Your quarterly

retirement savings
730 Third Avenue, New York, NY 10017-3206

portfolio statement
For January 1, 2021 to March 31, 2021

SAMPLE
Your balance on March 31, 2021: $501,974.66
Personal rate of return this quarter: 5.45%
For more details, see the “Summary of your portfolio activity” on Page 2.
|MOB01||DOCTYPEID|CCPQ4001EM|PIN|100010003467|EMAIL|[email protected]|DESCRIPTION|Retirement Q1/2021|PREFIX| |LASTNAME|WU|FIRSTNAME|YU-HSIN|MIDDLENAME| |SUFFIX| |EMAILTEMPLATE|QTRLYRS|DELIVERYTYPE|PH|APPROVED|N|DRI|C000000000000000605217876000100010003467|PLANID|NOPLAN|BUSDATE|20210331|SEQUENCE|0004589|END|

¿|MOB01||DOCTYPEID|CCPQ4001EM|PIN|100010003467|EMAIL|[email protected]|DESCRIPTION|Retirement Q1/2021|PREFIX| |LASTNAME|WU|FIRSTNAME|YU-HSIN|MIDDLENA

Will you have enough for retirement?

Based on your average monthly contribution of $3,466.00 per month, your portfolio balance and age, you will
receive an estimated monthly lifetime income of $8,568.00 when you retire.

$8,568 $8,691 $8,878

Important information: This projection may
differ from other projections available
through your online account or the Advice
service due to general assumptions about
retirement age, Social Security, inflation
and other factors.
For a more detailed review of your
retirement income options, visit
TIAA.org/retirementadvisor.

Average monthly Increase Increase

contribution contribution contribution
$3,466 + $100 + $250

These charts are purely hypothetical and do not illustrate past or projected performance.

Name, If you are invested in mutual funds in your retirement plans or IRAs, please review the frequent trading
policy at TIAA.org/tradingpolicy.

Questions about Sign on to TIAA.org Call 800-842-2252 for 24-hr automated information Hearing impaired: TTY 800-842-2755
your portfolio? Call center hours: Weekdays 8 a.m. to 10 p.m. (ET). (Español disponible)
|MOB02||ORCHESTRATIONID| |COMPORCHID| |SUBPLANID| |CREFNUMBER| |TIAANUMBER| |BULKTRADEBATCHNUMBER| |BUSINESSUNITCODE|ALL|DOCCODE|OUTBOUND_DOCS|DOCVERSION|1|MVASUNIQUE| |PACKAGEID|C000000000000000605217876000100010003467|TIAA_ID| |END|

¿|MOB02||ORCHESTRATIONID| |COMPORCHID| |SUBPLANID| |CREFNUMBER| |TIAANUMBER| |BULKTRADEBATCHNUMBER| |BUSINESSUNITCODE|ALL|DOCCODE|OUTBOUND_DOCS|DOCVERSION|1|MVASUNIQUE| |PACKAGEID|C000000000000000605217876000100010003467|TIAA_ID| |END|

TIAA-CREF Individual & Institutional Services, LLC , Member FINRA and SIPC distributes securities products. Data compiled from other entities as noted. PAGE 1 OF 15
 Account holder:

Summary of your portfolio activity SAMPLE

This quarter This year

Beginning balance $460,806.88 $460,806.88

Your contributions 8,250.02 8,250.02
Employer contributions 7,425.03 7,425.03
Gains/Loss 25,492.73 25,492.73
Ending balance $501,974.66 $501,974.66
Personal rate of return 5.45% 5.45%
This figure is an estimate of the performance of the assets in your retirement portfolio, as
reflected on this statement, that are maintained at TIAA during the period(s) specified. Past
performance is not a guarantee of future results. Please refer to the "Information about your
portfolio" section for more information.

How your portfolio is allocated

Value as of Percent of your
Asset class Mar 31, 2021 total portfolio

n Equities $351,832.90 70.09%

n Fixed Income 59,636.94 11.88%
n Multi-Asset 90,504.82 18.03%
Total $501,974.66 100.00%
These asset allocation percentages may not be exact due to rounding.

