Patty Welle

Updated: Jun 14, 2025 660

600 720

832
5 0 0 0
Open Accounts Public Records Collections Credit Inquiries 300 850
16 Closed

Security Freeze: TransUnion reports that you have placed a security freeze or lock on your
credit report. However, your credit report has been delivered to you under the exemption
for providing a consumer with a copy of his or her credit report upon the consumer’s
request.

All Your Accounts

CREDIT CARD STATUS BALANCE

CAP1/KOHLS ON TIME $0

LAST REPORTED May 09, 2025 ACCOUNT NUMBER 63930546****

AMOUNT PAST DUE $0 DATE OPENED Nov 21, 1997

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Charge account

2021
CREDIT LIMIT $2,000
2022

2023
HIGHEST BALANCE $250
2024

2025
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS --

CREDITOR INFO CAP1/KOHLS DEPARTMENT ST

PO BOX 31293
SALTLAKECITY, UT 84131
(800) 955-7070

CREDIT CARD STATUS BALANCE

AMEX/CBNA ON TIME $83

LAST REPORTED May 14, 2025 ACCOUNT NUMBER 37748151376****

AMOUNT PAST DUE $0 DATE OPENED Nov 19, 2016

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Credit Card

2021
CREDIT LIMIT $4,000
2022

2023
HIGHEST BALANCE $779
2024

2025
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS --

CREDITOR INFO AMEX/CITIBANK, N.A.

PO BOX 6789
SIOUXFALLS, SD 57117

CREDIT CARD STATUS BALANCE

CAPITAL ONE ON TIME $491

LAST REPORTED May 21, 2025 ACCOUNT NUMBER 41470978****

AMOUNT PAST DUE $0 DATE OPENED Aug 27, 2018

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Flexible spending credit card

2021
CREDIT LIMIT $10,000
2022

2023
HIGHEST BALANCE $9,368
2024

2025
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS --

CREDITOR INFO CAPITAL ONE

PO BOX 31293
SALTLAKECITY, UT 84131
(800) 955-7070

CREDIT CARD STATUS BALANCE

AMEX ON TIME $9,873

LAST REPORTED May 20, 2025 ACCOUNT NUMBER 349992946515****

AMOUNT PAST DUE $0 DATE OPENED Jan 20, 2022

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Credit Card

2022
CREDIT LIMIT $55,000
2023

2024
HIGHEST BALANCE $26,456
2025
J F M A M J J A S O N
D
RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS --

CREDITOR INFO AMERICAN EXPRESS

P.O. BOX 981537
ELPASO, TX 79998
(800) 874-2717

LINE OF CREDIT STATUS BALANCE

LIBERTY BK M ON TIME $0

LAST REPORTED May 31, 2025 ACCOUNT NUMBER 716739600****

AMOUNT PAST DUE $0 DATE OPENED Jan 08, 2020

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Unsecured loan

2021
HIGHEST BALANCE $400
2022

2023
RESPONSIBILITY Individual
2024

2025
J F M A M J J A S O N ACCOUNT DISPUTED Account not disputed
D

REMARKS --

CREDITOR INFO LIBERTY BANK MINNESOTA

POB 40
SAINTCLOUD, MN 56302
(612) 252-2841

CREDIT CARD STATUS BALANCE

SYNCB/BP DC CLOSED $0

LAST REPORTED Jul 30, 2017 ACCOUNT NUMBER 478433200664****

AMOUNT PAST DUE $0 DATE OPENED Jun 12, 2008

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Credit Card

2013
CREDIT LIMIT $11,500
2014

2015
HIGHEST BALANCE $5,480
2016

2017
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS Account closed by consumer

CREDITOR INFO SYNCB/BP DC

PO BOX 71746
PHILADELPHIA, PA 19176
(844) 887-1945

DATE CLOSED Apr 10, 2017

CREDIT CARD STATUS BALANCE

CB/HERB CLOSED $0

LAST REPORTED Jun 30, 2018 ACCOUNT NUMBER 211730000690****

AMOUNT PAST DUE $0 DATE OPENED Dec 01, 2012

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Charge account

2014
CREDIT LIMIT $2,000
2015

2016
HIGHEST BALANCE $478
2017

2018
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS Canceled by credit grantor

CREDITOR INFO COMENITY BANK/HERBERGER'

PO BOX 182789
COLUMBUS, OH 43218

DATE CLOSED Jun 29, 2018

CREDIT CARD STATUS BALANCE

DISCOVERCARD CLOSED $0

LAST REPORTED Aug 04, 2021 ACCOUNT NUMBER 60112089****

AMOUNT PAST DUE $0 DATE OPENED Mar 30, 2004

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Credit Card

2017
CREDIT LIMIT $17,000
2018

2019
HIGHEST BALANCE $6,491
2020

2021
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS Account closed by consumer

