bi Pay wil be posted onthe Pay Date "Yt mis contact Us within 60 cays aor the efor appeared on your Statement. You mus Conforming payments received ater the cespactve culo time willbe posted no later hartheputsttial errs in wig. You may cal us, ut f you do we are not required to invest Business [Link] made bys thrd-pany payor, wile pasta as ofthe date we rapetendetrers and you may have to pay the amount In question, payment ‘While we investigate whether or not hare has bean an rrr, tho fotowing are true ‘We cannot ty to cllectthe amour in question or rept you 28 delinquer on thal a [BALANCE ON WHICH INTEREST CHARGES ARE CALCUMATED:rve any Interest The charge mn question may remain on Your Stternert, and we may cornu to char ‘Charges on you Accour eta varable rae, tal rate wil be caeleted by adding a margin to terest on thet amcunt Prime Rai@lease see the ACCOUNT OPENING DISCLOSURE, which fs pat of this Agreerthite you do not have to pay the amount in question you ate responsible for tere {or specific information regerding the APRs used to compute your Interest Charges, your balance. We caledate your Dally Balance for each day inthe bling cycle by taking Your begiring bart can apely any unpaid amount against your crest ist ‘2dding any new ansactions (excluding any active instalment Plans) or ther debt, and eubracting ‘ny payments (xcling payments towers any active instalment Pln) or cer credits VIEDUEURIGHTS IF YOU ARE DISSATISFIED WITH YOUR CREDIT CARD PURCHASES {ba Daly Balance by the Daly Panodis Rata to get your Itarest Charge for tat day. Weladtabed wh the goods cr services that you have Purchased wih yur cred card and Interest Charges to your Dally Balance to gt the begloing balance forthe nextday. We wthie God fath fo cores the probe withthe morchak, you may have the ight na al daye on which you have a balance owing on the Assourt, leegarding ary cred blaresdortigarioun de on the Purchase Bing eel TTouve tus rit. alo the following must be tue ‘We all the daly Interest Charges and round he sum to the nest highest cart to get yor TetaPurchase must have been mass n your hone state or within 100 miles of your cum Intcest Charges for tat ilng cycle, We do ts caleltion separately foreach type of tanees, andthe purchase price must have been mere than S5O. (Note: Neier of thse a ‘ecovsary If your Purchase was based on an advertisement ve mala To you, of we OM INTEREST CHARGE ACCRUAL Company that sld you the goods cr services.) ‘ON PURCHASES: terest Charges bag to accrue on the transaction date, prove Saarmust have sed your ered card for the Purchase. Purchases made with Cash Adv (ate wl over be later than he dato the Purshace is poste to the Account or eatlesahiter witha chock that acoasses your edt caré Account donot quay fst day ofthe lng cycle forthe Statement on which such ransacti@utetetanan You st not yet have May pad forthe Purchase are subject toa Grave Period, the previous balance le zero or was paid in fulbythtasafibetrteria above are mt and you ae el deeaicled with the Purchase, contact the cate syn on your Statement. na Interest Charge yal be assessed on cirent Burmese Bark P.O. Box 411093, Kansas Cy, MO 64147-1036 (ON BALANCE TRANSFERS OR CONVENIENCE CHECKS: Except for Canveriancahwelen investigate, the same res app tote depled amount a dcussed above. A fssoviated with nstalient Plans, Interest Charges begn to accrue onthe dae o eBageivestgation we vate you our decision AX that point. we nk you owe ana ‘Transter or Convontence Check, provided sch date wil never be iter than the daybed not pay, we May report you as dotnquent, Balance Trensfer o Convenence Checks posted to the Account of ear than the fst day of the iling eye forthe Statement on which such ransfer or checkis shown, "LIABILITY FOR UNAUTHORWZED-UBE must notity Commerce Bankcard Center ofthe os ‘ON CASH ADVANCES: Interest Charges begin to accrue on the date af tha Cach Adhafce Focsible unauthorzed use of your ered card. You may eal tore 1-800845-21 provided son date wil nvr be ater than the cat the Cash Advance Is posted to thlRseauy De Male to Conmeice Bankcard Canter at P.O. Box 411036, Kensas Cty, N {x earfr than the frst day of he iling oyol forthe Sialmart on which such advarlit-1026 At Fraud/Security Shown Foray athe infrmation concerning your Account ot reach ou 24-Hou BankCard Aee (ON INSTALLMENT PLANS: No Interest Charges are applied to active Installment Planarmation Line, please b00-645-2103 Demand made pursuant tothe requirements of RSMo §408.150 wil only be effective if made in ‘wring and sent, via cerlffed mall to each ofthe folowing two addresses: Commerce Bank. ‘Attention Legal Department, 8000 Forsyth, Sue 1100, St, Lous, MO 63108; and Commerce Bank, Attention Legal Department, 1000 Walnut, BB4-1, Kansas City, MO 64405.ee ae & commerce Bank ‘Account Number: XXX XXX XXXK 0637 ‘Account: 90003818 1845 ‘Statement Period: 0211225 - 091125 Tota fees charged in 2028 Totalineres chargedin 2025 "Your Annual Percentage Rate (APR) isthe annual Purchaces cach Advances as% 5000 $0.00 Bal Tracom Checks 00% so00 $000 (9) = Vanabie Rate a cestode fl eto e oe forecea tirhort ies || Sneectiomtets iS Aiectieiic iii: [esmeaeare net canoes MF romcmnsmursnn | Serene aoe PNT foc tcnturciemree | cornmrnmen,, | Sametime Sereomgaromrane’” | Scnetasti i Seraemteeen | Semreretece ae | nena teie 1738s | EES eee ‘noses Sarre conten C2 Dances to cred ents on ese Feuer Mingo secounsistoo ign ‘The FICO® Scores and associated edueatoralconant are prove soe fr your com no-conmeri personal educational evew use andbeneht ‘The crt fle usedto crate your FICO Sear i contrat updetod nde FICO Seore may not eet he meet cuenta on your crete. Youheve the itt tana ee ‘rea epot eanaty fom each ef te tvee mar cosure’epatag agencies, To request e coy ol yout ere ep passe sk.” Mule enrudctecrett coh Corner Bank nc Fi sa: ar ol re epi orgarzaons ss dfs under edeal and st Inn chiding Cras Rep Oraaiaons Ack, Commerce Sankand Fa sae 3 otpravde cred ropa cervceso adic or asatance garding abuadg” of pto\ag” yout ed eta, reat say of eu ing Ifyou do notin to hve your FICO® Seore pre on yur mol statement you may request to opt-out om te FICO © Score closure progam st ary sme by contacting Commerce Bancont 17) 270-746 orby untrue we Commerce ark Banton Conor ATTIC FICO Seore Opto RCBC 11; PO BOX #11098 Kansas Cay, MO 1799840, ‘Go green and eliminate paper clutter by signing up for Paperiess Statements! Simply log into Online Banking at com [Link]/cardaccess and click “Account Management" under the “Customer Service’ menu, then choose "Statement Options". Select the Paperless option to activate Paperless Statements and suppress your paper siatem ants Access your Online Banking account on the go with the Commerce Bank mobile app. Downloed the free app for iPhone through the App Store of for Android through the Google Play Store. You can view your = .* i ‘[Link] call click come by