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 2 OF 15
 Account holder:

SAMPLE
1 RETIREMENT PLAN
Plan #

This plan includes the following annuity contracts and other investments. The annuity contracts are indicated with
either TIAA or CREF followed by a number.
TIAA CREF

Summary of your activity

Balance as of Jan 1, 2021 $216,284.58

Gains/Loss 12,458.97
Balance as of Mar 31, 2021 $228,743.55

What you have vested

This plan includes a delayed vesting provision that may apply to some or all employees. If the vesting provision applies to you,
the vested status of any employer contributions and earnings are generally based on your length of employment at your
employer. A vested percentage and vested market value is not currently displayed for any participants in this plan because the
employer currently maintains this information. This message is not intended to describe your personal vesting status. Please
see the plan’s Summary Plan Description for more information about the vesting rules for this plan.

Your investments
Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

Pre-Tax Investments
Equities
Vang Mid-Cap Idx Ins 209.6746 $60.5300 $12,691.60 5.55%
Vang Ttl Stk Mkt Idx Ins 810.0797 100.5100 81,421.11 35.59%
Vang PRIMECAP Adm 168.8989 169.3400 28,601.34 12.50%
Goldman Sachs SmCpV Inst 169.7913 64.9400 11,026.25 4.82%
MFS Value Fund Class R6 460.9720 48.5200 22,366.36 9.78%
Vang European Stk Idx Ins 1,173.5485 33.5500 39,372.55 17.21%
Total Equities $195,479.21 85.45%
Fixed Income
Vang Ttl Bd Mkt Idx Ins 996.9196 $11.1400 $11,105.68 4.86%
Vang Infl Protect Sec Adm 177.4715 27.8700 4,946.13 2.16%
Vang Intr-Trm Invt Gd Adm 827.1845 9.9800 8,255.30 3.61%

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 3 OF 15
 Account holder:

SAMPLE
RETIREMENT PLAN (Continued)

Your investments - continued

Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

Pre-Tax Investments - continued

Fixed Income - continued
Vang High-Yield Corp Adm 1,515.6065 5.9100 8,957.23 3.92%
Total Fixed Income $33,264.34 14.55%
Total value of your investments $228,743.55 100%

How the value of your investments changed this period

To view the current performance for your specific investments, log in to your account at TIAA.org or you can visit
TIAA.org/performance for general performance information.
Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

Vang Ttl Bd Mkt Idx Ins $11,528.82 $0.00 - $423.14 $11,105.68

Vang Infl Protect Sec Adm 5,025.99 0.00 - 79.86 4,946.13
Vang Intr-Trm Invt Gd Adm 8,611.17 0.00 - 355.87 8,255.30
Vang High-Yield Corp Adm 8,964.99 0.00 - 7.76 8,957.23
Vang Mid-Cap Idx Ins 11,841.49 0.00 850.11 12,691.60
Vang Ttl Stk Mkt Idx Ins 76,500.34 0.00 4,920.77 81,421.11
Vang PRIMECAP Adm 25,985.10 0.00 2,616.24 28,601.34
Goldman Sachs SmCpV Inst 9,435.30 0.00 1,590.95 11,026.25
MFS Value Fund Class R6 20,578.24 0.00 1,788.12 22,366.36
Vang European Stk Idx Ins 37,813.14 0.00 1,559.41 39,372.55
Total value of your investments $216,284.58 $0.00 $12,458.97 $228,743.55

Your transaction details

Processing Effective Number of Unit/
date date Description units/shares share price Amount

Other Gain/Loss
1/29/2021 1/29/2021 Dividends 1.6116 $11.5100 $18.55
Vang Ttl Bd Mkt Idx Ins
1/29/2021 1/29/2021 Dividends 5.5487 5.9600 33.07
Vang High-Yield Corp Adm
1/29/2021 1/29/2021 Dividends 1.5486 10.3900 16.09
Vang Intr-Trm Invt Gd Adm
2/26/2021 2/26/2021 Dividends 1.5106 11.3200 17.10
Vang Ttl Bd Mkt Idx Ins
2/26/2021 2/26/2021 Dividends 5.4444 5.9400 32.34
Vang High-Yield Corp Adm