CREDITOR INFO DISCOVER CARD

PO BOX 30939
SALTLAKECITY, UT 84130
(800) 347-2683

DATE CLOSED Jul 09, 2021

HOME LOAN STATUS BALANCE

BREMER BANK CLOSED $0

LAST REPORTED Oct 13, 2020 ACCOUNT NUMBER 15060020200****

AMOUNT PAST DUE $0 DATE OPENED Jun 29, 2015

PAYMENT HISTORY No Late Payments ACCOUNT TYPE

Conventional real estate mortgage

2016

2017 HIGHEST BALANCE $115,500

2018

2019
RESPONSIBILITY Individual
2020
J F M A M J J A S O N
D ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO BREMER BANK

8555 EAGLE POINT BLVD
LAKEELMO, MN 55042
(800) 908-2265

DATE CLOSED Oct 13, 2020

HOME LOAN STATUS BALANCE

LIBERTY BK M CLOSED $0

LAST REPORTED Nov 01, 2022 ACCOUNT NUMBER 466530280****

AMOUNT PAST DUE $0 DATE OPENED Dec 16, 2020

PAYMENT HISTORY No Late Payments ACCOUNT TYPE

Conventional real estate mortgage

2020

2021 HIGHEST BALANCE $328,000

2022
J F M A M J J A S O N
D RESPONSIBILITY Joint

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO LIBERTY BANK MINNESOTA

POB 40
SAINTCLOUD, MN 56302
(612) 252-2841

DATE CLOSED Nov 01, 2022

HELOC STATUS BALANCE

DEERWOODBANK CLOSED $0

LAST REPORTED Nov 05, 2020 ACCOUNT NUMBER 4649****

AMOUNT PAST DUE $0 DATE OPENED Mar 09, 2016

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Home equity

2016
CREDIT LIMIT $40,000
2017

2018
HIGHEST BALANCE $14,000
2019

2020
J F M A M J J A S O N RESPONSIBILITY Individual
D

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO DEERWOOD BANK

PO BOX 520
DEERWOOD, MN 56444
(218) 534-3111

DATE CLOSED Oct 12, 2020

CAR LOAN STATUS BALANCE

BMOHARRISBK CLOSED $0

LAST REPORTED Jul 13, 2016 ACCOUNT NUMBER 990219****

AMOUNT PAST DUE $0 DATE OPENED Jul 01, 2013

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Auto Loan

2013
TERM 72 Months
2014

2015
MIN. MONTHLY PAYMENT $0
2016
J F M A M J J A S O N
D
HIGHEST BALANCE $13,852

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Account closed by consumer

CREDITOR INFO BMO HARRIS BANK N.A.

