📄 PDF Content: "Smart Buyer’s Guide for Second-Hand
Cars"
Sections:
1. ✅ Car Buying Recommendation
2. 🔧 Used Car Inspection Checklist
3. 🧾 Document Verification Checklist
4. 💰 Price Negotiation Tips
5. 📌 Final Notes for Financial Planning
I’ll first display the content below, then generate a downloadable PDF.
✅ 1. Car Buying Recommendation
Best Choice Based on Financial Planning:
Car: Maruti Suzuki Celerio VXi or ZXi (Petrol, Manual)
Model Year: 2018–2020
Kilometers Driven: < 50,000 km
Ownership: Single owner preferred
Reason: Fuel-efficient, low maintenance, great resale value
🔧 2. Used Car Inspection Checklist
Area What to Check
Engine Bay Smooth start, no oil leaks, no unusual noises
Exterior Look for dents, rust, color mismatch (accident signs)
Tyres Even wear, minimum 50% life left
Battery Age < 3 years, terminals clean
Brakes No squealing, car stops smoothly
Suspension No bounce or creaking noises on speed bumps
AC & Electronics All working – AC cooling, lights, power windows, etc.
Test Drive Smooth gear shift, no steering vibrations or noise
🧾 3. Document Verification Checklist
Document What to Check For
RC Book Owner name, chassis number match, clear title
Insurance Valid policy, NCB status
Pollution (PUC) Valid certificate
Service History Regular maintenance, no major repairs
Road Tax Receipt Paid and up to date
Form 35 (if loaned) NOC from bank (if earlier under loan)
💰 4. Price Negotiation Tips
1. Do Market Research: Use OLX, Cars24, Spinny, or CarDekho to get price range.
2. Use Inspection Results: Highlight any wear/repairs needed to lower price.
3. Stay Silent After Your Offer: Let the seller talk; avoid overexplaining.
4. Ask for Freebies: Battery warranty, floor mats, service vouchers, etc.
5. Cash Advantage: If paying in cash, use it to ask for an extra discount.
Pro Negotiation Phrase:
“Based on the current market, condition of the tyres, and upcoming maintenance, I think ₹X is a
fair offer. Let’s close the deal today?”
📌 5. Final Notes for Financial Planning
Don’t exceed 40-50% of your total liquid savings on the car.
Keep ₹10,000–₹20,000 aside for initial servicing, battery or tyre replacement.
Avoid loans unless necessary — better to go with low-cost ownership.
Prefer Petrol Manual cars under ₹3.5–4.5 lakhs for better resale and economy.