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 4 OF 15
 Account holder:

SAMPLE
RETIREMENT PLAN (Continued)

Your transaction details - continued

Processing Effective Number of Unit/
date date Description units/shares share price Amount

2/26/2021 2/26/2021 Dividends 1.5900 10.2200 16.25

Vang Intr-Trm Invt Gd Adm
3/23/2021 3/19/2021 Dividends / Distribution rate per share 5.0337 33.5200 168.73
$0.1444
Vang European Stk Idx Ins
3/25/2021 3/24/2021 Dividends / Distribution rate per share 2.6883 98.2100 264.02
$0.3270
Vang Ttl Stk Mkt Idx Ins
3/25/2021 3/24/2021 Dividends / Distribution rate per share 0.6088 59.2600 36.08
$0.1726
Vang Mid-Cap Idx Ins
3/25/2021 3/25/2021 Dividends / Distribution rate per share 1.8412 48.1000 88.56
$0.1929
MFS Value Fund Class R6
3/31/2021 3/31/2021 Dividends 1.6445 11.1400 18.32
Vang Ttl Bd Mkt Idx Ins
3/31/2021 3/31/2021 Dividends 5.4518 5.9100 32.22
Vang High-Yield Corp Adm
3/31/2021 3/31/2021 Dividends 1.5842 9.9800 15.81
Vang Intr-Trm Invt Gd Adm
Total Other Gain/Loss $757.14

2 VOLUNTARY EMPLOYEE RETIREMENT PLAN

Plan #

This plan includes the following annuity contracts and other investments. The annuity contracts are indicated with
either TIAA or CREF followed by a number.
TIAA CREF

Summary of your activity

Balance as of Jan 1, 2021 $172,748.12

Gains/Loss 9,978.17
Balance as of Mar 31, 2021 $182,726.29

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 5 OF 15
 Account holder:

SAMPLE
VOLUNTARY EMPLOYEE RETIREMENT PLAN (Continued)

What you have vested

Your contributions
Annuity contracts and other investments Vested percent Vested balance

(TIAA CREF ) & Other Investments 100% $182,726.29

Total $182,726.29

Your investments
Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

Pre-Tax Investments
Equities
Vang Mid-Cap Idx Ins 167.8150 $60.5300 $10,157.84 5.56%
Vang Ttl Stk Mkt Idx Ins 648.7244 100.5100 65,203.29 35.68%
Vang PRIMECAP Adm 135.2041 169.3400 22,895.46 12.53%
Goldman Sachs SmCpV Inst 136.2290 64.9400 8,846.71 4.84%
MFS Value Fund Class R6 368.7751 48.5200 17,892.97 9.79%
Vang European Stk Idx Ins 934.6475 33.5500 31,357.42 17.16%
Total Equities $156,353.69 85.56%
Fixed Income
Vang Ttl Bd Mkt Idx Ins 788.8723 $11.1400 $8,788.04 4.81%
Vang Infl Protect Sec Adm 140.5483 27.8700 3,917.08 2.14%
Vang Intr-Trm Invt Gd Adm 655.0324 9.9800 6,537.22 3.58%
Vang High-Yield Corp Adm 1,206.4736 5.9100 7,130.26 3.91%
Total Fixed Income $26,372.60 14.44%
Total value of your investments $182,726.29 100%

How the value of your investments changed this period

To view the current performance for your specific investments, log in to your account at TIAA.org or you can visit
TIAA.org/performance for general performance information.
Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

Vang Ttl Bd Mkt Idx Ins $9,122.86 $0.00 - $334.82 $8,788.04

Vang Infl Protect Sec Adm 3,980.33 0.00 - 63.25 3,917.08
Vang Intr-Trm Invt Gd Adm 6,819.04 0.00 - 281.82 6,537.22
Vang High-Yield Corp Adm 7,136.44 0.00 - 6.18 7,130.26
Vang Mid-Cap Idx Ins 9,477.44 0.00 680.40 10,157.84
Vang Ttl Stk Mkt Idx Ins 61,262.66 0.00 3,940.63 65,203.29
Vang PRIMECAP Adm 20,801.15 0.00 2,094.31 22,895.46

