Prepared For

TYEASEE NEGEWO
Personal & confidential
Date generated: Jun 26, 2025

At a glance

FICO® Score 8
501 Experian data Jun 26, 2025


300 850
Poor

Account summary Overall credit usage Debt summary

Open accounts 2 Credit card and credit line debt$283

Self-reported accounts 0 Self-reported account balance $0

Accounts ever late 13 2% Loan debt $0

Closed accounts 0 Collections debt $8,940

Collections 6 Total debt $9,223

Average 2 yrs 11 mos

account age
Credit used: $283
Oldest account 5 yrs 10 mos Credit limit: $15,000
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Personal information

Name Addresses Employers

TYEASEE NEGEWO 505 VILLAS RIDGE DR # 505 PBC
LITHIA SPRINGS, GA 30122-
Also known as 6836 MESA AIR
TYEASEE K BRANDON
3837 E BRIDLE CT
KEISHUN NEGEWO DOUGLASVILLE, GA 30135-
7239
NEGEWO TYEASEE BRANDON

8242 DURALEE LN
Year of birth
DOUGLASVILLE, GA 30134-
1976
8515

Personal statements
No statement(s) present at this time
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Open accounts

DISCOVERC $0

Exceptional payment history Balance updated Jun 17, 2025

 Account info
Account name DISCOVERC Balance $0

Account number 601100XXXXXX Balance updated Jun 17, 2025

Original creditor - Credit limit $13,000

Company sold - Credit usage 0%

Account type Credit card Monthly payment $0

Date opened Jul 04, 2022 Last Payment Date Apr 21, 2024

Open/closed Open Highest balance $265

Status Open/Never late. Terms -

Status updated Jun 2025 Responsibility Authorized user

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025       - - - - - -

2024            
2023            
2022 - - - - - -      

 Current / Terms met - Data Unavailable

 Contact info
Address PO BOX 30939 SALT LAKE
CITY,
UT 84130

Phone number (800) 347-2683

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

JPMCB CARD $283

Exceptional payment history Balance updated Jun 10, 2025

 Account info
Account name JPMCB CARD Balance $283

Account number 414740XXXXXX Balance updated Jun 10, 2025

Original creditor - Credit limit $2,000

Company sold - Credit usage 14%

Account type Credit Card Monthly payment $35

Date opened Sep 11, 2021 Last Payment Date Jun 06, 2025

Open/closed Open Highest balance $1,276

Status Open/Never late. Terms -

Status updated Jun 2025 Responsibility Authorized user

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025       - - - - - -
2024            
2023            
2022            
2021 - - - - - - - - -   

 Current / Terms met - Data Unavailable

 Contact info
Address PO BOX 15369
WILMINGTON,
DE 19850

Phone number (800) 945-2000

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Closed accounts

CREDIT ONE BANK NA $858

5 potentially negative months Closed

 Account info
Account name CREDIT ONE BANK NA Balance $858

Account number 379363XXXXXXXXX Balance updated May 05, 2025

Original creditor - Credit limit $500

Company sold - Monthly payment -

Account type Credit card Last Payment Date Sep 24, 2024

Date opened Jun 19, 2024 Past due amount $858

Open/closed Closed Highest balance $858

Status Account charged off. $858 Terms -

written off. $858 past due as of
Responsibility Individual
May 2025.
Your statement -
Status updated May 2025

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 60 90 120 150 CO - - - - - - -

2024 - - - - - -      30

 Current / Terms met CO Charge off 30 Past due 30 days

60 Past due 60 days 90 Past due 90 days 120 Past due 120 days

150 Past due 150 days - Data Unavailable

 Contact info
Address PO BOX 98875 LAS VEGAS,
NV 89193

Phone number (702) 269-1000

 Comments
Account previously in dispute - investigation complete, reported by data furnisher
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

EXETER FINANCE LLC $20,637

7 potentially negative months Closed

 Account info
Account name EXETER FINANCE LLC Balance $20,637

Account number 680681XXXXXXXXXXX Balance updated May 31, 2025

Original creditor - Original balance $35,159

Company sold - Monthly payment -

Account type Auto Loan Last Payment Date Mar 11, 2025

Date opened Sep 15, 2024 Past due amount $20,637

Open/closed Closed Terms 78 Months

Status Account charged off. $35,159 Responsibility Individual

written off. $20,637 past due -
Your statement
as of May 2025.

