David Ganton

The Real-Time Rail will enable payment service providers to offer their clients immediate funds delivery and 24/7/365 payment processing through always-on, real-time clearing and settlement. Payments Canada released a new guide to help payment service providers leverage the full benefits of Real-Time Rail participation. The guide outlines the process for becoming a Payments Canada member and Real-Time Rail participant, along with the technical, operational and business requirements to participate. We look forward to welcoming new members and supporting payments service providers through the process of determining eligibility and becoming a Real-Time Rail participant. Download the new Real-Time Rail guide for payment service providers: https://lnkd.in/gzSDvZWe Read Payments Canada’s announcement to learn more: https://lnkd.in/gGAUJNBG #PaymentsMatter

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We're pleased to announce that SWTCH has secured a $10 million credit facility through a new partnership with National Bank of Canada's Technology & Innovation Banking Group. This financing will help us deploy EV charging infrastructure faster and at a greater scale across North America. For our customers and partners, this means: • Faster Project Turnaround: We're increasing our inventory and operational capacity to get charging projects live sooner. • Greater Scale & Complexity: We are now even better equipped to quickly deliver on large-scale multifamily and commercial deployments. • Continued Tech Leadership: This strengthens our foundation for continued investment in the cutting-edge charging technology you rely on. A huge thank you to the team at National Bank of Canada for their partnership. We're excited to put this capital to work and build the future of charging, together. Read the full announcement: https://lnkd.in/eTq4RG_S

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We’re proud to share that VeriPark is now a Central 1–certified digital banking vendor. What this means for Canadian credit unions: • Seamless migrations from Central 1’s digital banking solutions • Pre-built integrations with core payment services: • Continued use of Central 1’s payments infrastructure & fraud monitoring • Confidence in compliance across federal and provincial requirements “This certification demonstrates our ability to deliver seamless continuity for credit unions and solidifies our commitment to serving credit union members and institutions with a best-of-breed digital banking solution—secure, scalable, and innovative.” — Michel Diab, Chief Marketing & Strategy Officer, VeriPark We’re excited to support more Canadian credit unions with modern, AI-first digital experiences. 🔗 Read the full announcement: https://lnkd.in/d_43An65 #VeriPark #Central1 #CreditUnions #DigitalBanking #Payments #AIinBanking #CustomerExperience #FinancialServices #Canada

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Are you keeping pace with how consumers in Canada want to pay? From cards to mobile wallets to account-to-account, payment habits across Canada are changing – and so are customer expectations. Our local payments guide covers everything you need to know to build a successful payments strategy in Canada: 🤳 What drives payment choices ✅ The latest trends across e-commerce and in store 💪 Advice on making payments work harder for you Ready to elevate your payments game in Canada? Download your guide, for free, here: https://lnkd.in/gyRv-xg8 #Worldpay #WorldpayNA #paymentinnovation #fintech #gpr2025

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TD is selling its merchant payment business to Fiserv. TD was the last big Canadian bank still operating its merchant processing unit: - RBC & BMO co-own Moneris - CIBC outsources to Global Payments Inc. - Scotiabank outsources to JPMorganChase Why? Payment processing is a competitive, low margin, tech intensive business. Outsourcing allows TD to focus on is core services (banking) and retains the client relationship, while still earning a referral fee on payments. —- Want more? Subscribe to the Canadian Fintech Newsletter in the comments below 👇

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Canada’s transition to “a more digital mindset” for treasury operations is accelerating, with the country’s first real-time rail for payments coming soon. Learn how Bank of America is leading this change: https://go.bofa.com/4tolj8

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Fintech is reshaping economies worldwide, from Europe’s open banking standards to Asia’s super apps. In North America, growth depends on proving compliance and scaling with credibility. Toronto is now North America’s second largest financial hub, but entering Canada as a fintech founder breaking into Canada comes with unique challenges. Each region comes with its own networks, regulations, and customer expectations. At the same time, Canada’s financial sector is unusually concentrated, with the “big five” banks operating across the country. This combination means fintech founders must navigate both local market nuances and a handful of players who set high standards for compliance and trust. Sales cycles tend to be longer than in Europe. Buyers demand trust, compliance, and clear ROI before moving forward. For founders willing to adapt, the payoff is significant. Canadian customers are less price-sensitive, procurement standards create credibility once met, and partnerships accelerate decisions across borders. That’s why fintech companies looking for more than capital are choosing Canada. And once you’ve built traction here, you’re positioned to scale across North America. Watch the video to see how Toronto is fuelling fintech growth and what funding is available to founders. https://lnkd.in/eySn5FDj #Fintech #TorontoTech #Innovation #GlobalGrowth #ScaleUp

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