PAIR Finance

💡 Discover the Future of Debt Collection with PAIR Finance & Zalando Payments at Credit Expo 2025 💡 We’re thrilled to announce that PAIR Finance will be the Platinum Partner at Credit Expo Nederland 2025, taking place on Thursday, 6 November at Congrescentrum 1931 in 's-Hertogenbosch. This year, we’re especially excited to present “Transforming Collections: Zalando Payments x PAIR Finance” – a look behind the scenes with Fabian B., Teamlead Dunning & Collection at Zalando Payments, at how we’re working with one of Europe’s leading online platforms to set new standards in debt collection. What makes our approach different? In a recent interview with Marcel Wiedenbrugge from Credit Expo, our CEO & Founder Stephan Stricker and General Manager Benelux Daniela Straube shared how our approach is setting new standards for the industry. 🔍 AI in Action: With over ten billion data points, our AI doesn’t just improve efficiency – it delivers measurable value. Last month, >70% of recoveries for our clients were managed entirely by AI, without any human intervention. But as Stephan shared, this success is built on more than just technology: “It’s about embedding AI deeply and purposefully into the business to generate real results.” 🛡️ Responsible Communication: While AI drives automation, people remain at the heart of our process. Every message is predefined or crafted by a human to ensure compliance and consistency. Daniela explained: “Our system always operates within a controlled framework. The AI selects the best template, but never improvises. This structure ensures reliability and integrity.” Read the entire interview in Dutch: https://lnkd.in/d8wAqXRN Source: Credit Expo, author: Marcel Wiedenbrugge

🌟 Ready to take your career to the next level? At PAIR Finance, we’re not just transforming digital debt collection – we’re redefining the future of fintech across Europe. Join us on this exciting journey and make your mark from day one! 🚀 Spotlight: Senior Data Scientist (Berlin) Are you a data enthusiast with a passion for classical machine learning and hands-on experience with large language models? We’re looking for a Senior Data Scientist eager to drive innovation and deliver real impact. If you thrive on solving complex challenges and want to shape the future with us, we want to hear from you! Apply here: https://lnkd.in/dSHgB9Fh Other fantastic opportunities: 🔹 Senior Sales Manager (Amsterdam) 🔹 Senior Business Development Manager (Vienna) 🔹 Onboarding & Revenue Operations Manager (Berlin) We’re also seeking talented professionals in Partnership Management, Collections, Development, and beyond. Explore all open positions: https://lnkd.in/epAM8RZG Questions? Reach out to Judith Groechenig. Apply today or tag someone who should see this! ✨

Ciao, Italia! 🇮🇹 We’re excited to announce our arrival in Italy, PAIR Finance’s eleventh market in Europe. 🎉 From now on, our new Milan office is ready to support Italian companies with high-volume claims! Italy’s debt collection market is at a turning point: digital solutions are still rare, and many businesses face slow, paper-based processes. We’re here to change that, making receivables management faster and more consumer-focused. 💥 📢 Stephan Stricker, Founder and CEO of PAIR Finance Group: “We see enormous demand for efficient, digital debt collection in Italy. Launching with ten clients from diverse sectors shows the trust in our model and our commitment to driving innovation.” 🇮🇹 Italy is rapidly advancing in digitalisation – fibre optic coverage now reaches over 70% of the country, and for the first time, more than 60% of transactions are cashless. Yet, only 5% of Italian companies use AI in their operations. Our mission is to help bridge this gap, bringing AI-powered solutions to businesses and consumers alike. With our expansion to Italy, the third-largest economy in the Eurozone, PAIR Finance is strengthening its European leadership, helping companies unlock their full potential through technology and consumer-centricity. 🌍 🔗 Find out more in our press release: https://lnkd.in/dTHu8V92