Status updated Jan 2025

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 CO CO CO CO CO - - - - - - -
2024 - - - - - - - -   30 R

 Current / Terms met CO Charge off R Repossession

30 Past due 30 days - Data Unavailable

 Contact info
Address PO BOX 166097 IRVING,
TX 75016

Phone number By mail only

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

MACYS/CBNA
Closed
2 late payments

 Account info
Account name MACYS/CBNA Balance -

Account number 603534XXXXXXXXXX Balance updated -

Original creditor - Credit limit $100

Company sold - Monthly payment -

Account type Charge Card Last Payment Date Jul 12, 2020

Date opened Nov 06, 2019 Highest balance $213

Open/closed Closed Terms -

Status Paid, Closed. Responsibility Individual

Status updated Aug 2020 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020   30 60    CLS - - - -
2019 - - - - - - - - - - - 

 Current / Terms met CLS Closed 30 Past due 30 days

60 Past due 60 days - Data Unavailable

 Contact info
Address PO BOX 8218 MASON,
OH 45040

Phone number (800) 243-6552

 Comments
Account closed at consumer's request
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

ONEMAIN $8,847

44 potentially negative months Closed

 Account info
Account name ONEMAIN Balance $8,847

Account number 221322XXXXXXXXXX Balance updated May 31, 2025

Original creditor - Original balance $11,950

Company sold - Monthly payment -

Account type Secured Loan Last Payment Date Aug 19, 2021

Date opened Feb 18, 2021 Past due amount $8,847

Open/closed Closed Terms 60 Months

Status Account charged off. $8,847 Responsibility Individual

written off. $8,847 past due as **CONSUMER STATEMENT** THIS ACCOUNT WAS
Your
of May 2025.
statementTHE RESULT OF UNAUTHORIZED SERVICES.
Status updated Jan 2022

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 CO CO CO CO CO - - - - - - -
2024 CO CO CO CO CO CO CO CO CO CO CO CO
2023 CO CO CO CO CO CO CO CO CO CO CO CO
2022 CO CO CO CO CO CO CO CO CO CO CO CO
2021 -         30 60 90

 Current / Terms met CO Charge off 30 Past due 30 days

60 Past due 60 days 90 Past due 90 days - Data Unavailable

 Contact info
Address PO BOX 1010 EVANSVILLE,
IN 47706

Phone number (844) 298-9773

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

U S DEPT OF ED/GSL/ATL $1,539

5 potentially negative months Closed

 Account info
Account name U S DEPT OF ED/GSL/ATL Balance $1,539

Account number 648741XX Balance updated May 24, 2025

Original creditor PERKINS LOANS Original balance $1,521

Company sold - Monthly payment -

Account type Education Past due amount $1,539

Date opened Jan 15, 2025 Terms 1 Month

Open/closed Closed Responsibility Individual

Status Collection account. $1,539 Your statement -

past due as of May 2025.

Status updated Jan 2025

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C - - - - - - -

C Collection - Data Unavailable

 Contact info
Address PO BOX 4222 IOWA CITY,
IA 52244

Phone number -

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

U S DEPT OF ED/GSL/ATL $1,539

5 potentially negative months Closed

 Account info
Account name U S DEPT OF ED/GSL/ATL Balance $1,539

Account number 648741XX Balance updated May 24, 2025

Original creditor PERKINS LOANS Original balance $1,521

Company sold - Monthly payment -

Account type Education Past due amount $1,539

Date opened Jan 15, 2025 Terms 1 Month

Open/closed Closed Responsibility Individual

Status Collection account. $1,539 Your statement -

past due as of May 2025.

