Union Midcap Fund Regular-IDCW
(Scheme Rating)
NAV as of Oct 17, 2025
48.72-0.35%
(Earn upto 1.35% Extra Returns with Direct Plan)
Fund Category:
Equity: Mid Cap
Expense Ratio:
2.07%(1.23% Category
average)Fund Size:
Rs. 1,550.58 Cr(0.34% of Investment in Category)
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Union Midcap Fund Regular-IDCW
(Scheme Rating)
NAV as of Oct 17, 2025
48.72-0.35%
Expense Ratio:
2.07%
Fund Size:
Rs. 1,550.58 Cr
Fund Category:
Equity: Mid Cap
1. Current NAV: The Current Net Asset Value of the Union Midcap Fund - Regular Plan as of Oct 17, 2025 is Rs 48.72 for IDCW option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 1.4% (1yr), 18.62% (3yr), 25.09% (5yr) and 32.92% (since launch). Whereas, Category returns for the same time duration are: -1.82% (1yr), 21.02% (3yr) and 25.62% (5yr).
3. Fund Size: The Union Midcap Fund - Regular Plan currently holds Assets under Management worth of Rs 1508.16 crore as on Aug 31, 2025.
4. Expense ratio: The expense ratio of the fund is 2.07% for Regular plan as on Oct 09, 2025.
5. Exit Load: Union Midcap Fund - Regular Plan shall attract an Exit Load, "Exit load of 1%, if redeemed within 15 days."
6. Minimum Investment: Minimum investment required is Rs 1000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 500.
Union Midcap Fund Regular-IDCW Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns -0.45 1.31 15.01 1.69 19.27 25.10 Category Avg -0.51 -0.73 12.20 -1.09 21.70 25.97 Rank within Category 43 6 11 10 34 17 No. of funds within Category 65 64 62 56 43 29 - Loading...
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Return Comparison
- This Fund
- BenchmarkBSE 150 MidCap Total Return Index
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Union Midcap Fund Regular-IDCW Fund Details
Investment Objective - The Scheme seeks to achieve long term capital appreciation and generate income by investing predominantly in equity and equity related securities of mid cap companies.
| Fund House | Union Mutual Fund |
| Launch Date | Mar 23, 2020 |
| Benchmark | BSE 150 MidCap Total Return Index |
| Return Since Launch | 32.86% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Above Average |
| Return Grade | Average |
Union Midcap Fund Regular-IDCW Investment Details
| Minimum Investment (Rs.) | 1,000.00 |
| Minimum Additional Investment (Rs.) | 1,000.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 1,000.00 |
| Exit Load Exit load of 1%, if redeemed within 15 days. | |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| SEP 2025 | AUG 2025 | JUL 2025 | JUN 2025 | MAY 2025 | APR 2025 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 78 | 74 | 74 | 73 | 74 | 72 |
| Top 5 Company Holdings | 13.18% | 13.92% | 13.82% | 13.6% | 13.8% | 13.94% |
| Top 10 Company Holdings | 23.89% | 24.98% | 24.27% | 23.64% | 24.09% | 24.55% |
| Company with Highest Exposure | Max Financial Services (3.0%) | Max Financial Services (3.39%) | The Federal Bank (3.41%) | The Federal Bank (3.76%) | The Federal Bank (3.76%) | The Federal Bank (3.92%) |
| Number of Sectors | 15 | 16 | 16 | 16 | 16 | 16 |
| Top 3 Sector Holdings | 48.2% | 47.26% | 48.7% | 47.85% | 48.77% | 44.13% |
| Top 5 Sector Holdings | 67.07% | 67.43% | 64.87% | 64.33% | 65.74% | 61.98% |
| Sector with Highest Exposure | Capital Goods (17.83%) | Capital Goods (18.04%) | Capital Goods (18.9%) | Capital Goods (19.15%) | Capital Goods (18.6%) | Financial (16.35%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) Max Financial Services Financial 3.0 195.46 7.81 29.18 The Federal Bank Financial 2.81 14.21 16.04 8.90 Nippon Life India Asset Management Financial 2.53 44.23 21.25 30.19 Kei Industries Capital Goods 2.46 50.24 82.70 1.81 Cummins India Capital Goods 2.38 51.94 77.24 7.20 Dixon Technologies (India) Capital Goods 2.32 67.57 242.42 8.57 Fortis Healthcare Healthcare 2.19 95.22 11.50 77.98 GE Vernova T&D Capital Goods 2.14 99.67 29.88 62.69 CG Power Capital Goods 2.05 116.41 6.37 -7.43 Indian Bank Financial 2.01 9.70 83.71 50.84
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Union Midcap Fund Regular-IDCW 48.72 1,550.58 -0.45 1.69 19.27 25.10 WhiteOak Capital Mid Cap Fund Regular - IDCW 19.90 3,731.43 1.01 5.35 25.49 - HDFC Mid Cap Fund Regular-IDCW 54.46 84,854.73 0.30 3.89 26.19 29.64 Nippon India Growth Mid Cap Fund-IDCW 122.68 39,328.98 -0.17 1.11 25.65 29.64 Motilal Oswal Midcap Fund Regular-IDCW 50.84 34,748.89 -1.47 -2.92 26.84 33.62
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
