Assessment of Factors Affecting
Household Saving Behavior in
Dire Dawa Administration
Presented by: Eyob Negash
Advisor: Suyuem Tesfaye
Dire Dawa University, May 2024
Introduction
• • Saving is a critical determinant of personal
and economic development.
• • This study assesses factors affecting
household saving behavior in Dire Dawa
Administration.
• • The research uses descriptive methodology
to analyze household saving behavior.
• • Data is collected through questionnaires,
interviews, and secondary sources.
• • Factors examined include family size,
Problem Statement
• • Saving is essential for meeting emergencies
and investment needs.
• • Factors such as lack of awareness, family
size, occupation, income, and interest rates
affect saving behavior.
• • In Dire Dawa, saving habits have declined
due to these factors.
• • This study aims to identify and address these
issues to improve saving behavior.
Research Questions
• 1. What are the major factors affecting
household saving behavior in Dire Dawa
Administration?
• 2. How can these problems be managed?
• 3. What mechanisms can improve household
saving habits?
Objectives
• General Objective:
• • To assess and evaluate factors affecting
household saving behavior in Dire Dawa
Administration.
• Specific Objectives:
• 1. Determine major problems affecting
household saving.
• 2. Identify key factors affecting saving
behavior.
Significance of the Study
• • Highlights factors influencing saving
behavior.
• • Provides insights for financial institutions to
design better saving services.
• • Offers practical solutions for households to
manage and improve their saving habits.
Scope of the Study
• • Focuses on factors affecting household
saving behavior in Dire Dawa Administration.
• • Examines variables such as family size,
occupation, income, and interest rates.
Research Methodology
• • Research Design: Descriptive research
method.
• • Research Approach: Combination of
qualitative and quantitative methods.
• • Data Sources: Primary data (questionnaires,
interviews) and secondary data.
• • Sampling Technique: Stratified sampling
based on age levels.
• • Data Analysis: Tabulation and percentage
methods.