🚀 FOCUS Growth Champion 2026: PAIR Finance is Top 2 in Financial Services! FOCUS-Business and Statista have identified 300 companies in Germany with exceptional turnover and employee growth – and PAIR Finance is one of them, ranking #61 overall and #2 in financial services. 🏅 PAIR Finance is redefining digital debt collection and receivables management with our AI-based, consumer-centric approach. Our turnover increased by an average of 48% per year between 2021 and 2024, and over 600 companies trust our solution for the digital age. 📈 We are now active in ten European markets and are currently preparing to launch the next market of our European growth strategy. 🌍 Thank you to our clients and the entire PAIR Finance team for making this achievement possible! 🙏 🔗 See the full listing here: https://lnkd.in/eMW9-A3F

PAIR Finance has been included on the Polish Lendtech Map 2025! 🇵🇱✨ The Polish Lendtech Map showcases the most forward-thinking companies driving change in Poland’s financial landscape. Being included highlights our commitment to innovation in debt collection and receivables management, and it underscores the impact we hope to make in the Polish financial landscape. 💪 Our recent launch in Poland marks an important milestone for us. We believe the market is ready for a technology-driven, customer-first approach to debt collection. With our AI-based solution, we aim to make payments easier and more manageable for businesses and consumers, while keeping the process transparent and fair. As Michał Gębała, Managing Director Poland at PAIR Finance puts it: ‘Being included on the Polish Lendtech Map is a fantastic acknowledgement of our vision for the Polish market. We are excited to bring real change to the sector and look forward to setting a new standard for debt collection through innovation and a strong consumer focus.’ We’re looking forward to supporting Polish businesses and consumers with a modern, efficient, and truly customer-centric solution! 🚀 If you want to learn more about our activities in Poland, feel free to reach out to Michał Gębała or Dariusz Wielgosz.

A Pan-European success story: Klarna x PAIR Finance. Klarna, one of the world’s leading payment providers, has taken its international recovery processes to the next level with PAIR Finance. The challenge: Klarna’s advanced business model was at odds with outdated collection methods. New markets demanded both local expertise and consistent quality. That’s where PAIR Finance stepped in. Today, as Klarna’s #1 collections partner across multiple European markets, PAIR Finance’s AI-powered platform is seamlessly integrated with Klarna, enabling real-time, bidirectional data exchange and instant synchronization of repayment progress. The results speak for themselves: ▪️ Recovery rates far above traditional agencies across all markets ▪️ Seamless, personalized payment experiences for Klarna customers ▪️ Real-time transparency and performance benchmarking ▪️ Effortless compliance with evolving European regulations ▪️ Scalable, future-ready collections for every market 💬 Jan Hansson, VP Debt Collection, Klarna AB: “PAIR Finance is a key partner in our international strategy and one of the most dynamic players in AI-powered collections. (...) The partnership has consistently exceeded our expectations, ensuring higher recovery rates, significant time savings, and strong compliance support across all countries.” 👉 Discover more about our partnership and success under the link in the comments.

PAIR Finance is featured in the special Smart Future of Finance magazine, delivered today with Handelsblatt! This edition dives into the next era of financial innovation, with a feature on the future of collections and an interview with our founder & CEO, Stephan Stricker. Here is how we’re making a difference: 🤖 AI + Behavioral Science: We use cutting-edge AI to personalize every customer interaction - choosing the right time, channel, and approach for each individual. 📊 Data-Driven Success: Our tech consists of 10 billion data points, continuously learning to make every message more relevant and effective. 🤝 Fair & Respectful: Our solution-focused communication earns us a 4.7/5 Trustpilot rating - way above industry average! 📈 Proven Results: We achieve 15–20% higher recovery rates than traditional agencies, delivering fast liquidity for our clients. Curious how #AI is reshaping debt collection? Check out the full story and Stephan’s interview - find the link in the first comment below.