15.51VS15.46Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.93VS0.94Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.72VS0.86Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
12.03VS14.10Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
-3.11VS-1.14Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
17.54VS19.67Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Union Mutual Fund News
- NFO Update: Union Mutual Fund launches Union Diversified Equity All Cap Active FoF
- NFO Alert: Union Mutual Fund launches low duration fund
- Market to perform well in mid-long term; small & midcaps attractive post dips: Harshad Patwardhan
- NFO Alert: Union Mutual Fund launches Income Plus Arbitrage Active FOF
Fund Manager
- G.C.Gaurav ChopraSince Jan 20237 schemes
- P.D.Pratik DharmshiSince Dec 20246 schemes
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared) Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Union Balanced Advantage Fund Regular-IDCW Dynamic Asset Allocation 20.48 1,345.26 4.35 Union Value Fund Regular-IDCW Value Oriented 28.52 340.45 -0.18 Union Small Cap Fund Regular-IDCW Small Cap 43.19 1,710.49 -4.40 Union Equity Savings Fund Regular-IDCW Equity Savings 17.05 136.00 4.03 Union Diversified Equity All Cap Active FoF Regular - IDCW Flexi Cap 9.97 Unrated 196.36 - Union Innovation & Opportunities Fund Regular - IDCW Thematic-Innovation 14.74 Unrated 1,068.20 1.59 Union Children's Fund Regular - IDCW Flexi Cap 11.06 Unrated 75.09 3.00 Mr. Dharmshi has done B. Com & CA Prior to joining Edelweiss AMC, he was associated with JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Union Retirement Fund Regular - IDCW Flexi Cap 16.01 177.93 2.17 Union Largecap Fund Regular-IDCW Large Cap 24.21 461.46 2.20 Union Focused Fund Regular-IDCW Flexi Cap 26.10 419.20 1.87 Union Large & Midcap Fund Regular-IDCW Large & MidCap 26.33 914.13 2.17 Union Diversified Equity All Cap Active FoF Regular - IDCW Flexi Cap 9.97 Unrated 196.36 - Union Business Cycle Fund Regular - IDCW Thematic-Business Cycle 11.51 Unrated 559.57 -0.95
More Union Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Union Liquid Fund-Growth | 4,537.81 | 0.47 | 1.45 | 3.29 | 6.91 | 7.00 | |
| Union Flexi Cap Fund-Growth | 2,344.43 | 0.28 | 0.26 | 13.98 | -1.65 | 14.67 | |
| Union Small Cap Fund Regular-Growth | 1,681.61 | 0.62 | 3.76 | 20.99 | -3.22 | 16.78 | |
| Union Midcap Fund Regular - Growth | 1,502.53 | 1.32 | 1.75 | 18.91 | -1.18 | 17.97 | |
| Union Balanced Advantage Fund Regular - Growth | 1,371.61 | 0.25 | 1.05 | 8.56 | 1.46 | 9.81 | |
| Union Multicap Fund Regular - Growth | 1,165.36 | 0.64 | 1.94 | 15.53 | -2.59 | - | |
| Union Innovation & Opportunities Fund Regular - Growth | 1,015.12 | 2.92 | 6.33 | 20.13 | 2.85 | - | |
| Union ELSS Tax Saver Fund-Growth | 908.22 | 1.04 | 2.20 | 15.01 | -1.37 | 15.03 | |
| Union Large & Midcap Fund Regular - Growth | 887.44 | 1.34 | 1.71 | 15.92 | -1.39 | 14.88 | |
| Union Multi Asset Allocation Fund Regular-Growth | 771.94 | 1.69 | 2.56 | 12.83 | - | - |
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1. Union Midcap Fund - Regular Plan is Open-ended Mid Cap Equity scheme which belongs to Union Mutual Fund House.
2. The fund was launched on Mar 23, 2020.
Investment objective & Benchmark
1. The investment objective of the fund is that " The Scheme seeks to achieve long term capital appreciation and generate income by investing predominantly in equity and equity related securities of mid cap companies. "
2. It is benchmarked against BSE 150 MidCap Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 97.42% in equities, 0.05% in debts and 2.53% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 24.98% of the assets, the top 3 sectors constitute around 47.26% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Union Midcap Fund Regular-IDCW
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about Union Midcap Fund Regular-IDCW
- Is it safe to invest in Union Midcap Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Union Midcap Fund - Regular Plan comes under Very High risk category.
- What is the category of Union Midcap Fund - Regular Plan?Union Midcap Fund - Regular Plan belongs to the Equity : Mid Cap category of funds.
- How Long should I Invest in Union Midcap Fund - Regular Plan?The suggested investment horizon of investing into Union Midcap Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Union Midcap Fund - Regular Plan?The Union Midcap Fund - Regular Plan is managed by Gaurav Chopra (Since Jan 25, 2023) and Pratik Dharmshi (Since Dec 09, 2024).
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