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 6 OF 15
 Account holder:

SAMPLE
VOLUNTARY EMPLOYEE RETIREMENT PLAN (Continued)

How the value of your investments changed this period - continued

Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

Goldman Sachs SmCpV Inst 7,570.25 0.00 1,276.46 8,846.71

MFS Value Fund Class R6 16,462.48 0.00 1,430.49 17,892.97
Vang European Stk Idx Ins 30,115.47 0.00 1,241.95 31,357.42
Total value of your investments $172,748.12 $0.00 $9,978.17 $182,726.29

Your transaction details

Processing Effective Number of Unit/
date date Description units/shares share price Amount

Other Gain/Loss
1/29/2021 1/29/2021 Dividends 1.2754 $11.5100 $14.68
Vang Ttl Bd Mkt Idx Ins
1/29/2021 1/29/2021 Dividends 4.4161 5.9600 26.32
Vang High-Yield Corp Adm
1/29/2021 1/29/2021 Dividends 1.2262 10.3900 12.74
Vang Intr-Trm Invt Gd Adm
2/26/2021 2/26/2021 Dividends 1.1952 11.3200 13.53
Vang Ttl Bd Mkt Idx Ins
2/26/2021 2/26/2021 Dividends 4.3333 5.9400 25.74
Vang High-Yield Corp Adm
2/26/2021 2/26/2021 Dividends 1.2583 10.2200 12.86
Vang Intr-Trm Invt Gd Adm
3/23/2021 3/19/2021 Dividends / Distribution rate per share 4.0089 33.5200 134.38
$0.1444
Vang European Stk Idx Ins
3/25/2021 3/24/2021 Dividends / Distribution rate per share 2.1528 98.2100 211.43
$0.3270
Vang Ttl Stk Mkt Idx Ins
3/25/2021 3/24/2021 Dividends / Distribution rate per share 0.4873 59.2600 28.88
$0.1726
Vang Mid-Cap Idx Ins
3/25/2021 3/25/2021 Dividends / Distribution rate per share 1.4730 48.1000 70.85
$0.1929
MFS Value Fund Class R6
3/31/2021 3/31/2021 Dividends 1.3016 11.1400 14.50
Vang Ttl Bd Mkt Idx Ins

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 7 OF 15
 Account holder:

SAMPLE
VOLUNTARY EMPLOYEE RETIREMENT PLAN (Continued)

Your transaction details - continued

Processing Effective Number of Unit/
date date Description units/shares share price Amount

3/31/2021 3/31/2021 Dividends 4.3401 5.9100 25.65

Vang High-Yield Corp Adm
3/31/2021 3/31/2021 Dividends 1.2545 9.9800 12.52
Vang Intr-Trm Invt Gd Adm
Total Other Gain/Loss $604.08

3 MATCHING PLAN
Plan #

This plan includes the following annuity contracts and other investments. The annuity contracts are indicated with
either TIAA or CREF followed by a number.
TIAA CREF

Summary of your activity

Balance as of Jan 1, 2021 $36,735.34 Save time and protect your personal information by
signing up for eDelivery today. Visit
Your contributions 4,125.01
TIAA.org/GoPaperless. 1435804B
Employer contributions 4,125.01
Gains/Loss 1,569.56
Balance as of Mar 31, 2021 $46,554.92

What you have vested

This plan includes a delayed vesting provision that may apply to some or all employees. If the vesting provision applies to you,
the vested status of any employer contributions and earnings are generally based on your length of employment at your
employer. A vested percentage and vested market value is not currently displayed for any participants in this plan because the
employer currently maintains this information. This message is not intended to describe your personal vesting status. Please
see the plan’s Summary Plan Description for more information about the vesting rules for this plan.

