Union Largecap Fund Direct-IDCW
(Scheme Rating)
NAV as of Oct 17, 2025
25.780.31%
(Earn upto 0.90% Extra Returns with Direct Plan)
Fund Category:
Equity: Large Cap
Expense Ratio:
1.62%(0.43% Category
average)Fund Size:
Rs. 461.46 Cr(0.09% of Investment in Category)
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Union Largecap Fund Direct-IDCW
(Scheme Rating)
NAV as of Oct 17, 2025
25.780.31%
Expense Ratio:
1.62%
Fund Size:
Rs. 461.46 Cr
Fund Category:
Equity: Large Cap
1. Current NAV: The Current Net Asset Value of the Union Largecap Fund - Direct Plan as of Oct 17, 2025 is Rs 25.78 for IDCW option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 0.96% (1yr), 14.95% (3yr), 17.29% (5yr) and 11.67% (since launch). Whereas, Category returns for the same time duration are: -0.69% (1yr), 15.71% (3yr) and 18.28% (5yr).
3. Fund Size: The Union Largecap Fund - Direct Plan currently holds Assets under Management worth of Rs 447.18 crore as on Aug 31, 2025.
4. Expense ratio: The expense ratio of the fund is 1.62% for Direct plan as on Oct 09, 2025.
5. Exit Load: Union Largecap Fund - Direct Plan shall attract an Exit Load, "Exit load of 1%, if redeemed within 15 days."
6. Minimum Investment: Minimum investment required is Rs 1000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 500.
Union Largecap Fund Direct-IDCW Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.14 2.91 8.96 3.20 15.56 17.93 Category Avg 1.02 2.22 8.32 1.92 16.33 18.91 Rank within Category 62 22 34 57 48 44 No. of funds within Category 177 172 160 149 129 98 - Loading...
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Return Comparison
- This Fund
- BenchmarkBSE 100 Index
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Union Largecap Fund Direct-IDCW Fund Details
Investment Objective - The scheme seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies.
| Fund House | Union Mutual Fund |
| Launch Date | May 11, 2017 |
| Benchmark | BSE 100 Index |
| Return Since Launch | 11.87% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Above Average |
| Return Grade | Below Average |
Union Largecap Fund Direct-IDCW Investment Details
| Minimum Investment (Rs.) | 1,000.00 |
| Minimum Additional Investment (Rs.) | 1,000.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 1,000.00 |
| Exit Load Exit load of 1%, if redeemed within 15 days. | |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| SEP 2025 | AUG 2025 | JUL 2025 | JUN 2025 | MAY 2025 | APR 2025 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 56 | 55 | 53 | 51 | 48 | 45 |
| Top 5 Company Holdings | 27.72% | 30.32% | 32.1% | 32.46% | 33.23% | 34.12% |
| Top 10 Company Holdings | 42.04% | 44.57% | 47.02% | 47.94% | 49.42% | 51.16% |
| Company with Highest Exposure | HDFC Bank (8.66%) | HDFC Bank (8.94%) | HDFC Bank (9.71%) | HDFC Bank (9.37%) | HDFC Bank (9.68%) | HDFC Bank (9.88%) |
| Number of Sectors | 15 | 16 | 16 | 16 | 16 | 15 |
| Top 3 Sector Holdings | 51.64% | 51.73% | 53.41% | 52.96% | 52.72% | 53.43% |
| Top 5 Sector Holdings | 67.0% | 68.24% | 68.28% | 66.42% | 66.96% | 65.83% |
| Sector with Highest Exposure | Financial (31.23%) | Financial (32.02%) | Financial (33.6%) | Financial (34.14%) | Financial (34.41%) | Financial (34.18%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 8.66 21.29 47.10 19.26 ICICI Bank Financial 6.9 19.26 74.61 13.73 Reliance Industries Energy 4.73 23.07 61.41 4.28 Infosys Technology 3.92 21.29 67.70 -23.29 Larsen & Toubro Construction 3.51 33.28 115.36 7.31 Bharti Airtel Communication 3.48 34.69 57.99 17.81 State Bank of India Financial 2.95 10.33 86.06 8.46 Mahindra & Mahindra Automobile 2.75 33.04 110.41 23.10 Axis Bank Financial 2.59 14.33 83.76 0.41 Bharat Electronics Capital Goods 2.55 54.87 7.52 43.79
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Union Largecap Fund Direct-IDCW 25.78 461.46 1.14 3.20 15.56 17.93 DSP Nifty 50 Equal Weight Index Fund Direct-IDCW 23.56 2,284.93 1.28 4.12 19.07 23.60 ICICI Prudential Large Cap Fund Direct-IDCW 65.72 73,034.52 1.01 5.36 20.22 22.68 Nippon India Large Cap Fund Direct- IDCW 43.58 46,463.11 0.21 5.95 21.59 26.26 Sundaram Select Focus Fund Direct-IDCW 18.73 1,353.89 -2.52 25.71 18.04 18.50
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
11.51VS13.17Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.91VS1.02Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.67VS0.70Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