Status updated Jan 2025

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C - - - - - - -

C Collection - Data Unavailable

 Contact info
Address PO BOX 4222 IOWA CITY,
IA 52244

Phone number -

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

WEBBANK/FINGERHUT
Closed
4 late payments

 Account info
Account name WEBBANK/FINGERHUT Balance -

Account number 636992XXXXXXXXXX Balance updated -

Original creditor - Credit limit -

Company sold - Monthly payment -

Account type Charge Card Last Payment Date Jul 12, 2020

Date opened Aug 30, 2019 Highest balance $516

Open/closed Closed Terms -

Status Paid, Closed. Responsibility Individual

Status updated Jul 2020 Your **CONSUMER STATEMENT** I HAVE NO

statement KNOWLEDGE OF THIS ACCOUNT.

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020 60 90 120    CLS - - - - -
2019 - - - - - - - -    30

 Current / Terms met CLS Closed 30 Past due 30 days

60 Past due 60 days 90 Past due 90 days 120 Past due 120 days

- Data Unavailable

 Contact info
Address 6250 RIDGEWOOD RD SAINT
CLOUD,
MN 56303

Phone number (866) 734-0342

 Comments
Account closed at consumer's request
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Collection accounts

MEDICAL DATA SYSTEMS I $1,396

Original creditor: DOUGLAS HOSPITAL

 Account info
Account name MEDICAL DATA SYSTEMS I Balance $1,396

Account number 200027XXXXX Balance updated Jun 22, 2025

Original creditor DOUGLAS HOSPITAL Original balance $1,396

Company sold - Monthly payment -

Account type Collection Past due amount $1,396

Date opened May 13, 2024 Terms 1 Month

Status Collection account. $1,396 Responsibility Individual

past due as of Jun 2025. -
Your statement
Status updated May 2024

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C C - - - - - -

2024 - - - - - - - C C C C C

C Collection - Data Unavailable

 Contact info
Address 128 W CENTER AVE FL 2
SEBRING,
FL 33870

Phone number (800) 315-6050

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

MEDICAL DATA SYSTEMS I $2,480

Original creditor: DOUGLAS HOSPITAL

 Account info
Account name MEDICAL DATA SYSTEMS I Balance $2,480

Account number 200030XXXXX Balance updated Jun 22, 2025

Original creditor DOUGLAS HOSPITAL Original balance $2,480

Company sold - Monthly payment -

Account type Collection Past due amount $2,480

Date opened Nov 11, 2024 Terms 1 Month

Status Collection account. $2,480 Responsibility Individual

past due as of Jun 2025. -
Your statement
Status updated Nov 2024

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C C - - - - - -

C Collection - Data Unavailable

 Contact info
Address 128 W CENTER AVE FL 2
SEBRING,
FL 33870

Phone number (800) 315-6050

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

MEDICAL DATA SYSTEMS I $1,503

Original creditor: DOUGLAS HOSPITAL

 Account info
Account name MEDICAL DATA SYSTEMS I Balance $1,503

Account number 200028XXXXX Balance updated Jun 22, 2025

Original creditor DOUGLAS HOSPITAL Original balance $1,503

Company sold - Monthly payment -

Account type Collection Past due amount $1,503

Date opened Mar 13, 2024 Terms 1 Month

Status Collection account. $1,503 Responsibility Individual

past due as of Jun 2025. -
Your statement
Status updated Mar 2024

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C C - - - - - -
2024 - - - - - C C C C C C C