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 8 OF 15
 Account holder:

SAMPLE
MATCHING PLAN (Continued)

Your investments
Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

Pre-Tax Investments
Multi-Asset
T-C Lfcyle Idx 2040-Inst 1,792.6422 $25.9700 $46,554.92 100.00%
Total Multi-Asset $46,554.92 100.00%
Total value of your investments $46,554.92 100%

How the value of your investments changed this period

To view the current performance for your specific investments, log in to your account at TIAA.org or you can visit
TIAA.org/performance for general performance information.
Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

T-C Lfcyle Idx 2040-Inst $36,735.34 $8,250.02 $1,569.56 $46,554.92

Total value of your investments $36,735.34 $8,250.02 $1,569.56 $46,554.92

Your transaction details

Processing Effective Number of Unit/
date date Description units/shares share price Amount

Employee Pre-Tax Contributions

1/29/2021 1/29/2021 Contribution 81.8305 $24.9500 $2,041.67
T-C Lfcyle Idx 2040-Inst
2/25/2021 2/25/2021 Contribution 40.7539 25.5600 1,041.67
T-C Lfcyle Idx 2040-Inst
3/30/2021 3/30/2021 Contribution 40.2034 25.9100 1,041.67
T-C Lfcyle Idx 2040-Inst
Your total contributions $4,125.01
Employer
1/29/2021 1/29/2021 Contribution 81.8305 $24.9500 $2,041.67
T-C Lfcyle Idx 2040-Inst
2/25/2021 2/25/2021 Contribution 40.7539 25.5600 1,041.67
T-C Lfcyle Idx 2040-Inst
3/30/2021 3/30/2021 Contribution 40.2034 25.9100 1,041.67
T-C Lfcyle Idx 2040-Inst
Total employer contributions $4,125.01

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 9 OF 15
 Account holder:

SAMPLE
MATCHING PLAN (Continued)

Your transaction details - continued

Salary reduction contributions have been received from your employer on your behalf. Please compare the information on your
pay stub to the Effective Date of the contributions on this statement.

How contributions are allocated

To view or change your current asset allocation or allocation of future contributions, visit TIAA.org and sign in to the secure
portion of our website.
Your Employer
Investments contributions contributions

T-C Lfcyle Idx 2040-Inst 100.00% 100.00%

Total 100% 100%

4 BASIC
Plan #
PLAN
This plan includes the following annuity contracts and other investments. The annuity contracts are indicated with
either TIAA or CREF followed by a number.
TIAA CREF

Summary of your activity

Balance as of Jan 1, 2021 $18,132.30

Employer contributions 3,300.02
Gains/Loss 755.52
Balance as of Mar 31, 2021 $22,187.84

What you have vested

This plan includes a delayed vesting provision that may apply to some or all employees. If the vesting provision applies to you,
the vested status of any employer contributions and earnings are generally based on your length of employment at your
employer. A vested percentage and vested market value is not currently displayed for any participants in this plan because the
employer currently maintains this information. This message is not intended to describe your personal vesting status. Please
see the plan’s Summary Plan Description for more information about the vesting rules for this plan.

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 10 OF 15
 Account holder:

SAMPLE
BASIC PLAN (Continued)

Your investments
Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

Pre-Tax Investments
Multi-Asset
T-C Lfcyle Idx 2040-Inst 854.3641 $25.9700 $22,187.84 100.00%
Total Multi-Asset $22,187.84 100.00%
Total value of your investments $22,187.84 100%

How the value of your investments changed this period

To view the current performance for your specific investments, log in to your account at TIAA.org or you can visit
TIAA.org/performance for general performance information.
Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

T-C Lfcyle Idx 2040-Inst $18,132.30 $3,300.02 $755.52 $22,187.84

Total value of your investments $18,132.30 $3,300.02 $755.52 $22,187.84

Your transaction details

Processing Effective Number of Unit/
date date Description units/shares share price Amount

Employer
1/29/2021 1/29/2021 Contribution 65.4645 $24.9500 $1,633.34
T-C Lfcyle Idx 2040-Inst
2/25/2021 2/25/2021 Contribution 32.6033 25.5600 833.34
T-C Lfcyle Idx 2040-Inst
3/30/2021 3/30/2021 Contribution 32.1629 25.9100 833.34
T-C Lfcyle Idx 2040-Inst
Total employer contributions $3,300.02

How contributions are allocated

To view or change your current asset allocation or allocation of future contributions, visit TIAA.org and sign in to the secure
portion of our website.
Employer
Investments contributions

