University Of Houston - Downtown (UHD) 04 / 22 / 2025

Undergraduate College Financing Plan

Josiah Stephens, 2464966

Estimated Cost of Attendance 2025-2026

On Campus Residence Off Campus Residence
Tuition and Fees $7,354
Housing and Food
Books and Supplies $660
Transportation $3,016
Other Education Costs $4,648
Estimated Cost of Attendance $15,678 / yr $15,678 / yr

Student Aid Index

Based on the FAFSA 3,368 / yr
As calculated by the Department of Education and/or the institution using a formula prescribed by law.
Based on Institutional Methodology 0 / yr
Used by many private institutions in addition to the FAFSA.

Scholarship and Grant Options

Scholarships and Grants are considered "Gift" aid - no repayment is needed.

Scholarships Grants
Merit-Based Scholarships Need-Based Grant Aid
Scholarships From Your School $0 Federal Pell Grants $4,025
Scholarships From Your State $0 Institutional Grants $0
Other Scholarships $3,329 State Grants $0
Employer Paid Tuition Benefits $0 Other Forms of Grant Aid $0
Total Scholarships $3,329 / yr Total Grants $4,025 / yr

VA Education Benefits
VA Education Benefits $0 / yr

College Costs You Will Be Required to Pay

Net Price To You $8,324 / yr
Total cost of attendance minus total grants and total scholarships

Loan and Work Options to Pay the Net Price to You

You must repay loans, plus interest and fees.

Loan Options* Work Options

Federal Direct Subsidized Loan $3,500 / yr Work-Study $0 / yr
(0% interest rate) (0% origination fee) Hours Per Week (estimated) 0 / wk
Federal Direct Unsubsidized Loan $2,000 / yr Other Campus Job $0 / yr
(0% interest rate) (0% origination fee) Total Work $0 / yr
Total Loan Options $5,500 / yr
For More Information
* For federal student loans, origination fees are deducted from loan
proceeds. University of Houston - Downtown
Scholarships & Financial Aid
Other Options
One Main Street, S330
You may have other options to repay the remaining costs. These Houston, TX 77002
include:
Telephone: 713/221-8041
Tuition payment plan offered by the institution E-mail: uhdfinaid@[Link]
Parent PLUS loans, which your parent can apply for
Non-Federal Private education loan, which you or your parent can apply
for after passing a credit check * Loan Amounts
Other Military or National Service Benefits
Note that the amounts listed are the maximum available to [Link]
Customized Information from UHD learn about loan repayment choices and calculate your Federal Loan
monthly payment, go to: [Link]
The estimated figures on this College Financing Plan are meant to loans/repayment/plans.
help you easily compare financial aid packages offered by different
institutions, and ultimately make an informed decision on where to
invest in your higher education. Although we've done our best to
accurately calculate these figures, please remember these are only
estimates. Should you choose to attend our institution, your final
figures could differ. For more information please visit our website
HERE.

Next steps

Glossary
Cost of Attendance (COA): The total amount (not including grants and scholarships) that it will cost you to go to school during the 2025–26 school year.
COA includes tuition and fees; housing and food; and allowances for books, supplies, transportation, loan fees, and dependent care. It also includes
miscellaneous and personal expenses, such as an allowance for the rental or purchase of a personal computer; costs related to a disability; and reasonable
costs for eligible study-abroad programs.
Direct Subsidized Loan: Loans that the U.S. Department of Education pays the interest on while you’re in school at least half-time, for the first six months
after you leave school (referred to as a grace period*), and during a period of deferment (a postponement of loan payments).
Direct Unsubsidized Loan: Loans that the borrower is responsible for paying the interest on during all periods. If you choose not to pay the interest while
you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your
interest will be added to the principal amount of your loan).
Student Aid Index: A number used by your school to calculate the amount of federal student aid you are eligible to receive. It is based on the financial
information provided in your Free Application for Federal student Aid (the FAFSA). This is not the amount of money your family will have to pay for college, nor
is it the amount of federal student aid you will receive.
Federal Work-Study: A federal student aid program that provides part-time employment while the student is enrolled in school to help pay his or her
education expenses. The student must seek out and apply for work-study jobs at his or her school. The student will be paid directly for the hours he or she
works may not automatically be credited to pay for institutional tuition or fees. The amount you earn cannot exceed the total amount awarded by the school for
the award year. The availability of work-study jobs varies by school. Please note that Federal Work-Study earnings may be taxed in certain scenarios; however
the income you earn will not be counted against you when calculating your Student Aid Index on the FASFA.
Grants and Scholarships: Student aid funds that do not have to be repaid. Grants are often need-based, while scholarships are usually merit-based.
Occasionally you might have to pay back part or all of a grant if, for example, you withdraw from school before finishing a semester. If you use a grant or
scholarship to cover your living expenses, the amount of your scholarship may be counted as taxable income on your tax return.
Loans: Borrowed money that must be repaid with interest. Loans from the federal government typically have a lower interest rate than loans from private
lenders. Federal loans, listed from most advantageous to least advantageous, are called Direct Subsidized Loans, Direct Unsubsidized Loans, and Parent
PLUS Loans. You can find more information about federal loans at [Link].
Net Price: An estimate of the actual cost that a student and his or her family need to pay in a given year to cover education expenses for the student to
attend a particular school. Net price is determined by taking the institution's cost of attendance and subtracting any grants and scholarships for which the
student may be eligible.
Non-Federal Private Education Loan: A private education loan is a loan issued expressly for postsecondary education expenses to a borrower (either
through the educational institution or directly to the borrower) from a private educational lender, rather than as a Title IV, HEA loan offered by the Department
of Education.
Origination Fees: An upfront fee charged by a lender for processing a new loan application. It is compensation for putting the loan in place. Origination fees
are quoted as a percentage of the total loan.
Parent Plus Loan: A loan available to the parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest
regardless of the loan status.
Teach Grant Program: Provides grants of up to $4,000 a year to students who are completing or plan to complete course work needed to begin a career in
teaching. If you do not meet the requirements of your service obligation, all TEACH Grants you received will be converted to Direct Unsubsidized Loans. You
must repay these loans in full, with interest charged from the date of each TEACH Grant disbursement. Service obligation information can be found at
[Link]
Tuition Payment Plan: A tuition payment plan offered by an institution may allow students to spread out their payments. It includes an extension of credit of
90 days or less in which the educational institution is the lender, or of one year or less where an interest rate will not be applied to the credit payment.
VA Education Benefits: Benefits that help Veterans, service members, and their qualified family members with needs like paying college tuition, finding the
right school or training program, and getting career counseling. You can find more information here: [Link]
For more information visit [Link]