C Collection - Data Unavailable

 Contact info
Address 128 W CENTER AVE FL 2
SEBRING,
FL 33870

Phone number (800) 315-6050

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

MEDICAL DATA SYSTEMS I $728

Original creditor: DOUGLAS HOSPITAL

 Account info
Account name MEDICAL DATA SYSTEMS I Balance $728

Account number 200029XXXXX Balance updated Jun 22, 2025

Original creditor DOUGLAS HOSPITAL Original balance $797

Company sold - Monthly payment -

Account type Collection Past due amount $728

Date opened Jun 11, 2024 Terms 1 Month

Status Collection account. $728 past Responsibility Individual

due as of Jun 2025. -
Your statement
Status updated Jun 2024

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C C - - - - - -
2024 - - - - - - - - C C C C

C Collection - Data Unavailable

 Contact info
Address 128 W CENTER AVE FL 2
SEBRING,
FL 33870

Phone number (800) 315-6050

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

PORTFOLIO RECOV ASSOC $470

Original creditor: CAPITAL ONE N.A.

 Account info
Account name PORTFOLIO RECOV ASSOC Balance $470

Account number 517805XXXXXXXXXX Balance updated Jun 12, 2025

Original creditor CAPITAL ONE N.A. Original balance $470

Company sold - Monthly payment -

Account type Debt Buyer Past due amount $470

Date opened Mar 26, 2024 Terms 1 Month

Status Collection account. $470 past Responsibility Individual

due as of Jun 2025. -
Your statement
Status updated Mar 2024

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 C C C C C C - - - - - -
2024 - - - - - - C C C C C C

C Collection - Data Unavailable

 Contact info
Address 120 CORPORATE DRIVE
NORFOLK,
VA 23513

Phone number (757) 519-9300

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

SOURCE RECEIVABLES MNG $2,363

Original creditor: T-MOBILE USA INC

 Account info
Account name SOURCE RECEIVABLES MNG Balance $2,363

Account number 273871XX Balance updated Jun 19, 2025

Original creditor T-MOBILE USA INC Original balance $2,363

Company sold - Monthly payment -

Account type Collection Past due amount $2,363

Date opened Feb 19, 2025 Terms 1 Month

Status Collection account. $2,363 Responsibility Individual

past due as of Jun 2025. -
Your statement
Status updated Feb 2025

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2025 - - - C C C - - - - - -

C Collection - Data Unavailable

 Contact info
Address 4615 DUNDAS DR STE 102
GREENSBORO,
NC 27407

Phone number (336) 286-3111

 Comments
-
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Public records

Bankruptcy chapter 13-

dismissed
Filed on Mar 24, 2022

Reference number:
2252341SMS

Court:
US BKPT CT GA ATLANTA
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Inquiries

ALLY FINANCIAL ALLY FINANCIAL CAPITAL ONE AUTO FIN

Inquired on Sep 13, 2024 Inquired on Sep 13, 2024 Inquired on Sep 13, 2024

Business Type: Auto Financing Companies Business Type: Auto Financing Companies Business Type: Auto Financing Companies

3010 W AGUA FRIA FWY STE 200 RENAISSANCE CTR PO BOX 259407

PHOENIX, AZ 85027 DETROIT, MI 48243 PLANO, TX 75025

(866) 462-2770 (248) 263-3004 (800) 946-0332

This inquiry is scheduled to continue on This inquiry is scheduled to continue on This inquiry is scheduled to continue on
record until Oct 2026 record until Oct 2026 record until Oct 2026

EXETER FINANCE LLC/WCG SANTANDER CONSUMER USA REVVI/MRVBANKS/VT

Inquired on Sep 13, 2024 Inquired on Sep 13, 2024 Inquired on Jul 14, 2023

Business Type: Auto Financing Companies Business Type: Finance Companies - non Business Type: All Banks - non specific
specific
2101 W JOHN CARPENTER FW 2700 SOUTH LAKE LORRAINE
8585 N STEMMOMS FWY
IRVING, TX 75063 SIOUX FALLS, SD 57106
DALLAS, TX 75247
(214) 572-8278 (573) 883-8222
(866) 222-4227
This inquiry is scheduled to continue on This inquiry is scheduled to continue on
record until Oct 2026 This inquiry is scheduled to continue on record until Aug 2025
record until Oct 2026
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Credit scores

FICO® Score 8

Go o d
Ve
ry
i r Go
Fa do

Your score is well below the average score of U.S. consumers and

501
cxE
97

demonstrates to lenders that you are a risky borrower.

r oo 0 3
5-

pe
P

lanoit
0

300 850

Experian data 6/26/2025

What's hurting
 Negative items
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.