T-C Lfcyle Idx 2040-Inst 100.00%

Total 100%

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 11 OF 15
 Account holder:

5 SUPPLEMENTAL RETIREMENT ANNUITY PLAN

Plan #
SAMPLE
This plan includes the following annuity contracts and other investments. The annuity contracts are indicated with
either TIAA or CREF followed by a number.
TIAA CREF

Summary of your activity

Balance as of Jan 1, 2021 $16,906.54 Save time and protect your personal information by
signing up for eDelivery today. Visit
Your contributions 4,125.01
TIAA.org/GoPaperless. 1435804B
Gains/Loss 730.51
Balance as of Mar 31, 2021 $21,762.06

What you have vested

Your contributions
Annuity contracts and other investments Vested percent Vested balance

(TIAA CREF) & Other Investments 100% $21,762.06

Total $21,762.06

Your investments
Number of Unit/share price Value as of Percent of your
Annuity contracts and other investments units/shares as of Mar 31, 2021 Mar 31, 2021 total plan

After-Tax Investments - ROTH

After-Tax Investment account balances include contributions and earnings. Upon withdrawal, contributions are not taxable but earnings may be
taxable. Please consult your tax advisor or call us for more information.

Multi-Asset
T-C Lfcyle Idx 2040-Inst 837.9691 $25.9700 $21,762.06 100.00%
Total Multi-Asset $21,762.06 100.00%
Total value of your investments $21,762.06 100%

How the value of your investments changed this period

To view the current performance for your specific investments, log in to your account at TIAA.org or you can visit
TIAA.org/performance for general performance information.
Value as of Net result of TIAA interest/ Value as of
Investments Jan 1, 2021 transactions Gain or loss Mar 31, 2021

T-C Lfcyle Idx 2040-Inst $16,906.54 $4,125.01 $730.51 $21,762.06

Total value of your investments $16,906.54 $4,125.01 $730.51 $21,762.06
YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 12 OF 15
 Account holder:

SAMPLE
SUPPLEMENTAL RETIREMENT ANNUITY PLAN(Continued)

Your transaction details

Processing Effective Number of Unit/
date date Description units/shares share price Amount

Employee After Tax Contributions - ROTH

1/29/2021 1/29/2021 Contribution 81.8305 $24.9500 $2,041.67
T-C Lfcyle Idx 2040-Inst
2/25/2021 2/25/2021 Contribution 40.7539 25.5600 1,041.67
T-C Lfcyle Idx 2040-Inst
3/30/2021 3/30/2021 Contribution 40.2034 25.9100 1,041.67
T-C Lfcyle Idx 2040-Inst
Your total contributions $4,125.01
Salary reduction contributions have been received from your employer on your behalf. Please compare the information on your
pay stub to the Effective Date of the contributions on this statement.

How contributions are allocated

To view or change your current asset allocation or allocation of future contributions, visit TIAA.org and sign in to the secure
portion of our website.
Your
Investments contributions

T-C Lfcyle Idx 2040-Inst 100.00%

Total 100%

Information about your portfolio

Please review your statement and let us know promptly of any inaccuracies. To protect your rights, you should also notify us in
writing. Unless we receive written notification within 60 days, we will assume our information is correct.
With respect to financial services provided by TIAA-CREF Individual & Institutional Services, LLC, please note that FINRA
BrokerCheck is available to help you check the background of brokers and brokerage firms. FINRA has published an investor
brochure that includes information regarding FINRA BrokerCheck. To learn more, please visit www.finra.org or call
800-289-9999.
Per Notice 2017-09 withholding agents may forego issuing a corrected tax withholding and information return or statement if
the error is under $25 or $100, respectively. It is TIAA’s longstanding practice to issue an amended form for all information
returns that contain a valid error. TIAA reserves the right to change this policy at any time and will provide notification, as well as
written instructions on how to opt out, in the event the policy changes.
As a client of TIAA-CREF Individual & Institutional Services, LLC, we deliver a Client Relationship Summary (Form CRS) to you at
various points of our relationship and a Regulation Best Interest disclosure to you whenever we make a broker-dealer
recommendation. You can find the current versions of these disclosures that describe our services, accounts and products
along with other resources here: www.tiaa.org/regbi, or request that we send them to you by calling 800-842-2252.