🌟 Exciting recognition for PAIR Finance in Berlin! 🌟 Everyone who picked up Berlin’s Verlag Der Tagesspiegel newspaper this week saw it: PAIR Finance has been named one of “Berlin’s Best Employers & Training Companies 2025”! What’s behind this recognition? ➡️ On behalf of Tagesspiegel, the Social Science Institute Schad (SWI) reached out to 10,000 Berlin companies. 600 took part in the evaluation, and only 226 were ultimately awarded. ➡️ Only those who achieved at least 70% of the maximum score were honored – and we’re proud to be among them! Why does this matter to us? “At PAIR Finance, we’re proud to be recognized as one of Berlin’s best employers. As a fintech founded in this vibrant city and a pioneer in AI-driven innovation, our people are the driving force behind every breakthrough and every success, working for companies and consumers across Europe. Transparency, innovation, integrity, ownership, customer-centricity and execution are more than just words to us: they define our culture and guide everything we do, every day.” – Stephan Stricker, CEO and Founder of PAIR Finance This award is a huge compliment to our team’s passion and commitment. We’re building a workplace where people grow, connect, and make a real impact on the future of finance. 💛 Find the article link in the comments! Interested in working with us? Careers link is in the comments too.

Outstanding debts affect a large part of society. As a player in this field, this brings along a great deal of responsibility. On September 16, PAIR Finance was invited by the BDIU Bundesverband Deutscher Inkasso-Unternehmen e.V. to take part in the annual Expert Day organized by Landesarbeitsgemeinschaft Schuldner- und Insolvenzberatung Berlin e. V. - under the powerful theme: 🎯 “Debt in the Heart of Society - It Can Affect Anyone” 📍 Festsaal, Berliner Stadtmission Representing us was Daniela Gaub, Group General Counsel at PAIR Finance, who shared this powerful insight: “The concerns and personal situations of debtors are a challenge that cannot be handled by debt counselors alone. Consumer debt affects everyone and can also lead to serious difficulties for creditors. That is why I welcome any event that succeeds in identifying common issues and encouraging dialogue rather than confrontation. It is precisely the exchange between associations and politicians, with the participation of all those with practical experience, that enables us to work together on issues and legislation so that the people affected ultimately receive the best possible support." Our key takeaway? 💡Transparency, empathy, and technology are non-negotiable if we want to build a financial ecosystem that works for everyone. At PAIR Finance, we see rising customer expectations as a call to further develop debt collection. That's why we are committed to using AI and technology to create digital, personalized solutions while offering close, personal contact and assistance where it is needed in individual cases. We proudly uphold the BDIU Code of Conduct and strive to represent the industry with integrity, always listening to the concerns of debtors and the institutions that support them. Thanks to the organizers, BDIU, and everyone who stopped by our stand for the honest conversations. Let’s keep pushing for change. Because debt is a reality - and how we handle it says everything about us. #DebtAwareness 

When the use of debt collection services becomes an important matter, the breadth and depth of the compliance requirements to be observed can quickly become daunting – especially when it comes to recovering outstanding debts in different countries. 🕵 ✅ The topic does not have to be overwhelming if you have the right partner by your side. At PAIR Finance, compliance is at the core of our operations: We ensure that all regulatory requirements are carefully implemented and monitored at every stage of the receivables process. As Daniela Gaub, Group General Counsel at PAIR Finance, explains: “We constantly monitor regulatory developments, exchange information with relevant stakeholders, and comply with and further develop our processes so that we are up to date in our daily practice.” In an environment characterised by automated processes and AI-supported communication, but which is also highly regulated, compliance is more than just a legal obligation. It is essential for the trust that customers and consumers place in a company and includes, among other things, the responsible handling of data, technical and organisational security, and adherence to ethical standards. 🔐 Our interdisciplinary teams work together to navigate evolving regulations and set high standards for data protection and security in debt collection. This approach not only helps our clients meet their obligations but also strengthens trust with their customers. 🤝 📖 Read our latest article to learn what matters most for compliance in debt collection and how new regulations are shaping the industry: https://lnkd.in/dAyvK4xX