Number of your accounts that were ever 60 days late or worse or have a derogatory indicator: 7 accounts

Virtually no FICO High Achievers have a 60 days late payment or worse listed on their credit report.

Number of public records on your credit report: 1 public record

Virtually no FICO High Achievers have a public record or collection listed on their credit report.

Number of collections on your credit report: 6 collections

Virtually no FICO High Achievers have a public record or collection listed on their credit report.

The presence of a serious delinquency or derogatory indicator and a derogatory public record (such as a bankruptcy) or collection is a powerful
predictor of future payment risk. However, newer versions of the score including FICO® Score 9, FICO® Score 10, and FICO® Score 10 T only consider
unpaid collections. Most collections, public records and delinquencies stay on the report for no more than seven years - though there are certain items
that could remain longer. As these items age, they may have less impact on the FICO® Score. Satisfying the public record or paying off the collection
will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.

 Bad payment history

You have one or more accounts showing missed payments or derogatory indicators.

Number of your accounts with a missed payment or derogatory indicator: 7 accounts

About 99% of FICO High Achievers have no missed payments at all. But of those who do, the missed payment happened more than 4 years ago, on
average.

The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and
how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or
accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on
a FICO® Score.

 Few accounts paid on time

You have an insufficient number of accounts that are currently paid as agreed.

Number of your accounts currently being paid as agreed: 0 accounts

FICO High Achievers have an average of 6 accounts currently being paid as agreed.

The FICO® Score considers the number of accounts showing on time payments. Generally, the higher the number reported the lower the risk. Compared
to other people with a similar age of credit history, the number of accounts you have that are currently paid as agreed is low.
 High credit usage
You've made heavy use of your available revolving credit.

Ratio of your revolving balances to your credit limits: 172%

For FICO High Achievers, the average ratio of the revolving account balances to credit limits is 6%.

The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person's credit usage is one of the most
important factors considered by a FICO® Score. People who keep their ratio of balances to credit limits lower are generally considered less risky to
lenders than those with higher ratios. Note, consolidating or moving debt from one account to another will usually not change the total amount owed.
 Prepared For TYEASEE NEGEWO Date generated: Jun 26, 2025

Disclaimer

About your FICO® Score 8 or other FICO® Scores

Your FICO® Score 8 powered by Experian data is formulated using the information in your credit file at the time it is requested. Many but not all
lenders use FICO® Score 8. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as
FICO® Auto Scores and FICO® Bankcard Scores). The other FICO® Scores made available are calculated from versions of the base and
industry-specific FICO® Score models.

Base FICO® Scores (including the FICO® Score 8) range from 300 to 850. Industry-specific FICO® Scores range from 250-900. Higher scores
represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower FICO® Score
indicates to lenders that you may be a higher credit risk. There are many scoring models used in the marketplace. The type of score used, and
its associated risk levels, may vary from lender to lender. But regardless of what scoring model is used, they all have one purpose: to
summarize your creditworthiness. Keep in mind that your score is just one factor used in the application process. Other factors, such as your
annual salary and length of employment, may also be considered by lenders when you apply for a loan.

What this means to you:

Credit scoring can help you understand your overall credit rating and help companies better understand how to serve you. Overall benefits of
credit scoring have included faster credit approvals, reduction in human error and bias, consistency, and better terms and rates for American
consumers through reduced costs and losses for lenders. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or other
base or industry-specific FICO® Scores provided by us, or different scoring models to determine how you score.