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 13 OF 15
 Account holder:

Information about your portfolio - continued

Diversified and Well-Balanced Portfolio: To help achieve long-term retirement security, you should give careful consideration
to the benefits of a well-balanced and diversified investment portfolio. Spreading your assets among different types of
investments can help you achieve a favorable rate of return, while minimizing your overall risk of losing money. This is because
market or other economic conditions that cause one category of assets, or one particular security, to perform very well often
cause another asset category, or another particular security, to perform poorly.
It is also important to periodically review your investment portfolio, your investment objectives, and the investment options
under the Plan to help ensure that your retirement savings will meet your retirement goals. For more information or additional
resources regarding individual investing and diversification, visit the Internet website of the Department of Labor at
www.dol.gov/agencies/ebsa/laws-and-regulations/laws/pension-protection-act/investing-and-diversification.
If you invest more than 20% of your retirement savings in any one company or industry, your savings may not be properly
diversified. Although diversification is not a guarantee against loss, it is an effective strategy to help you manage investment
risk. In deciding how to invest your retirement savings, you should take into account all of your assets, including any retirement
savings outside of the Plan. No single approach is right for everyone because, among other factors, individuals have different
financial goals, different time horizons for meeting their goals, and different tolerances for risk.
Fees and Expenses: The cumulative effect of fees and expenses can substantially reduce the growth of your retirement
savings. Visit the Department of Labor’s Web site for an example showing the long-term effect of fees and expenses at
www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-retirement-plan-fees.
Fees and expenses are only one of many factors to consider when you decide to invest in an option. You may also want to
think about whether an investment in a particular option, along with your other investments, will help you achieve your financial
goals. Expenses to pay for the administration of your plan(s) may be paid directly by you through the reduction of your account
balance and reflected in the Plan Transaction Detail section of your quarterly statement. For the preceding quarter, plan
administration expenses may also be paid from the total annual operating expenses of one or more of the plan’s designated
investment alternatives.
Portions of this statement provide information about specific transactions that have occurred during the quarter. Other portions
of the statement provide information about the total number of units or shares held in your account, gains and losses during
the quarter, account balances and other account related information. Each entity listed in this statement may contract with
other entities for services related to the described activities. Annuity products are issued by TIAA (Teachers Insurance and
Annuity Association), New York, NY.
Your right to direct investments or transfer funds may be subject to certain limitations and/or restrictions under your employer's
plan, if applicable and the terms of any funding options. Contact your Benefits Manager or call TIAA at 800-842-2252 if you
have questions.
Personalized Rate of Return is an estimate of the performance of the assets in your retirement portfolio maintained by TIAA
during the period specified. The figure: (1) includes expenses, interest and dividend payments; (2) includes contributions and
withdrawals, weighted by the number of days between the date of contribution or withdrawal and the end of the quarter; (3)
excludes the performance of products purchased through TIAA’s brokerage window and retirement healthcare program; and (4)
may be different from the return of the individual funds or other investment options included in the portfolio. If your retirement
portfolio included cash outflows or inflows the figure may differ from your actual rate of return depending on market volatility
following these cash flows. The Personalized Rate of Return is based on the Modified Dietz Method of evaluating performance.
Past performance is not a guarantee of future results.
Retirement Income Projection Assumptions: Sample Lifetime Retirement Monthly Income at age 65 is not based upon your
current asset allocation. It is based on your current end of quarter balance (excluding Minimum Distribution Option contracts
and Transfer Payout Annuity contracts that are withdrawn in cash or transferred to other financial institutions) from your
Portfolio Summary and does not consider assets outside those identified in this Quarterly Report. The Current EOQ Balance is
projected to grow until retirement according to the following assumptions: the 12-month average of your total employer and
personal contributions shown in the chart, each projected to grow 3% annually reflecting assumed inflation increases, as well
as a non-guaranteed hypothetical annual asset growth rate of 6% until age 65. Accumulations in Interest Only contracts are
assumed to remain at their current levels.

