Neeraj Gupta

Rajat Srivastava has been appointed as Chief Distribution Officer – Proprietary Channels at Aviva India, taking charge of expanding and strengthening the company’s agency and direct distribution networks. With over two decades of experience in the insurance sector, Rajat brings a proven track record in driving business growth, building customer-centric solutions, and enhancing distribution strategies. His appointment reflects Aviva Life Insurance India’s focus on scaling its proprietary channels while keeping customer needs at the forefront of its business strategy. Prior to joining Aviva Life Insurance India, Rajat held leadership roles at Kotak Life Insurance and ICICI Prudential Life Insurance Company Limited, where he successfully strengthened distribution networks and led growth initiatives. At Aviva, he will focus on empowering advisors, developing digital-first direct channels, and driving the company’s next phase of growth. Asit Rath MD & CEO of Aviva Life Insurance India, emphasized that Rajat’s deep distribution expertise and leadership experience will be instrumental in accelerating Aviva’s growth journey and enhancing its service to customers across India. #RajatSrivastava #AvivaLifeInsuranceIndia #LeadershipAppointment #ChiefDistributionOfficer #ProprietaryChannels #InsuranceLeadership #AgencyGrowth #DirectChannels #CustomerCentricity #BusinessGrowth #DistributionStrategy #InsuranceExcellence #cxolanes

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As AI, automation, and data redefine the boundaries of what’s possible, we’re witnessing a fundamental shift, not just in how insurance is delivered, but in what people expect from it.     India is uniquely placed at the centre of this transformation. With its depth of digital talent and a growing ecosystem of innovation, the country is fast becoming a global hub for designing the next generation of insurance solutions that are intelligent, intuitive, and inclusive.     At MetLife Global Capability Centre (MGCC), we’ve had the opportunity to help shape this journey, by embedding advanced technologies across the value chain while staying grounded in a human-first approach.     In this article, I share reflections on where the industry is headed—and how the confluence of tech, talent, and purpose is creating an inflection point for InsurTech globally. https://lnkd.in/gWYrfUiS     #InsurTech #AI #DigitalTransformation #MetLife #FutureOfInsurance #GCCs #MGCC #CustomerExperience #MetLifeGCC #TechAtMGCC #InnovationAtScale #MGCCLeadership 

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Bharatsure, an Insurtech startup offering Infrastructure as a Service (IaaS) solutions, has raised Rs 6 crore in funding from Gurugram-based Inflection Point Ventures (IPV) and other investors, including Capital A and Atrium Angels. The startup's Infrastructure-as-a-Service (IaaS) platform enables organizations, ranging from SMEs to large institutions, to offer modular insurance solutions that are scalable, and easy to deploy. Read the full story here:👇 https://lnkd.in/dshK68DB #insurtech #funding #investors #investment #iaas #startup #indianstartupnews

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#Insurance #Fraud 11.2 Lakh Crore #Insurance #Industry is struggling to find solutions on #Fraud. #Insurance #penetration is also affecting as #premium are increasing multi folds, customers started looking for solutions or alternates of #insurance. #Fraud occurs when #someone #knowingly #lies to #obtain a #benefit or #advantage to which they are not #otherwise #entitled. Made-up #crashes / #fake #accidents: A common kind of insurance scam involves people purposely causing accidents or pretending that an accident occurred to get money from fake claims. Typical tactics involve purposefully #staging #accidents, #fabricating #injuries, or #manipulating #evidence at the #location. Once they set this up, they ask for money to fix their vehicles or for injuries that did not happen in reality. #Fake #records: Making up records means changing or faking documents or data to trick insurance companies into giving unfair benefits. For instance, the policyholder might show fake #medical #papers, make damage seem worse than reality, and create #fake #receipts. These tricks make insurance companies #lose money. #Industry as a whole must plan corrective actions immediately as they had initiated joint #marketing #campaign. #Vehicle #Implant is one of a #serious offence #Motor #insurance #Health #insurance #life #insurance .

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🚨 ZERO GST on Retail Health Insurance – Game Changer Alert! From 22nd Sept 2025, retail health insurance premiums will be GST-free! Not just a tax cut—this is a transformational step for India’s healthcare. 💡 Why it matters: • Nearly 90 crore Indians still remain uninsured • Only 37% of the population is covered under health schemes • 47% of health spending comes directly from people’s pockets • Medical inflation ~14% per year is pushing families into debt ⚡ Impact of ZERO GST: ✅ Lower premiums → more affordability ✅ Encourages first-time buyers ✅ Expands protection for the “missing middle” ✅ Offsets rising medical costs 🚀 Opportunities Ahead: • Consumers: Affordable health security, less financial stress • Insurers: Wider reach & competitive product design • Advisors: Easier conversations with reduced price resistance • Nation: Lower out-of-pocket burden, stronger healthcare safety net 🔭 Next Steps: • Educate & communicate the change clearly • Promote transparent, customer-friendly products • Focus on easy claims & better awareness 💪 Big Picture: • ZERO GST removes the biggest barrier—cost • Can bring millions of families under health protection • Sparks a new wave of insurance adoption • Significantly strengthens India’s healthcare ecosystem #ZeroGST #HealthInsuranceForAll #AffordableHealthcare #FinancialProtection

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