111 W MONROE LLW
CHICAGO, IL 60603
(888) 340-2265

DATE CLOSED Jul 13, 2016

CAR LOAN STATUS BALANCE

CAP ONE AUTO CLOSED $0

LAST REPORTED May 26, 2018 ACCOUNT NUMBER 6206175276415****

AMOUNT PAST DUE $0 DATE OPENED Jul 07, 2016

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Auto Loan

2016
TERM 72 Months
2017

2018
MIN. MONTHLY PAYMENT $0
J F M A M J J A S O N
D

HIGHEST BALANCE $26,783

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO

CAPITAL ONE AUTO FINANCE

CREDIT BUREAU DISPUTE PO BOX 259407
PLANO, TX 75025
(800) 946-0332

DATE CLOSED May 26, 2018

STUDENT LOAN STATUS BALANCE

CES/CLC CLOSED $0

LAST REPORTED Apr 07, 2016 ACCOUNT NUMBER L07932****

AMOUNT PAST DUE $0 DATE OPENED Sep 03, 2008

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Educational

2013
TERM 360 Months
2014

2015
MIN. MONTHLY PAYMENT $0
2016
J F M A M J J A S O N
D
HIGHEST BALANCE $3,596

RESPONSIBILITY Joint

ACCOUNT DISPUTED Account not disputed

REMARKS Account closed due to transfer

CREDITOR INFO CES/CLC

C/O ACS 501 BLEEKER STREET
UTICA, NY 13501
(800) 835-4611

DATE CLOSED Apr 07, 2016

STUDENT LOAN STATUS BALANCE

USBANK/GLHEC CLOSED $0

LAST REPORTED Jun 30, 2018 ACCOUNT NUMBER 78980694****

AMOUNT PAST DUE $0 DATE OPENED Sep 10, 2009

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Educational

2014
TERM 0 Months
2015

2016
MIN. MONTHLY PAYMENT $0
2017

2018
J F M A M J J A S O N HIGHEST BALANCE $2,645
D

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Transfer

CREDITOR INFO

GREAT LAKE HIGHER ED

2401 INTERNATIONAL LANE POB 7859
MADISON, WI 53704
(800) 236-4300

DATE CLOSED Jun 30, 2018

STUDENT LOAN STATUS BALANCE

US BK/GLELSI CLOSED $0

LAST REPORTED Jun 30, 2018 ACCOUNT NUMBER 78986694****

AMOUNT PAST DUE $0 DATE OPENED Mar 06, 2012

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Educational

2016
TERM 0 Months
2017

2018
MIN. MONTHLY PAYMENT $0
J F M A M J J A S O N
D

HIGHEST BALANCE $5,300

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Transfer

CREDITOR INFO U.S. BANK/GLELSI

P.O. BOX 7860
MADISON, WI 53707
(800) 236-4300

DATE CLOSED Jun 30, 2018

STUDENT LOAN STATUS BALANCE

US BANK CLOSED $0

LAST REPORTED Aug 01, 2018 ACCOUNT NUMBER 22508**

AMOUNT PAST DUE $0 DATE OPENED Aug 29, 2009

ACCOUNT TYPE Educational

TERM 0 Months

MIN. MONTHLY PAYMENT $0

HIGHEST BALANCE $1,645

RESPONSIBILITY Co-maker/Signer

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO US BANK STUDENT LOAN

PO BOX 82522
LINCOLN, NE 68501
(888) 538-7378

DATE CLOSED Aug 01, 2018

STUDENT LOAN STATUS BALANCE

US BANK CLOSED $0

LAST REPORTED Aug 01, 2018 ACCOUNT NUMBER 22508**

AMOUNT PAST DUE $0 DATE OPENED Aug 11, 2010

ACCOUNT TYPE Educational

TERM 0 Months

MIN. MONTHLY PAYMENT $0

HIGHEST BALANCE $1,000

RESPONSIBILITY Co-maker/Signer

ACCOUNT DISPUTED Account not disputed

REMARKS Loan Modified NonGovt

CREDITOR INFO US BANK STUDENT LOAN

PO BOX 82522
LINCOLN, NE 68501
(888) 538-7378

DATE CLOSED Aug 01, 2018

STUDENT LOAN STATUS BALANCE

FM/NELNET CLOSED $0

LAST REPORTED May 31, 2019 ACCOUNT NUMBER 12778**

AMOUNT PAST DUE $0 DATE OPENED Jul 30, 2008

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Educational

2016
TERM 120 Months
2017

2018
MIN. MONTHLY PAYMENT $0
2019
J F M A M J J A S O N
D
HIGHEST BALANCE $3,596

RESPONSIBILITY Co-maker/Signer

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO FIRSTMARK/NELNET

121 SOUTH 13TH STREET
LINCOLN, NE 68508
(888) 538-7378

DATE CLOSED May 31, 2019

LINE OF CREDIT STATUS BALANCE

LIBERTY BK M CLOSED $0

LAST REPORTED Jan 31, 2021 ACCOUNT NUMBER 774885960****

AMOUNT PAST DUE $0 DATE OPENED Jan 08, 2020

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Unsecured loan

2020
HIGHEST BALANCE $0
J F M A M J J A S O N
D

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Closed

CREDITOR INFO LIBERTY BANK MINNESOTA

POB 40
SAINTCLOUD, MN 56302
(612) 252-2841

DATE CLOSED Nov 02, 2020

UNKNOWN STATUS BALANCE

BRINKS HOME CLOSED $0

LAST REPORTED Dec 20, 2024 ACCOUNT NUMBER 706033297681****

AMOUNT PAST DUE $0 DATE OPENED Sep 08, 2022

PAYMENT HISTORY No Late Payments ACCOUNT TYPE Utility company

2022
TERM 0 Months
2023

2024 N/A N/A

MIN. MONTHLY PAYMENT $0
J F M A M J J A S O N
D

HIGHEST BALANCE $50

RESPONSIBILITY Individual

ACCOUNT DISPUTED Account not disputed

REMARKS Account closed by consumer

CREDITOR INFO BRINKS HOME SECURITY

PO BOX #815665
DALLAS, TX 75381
(844) 381-8042

DATE CLOSED Dec 20, 2024

Collections

Good news, there are no collections accounts reported.

Public Records

Good news, there are no public records reported.

Credit Inquiries
You have no credit inquiries reported in the last two years.

Addresses & Employers

CURRENT ADDRESS PREVIOUS ADDRESS PREVIOUS ADDRESS

6101 NE RIVER RD, 6639 NORTHWOOD LN, 29015 KEPLER CI,
SAUK RAPIDS, MN 56379 SAINT CLOUD, MN 56303 COLD SPRING, MN 56320

CURRENT EMPLOYER PREVIOUS EMPLOYER

ST CLOUD VA HEALTH CARE SYSTEM GOODWILL EASTER
Jul 07, 2016 Mar 29, 2004