SAMPLE
YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 14 OF 15
 Account holder:

SAMPLE
Information about your portfolio - continued
Sample Lifetime Retirement Monthly Income is based on using a single life annuity with a 10 year guarantee period starting at
age 65. The amount of lifetime income reflects an annuity payout rate based upon an assumed interest rate of 4% and the
mortality assumptions used in computing current total income under TIAA pension payout annuities. This projected income at
retirement is discounted 3% annually to reflect the income amount in today’s dollars. Your actual account performance will
differ, and may be higher or lower. These charts are for informational and educational purposes only and do not constitute
advice. Sample values shown are estimates and not guarantees and do not reflect federal/state taxes or investment fees and
charges.
TIAA-CREF Individual & Institutional Services, LLC (Services) is a broker/dealer registered with the Securities and Exchange
Commission (SEC) and must comply with SEC Net Capital Rule 15c3-1. At Dec 31, 2020, Services had net capital of
$26,696,545 which exceeded its required net capital of $7,484,841.00 by $19,211,704. Services' Audited Statement of
Financial Condition as of Dec 31, 2020 can be obtained free of charge by visiting TIAA.org and clicking the link at the bottom of
the page or by calling 800-842-2252.

Tax Withholding Information: The taxable portion of your periodic distribution will be subject to Federal income tax withholding
unless you elect not to have withholding apply. You can make tax elections or obtain the necessary tax withholding forms by
visiting TIAA.org. Your election may be changed at any time and will remain in effect until it is revoked. If you do not make an
election, Federal income tax will be withheld on the taxable portion of your distribution as if you are married claiming three
withholding allowances. Please note, if you elect no withholding or you do not elect for enough tax to be withheld, you may be
responsible for payment of estimated tax. You may incur penalties under the estimated tax rules if your withholding and
estimated tax payments are not sufficient.
The minimum guaranteed annual interest rate for TIAA Traditional in IRA contracts issued prior to 10/11/2010, most
Retirement Annuity, Group Retirement Annuity, Supplemental Retirement Annuity and Group Supplemental Retirement Annuity
contracts is 3%.
The minimum guaranteed annual interest rate for TIAA Traditional in most IRA contracts* issued on or after 10/11/2010 and in
all Retirement Choice, Retirement Choice Plus and TIAA Stable Return Annuity contracts ranges from 1% to 3%. The current
minimum rate for Retirement Choice contracts is 1.00%, is effective through December 31, 2021 and continues to be
guaranteed for contributions and transfers made in 2021 through December 31, 2030. The current minimum rate for most IRA
contracts* issued on or after 10/11/2010 and in all Retirement Choice Plus and TIAA Stable Return Annuity contracts is 1.00%
and is guaranteed through February 28, 2022.
*All IRA Minimum Distribution Option contracts and IRA contracts issued as a result of a divorce settlement have the same
guarantee and rate as the originating contract.
Effective Date: The date as of which the contribution unit/share price, transfer or payment began or ceased participating in the
investment results of the investment option or account.
Processing Date: The date on which the transaction (contribution, transfer or payment) is processed by TIAA. We will furnish
you, upon written request, the time when the transaction took place. "Processed" means when amounts are credited (for
purchase) or debited (for redemptions) to you. Any transactions processed after the close of this quarter will appear on your
next quarterly statement.
Gain/Loss: The change in portfolio balances due to : (i) Unrealized Gains/Losses from investment holdings (including variable
annuity accounts) after expenses are deducted, (ii) Other Gains/Losses and (iii) TIAA Interest. Only Other Gains/Losses are
shown in the Transaction Detail sections of this statement.
Portfolio Summary: A high-level overview that totals all your retirement and savings assets together and shows you how this
value changed from the beginning Jan 01, 2021, and from the beginning of the year to, Mar 31, 2021
Asset Allocation: A breakdown of how your total retirement portfolio is allocated across six major asset classes - equities, fixed
income, real estate, multi-asset, money market and guaranteed. For the illustrative pie chart asset class percentages may be
rounded to the nearest full number percentage.

YOUR QUARTERLY RETIREMENT SAVINGS PORTFOLIO STATEMENT FOR January 1, 2021 TO March 31, 2021 PAGE 15 OF 15