8.50VS8.99Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
-0.11VS0.39Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
14.06VS15.52Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Union Mutual Fund News
- NFO Update: Union Mutual Fund launches Union Diversified Equity All Cap Active FoF
- NFO Alert: Union Mutual Fund launches low duration fund
- Market to perform well in mid-long term; small & midcaps attractive post dips: Harshad Patwardhan
- NFO Alert: Union Mutual Fund launches Income Plus Arbitrage Active FOF
Fund Manager
- S.B.Sanjay BembalkarSince Jun 20219 schemes
- P.D.Pratik DharmshiSince Jul 20257 schemes
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder. Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Union Balanced Advantage Fund Direct-IDCW Dynamic Asset Allocation 22.15 1,345.26 5.58 Union Flexi Cap Fund Direct-IDCW Flexi Cap 50.96 2,338.33 3.07 Union ELSS Tax Saver Fund Direct-IDCW ELSS 72.57 895.16 2.73 Union Aggressive Hybrid Fund Direct-IDCW Aggressive Hybrid 19.29 654.43 5.25 Union Equity Savings Fund Direct-IDCW Equity Savings 17.75 136.00 4.60 Union Active Momentum Fund Direct-IDCW Thematic 8.76 Unrated 456.55 - Union Multi Asset Allocation Fund Direct-IDCW Multi Asset Allocation 11.80 Unrated 777.90 17.30 Union Innovation & Opportunities Fund Direct - IDCW Thematic-Innovation 15.21 Unrated 1,068.20 3.12 Union Multicap Fund Direct - IDCW Multi Cap 16.85 Unrated 1,274.59 1.63 Mr. Dharmshi has done B. Com & CA Prior to joining Edelweiss AMC, he was associated with JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Union Retirement Fund Direct - IDCW Flexi Cap 16.74 177.93 3.53 Union Midcap Fund Direct-IDCW Mid Cap 52.61 1,550.58 3.12 Union Small Cap Fund Direct-IDCW Small Cap 41.21 1,710.49 -3.28 Union Focused Fund Direct-IDCW Flexi Cap 27.69 419.20 2.94 Union Large & Midcap Fund Direct-IDCW Large & MidCap 28.30 914.13 3.55 Union Diversified Equity All Cap Active FoF Direct - IDCW Flexi Cap 9.98 Unrated 196.36 - Union Business Cycle Fund Direct - IDCW Thematic-Business Cycle 11.78 Unrated 559.57 0.60
More Union Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Union Liquid Fund Direct-Growth | 4,537.81 | 0.48 | 1.47 | 3.34 | 7.01 | 7.10 | |
| Union Flexi Cap Fund Direct-Growth | 2,344.43 | 0.37 | 0.53 | 14.60 | -0.56 | 15.99 | |
| Union Small Cap Fund Direct-Growth | 1,681.61 | 0.72 | 4.07 | 21.69 | -2.09 | 18.12 | |
| Union Midcap Fund Direct - Growth | 1,502.53 | 1.44 | 2.11 | 19.73 | 0.21 | 19.72 | |
| Union Balanced Advantage Fund Direct - Growth | 1,371.61 | 0.32 | 1.35 | 9.23 | 2.64 | 11.08 | |
| Union Multicap Fund Direct - Growth | 1,165.36 | 0.80 | 2.32 | 16.29 | -1.33 | - | |
| Union Innovation & Opportunities Fund Direct - Growth | 1,015.12 | 3.05 | 6.67 | 20.99 | 4.35 | - | |
| Union ELSS Tax Saver Fund Direct-Growth | 908.22 | 1.13 | 2.44 | 15.54 | -0.47 | 16.06 | |
| Union Large & Midcap Fund Direct - Growth | 887.44 | 1.44 | 2.00 | 16.67 | -0.04 | 16.44 | |
| Union Multi Asset Allocation Fund Direct-Growth | 771.94 | 1.67 | 2.82 | 13.37 | - | - |
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1. Union Largecap Fund - Direct Plan is Open-ended Large Cap Equity scheme which belongs to Union Mutual Fund House.
2. The fund was launched on May 11, 2017.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies. "
2. It is benchmarked against BSE 100 Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 97.92% in equities, 0.07% in debts and 2.01% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 44.57% of the assets, the top 3 sectors constitute around 51.73% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Union Largecap Fund Direct-IDCW
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about Union Largecap Fund Direct-IDCW
- Is it safe to invest in Union Largecap Fund - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Union Largecap Fund - Direct Plan comes under Very High risk category.
- What is the category of Union Largecap Fund - Direct Plan?Union Largecap Fund - Direct Plan belongs to the Equity : Large Cap category of funds.
- How Long should I Invest in Union Largecap Fund - Direct Plan?The suggested investment horizon of investing into Union Largecap Fund - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Union Largecap Fund - Direct Plan?The Union Largecap Fund - Direct Plan is managed by Sanjay Bembalkar (Since Jun 07, 2021) and Pratik Dharmshi (Since Jul 01, 2025).
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