Pablo Fernández Álvarez

News 👀 : Startup HappyRobot has raised $44M in Series B funding to build AI agents to logistics and shipping businesses. Led by 3 Spanish co-founders Pablo Palafox, Javi Palafox and Luis Paarup in the Bay Area, HappyRobot is an emerging example of a startup finding real traction -- and revenue -- bringing AI to a specific vertical 🤖 🚛 Fast facts on HappyRobot: -ARR of $10M+ -$44M Series B led by Base10 Partners -Other investors include Andreessen Horowitz, Y Combinator, Tokio Marine Group and WaVe-X -Valued at ~$500M, per a source -Works with 8 of top 10 brokers, 2 of top 3 ocean carriers, and clients like DHL Supply Chain, Werner Enterprises, Schneider Is the tech all the way there yet? For voice features, mostly yes. For AI workflows, the startup still relies on FDEs to deploy its AI agents and "vibe-code" a last-mile solution. “It’s very much a Rorschach test. If you believe that agents aren’t going to be able to do 10% of what they promise to do, then this will not be a very interesting investment,” says investor Adeyemi Ajao. “But this might be the company that crafts the path, and the playbook, for the rest of the agentic companies in other verticals.” A big thanks to partner Vanta for helping this interview reach the wider startup ecosystem, fully free 🙌 🚀 https://lnkd.in/ec49psuy

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Proud to announce Europe's First IBM Quantum System Two. Today marks a significant milestone as IBM unveils one of the world's most powerful quantum systems at the IBM-Euskadi Quantum Computational Center in San Sebastián, Spain, in collaboration with the Basque Government. This installation, the first in Europe and second outside the US, underscores Europe's commitment to quantum computing leadership. Quantum technology holds immense potential for our industries, research communities, and governments. By rapidly deploying systems like this, we're ensuring the continent stays at the forefront of such transformative technology and support the European Commission's Quantum Europe Strategy, aiming to establish Europe as a global quantum leader by 2030. To a brighter, more innovative future for Europe. Thanks Imanol Pradales Gil, Jay Gambetta, Horacio Morell Find out more in Fortune: https://lnkd.in/dJAtQEJG

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Work in the Digital Era: How Technology is Transforming Work and Occupations 2025 | jointly authored by E. Fernández-Macías, I. González Vázquez, S. Torrejón Pérez, L. Nurski; prepared by the European Commission The mission of this book is to provide a comprehensive examination of how digital technologies are reshaping the nature of work, occupations, and labor markets across Europe and globally. By evaluating structural transformations in employment, skill demand, and occupational frameworks, the study aims to equip policymakers, academics, and business leaders with the analytical foundation to navigate the opportunities and challenges of the digital economy. The analysis highlights compelling quantitative findings: between 2010 and 2024, employment in technology-intensive sectors grew by more than 35%, while demand for advanced digital skills increased by 60%, outpacing traditional occupational growth by a factor of three. Conversely, routine-intensive jobs declined by nearly 20%, reflecting the substitution effects of automation and AI. Productivity gains from digital adoption averaged 1.8 percentage points annually across EU economies, with firms integrating AI-enabled systems reporting efficiency improvements of up to 25% compared to non-adopters. The study emphasizes that the returns on investment (ROI) and resilience of digital transformation vary by sector. Knowledge-intensive industries observed ROE improvements of 4–6 percentage points, primarily through automation of cognitive tasks and enhanced human-machine collaboration. However, risk-reward asymmetries remain evident: while digitalization drives efficiency and innovation, it also generates displacement pressures, labor polarization, and resilience challenges in vulnerable sectors. Policymakers must therefore balance efficiency gains with strategies for inclusive labor market adaptation. In conclusion, the digital era is not merely altering how work is performed but fundamentally restructuring the economic and social fabric of employment. The integration of AI, robotics, and digital platforms is delivering measurable gains in ROI, ROE, and systemic efficiency while simultaneously intensifying inequality and workforce polarization. The future of work will thus hinge on embedding resilience, adaptability, and inclusive strategies into governance frameworks, ensuring that the digital transition translates into broad-based and sustainable prosperity. #FutureOfWork #DigitalTransformation #AI #Automation #Productivity #ResilientEconomy #WorkforceAdaptation

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Shaping the Future of Payments in Ireland. On 23 September, the Central Bank of Ireland hosted its 2025 Payments Seminar bringing together leaders from banking, payments, and fintech. Our colleague Javier Rodríguez Sánchez, Head of Retail Web Channel and Mobile Apps, represented Bankinter as a panellist, contributing to discussions alongside experts from Amazon, Citibank, Stripe, and the ECB. The seminar explored the National Payments Strategy and the Eurosystem’s Retail Payment Strategy, highlighting the importance of collaboration in building a more resilient and efficient payments ecosystem. Thank you to all involved - and to Karen O'Leary for moderating. Read more at https://lnkd.in/evzUgdUR

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🗣️ At Bloomberg’s Future of Finance conference in Madrid, Ana Martín de Santa Olalla Sánchez, CEO of CaixaBank Asset Management, shared powerful insights on the evolution of mutual funds and the broader financial landscape in Spain.   💹 As the leader of the top asset management firm in the Spanish market, Ana emphasized the urgent need to shift our mindset—from saving to long-term investing. She highlighted how mutual funds now represent 16% of household savings, a figure that has tripled over the past decade.   👨‍🎓💡Key to this transformation? Financial education and #innovation. These pillars are essential to empower individuals and drive sustainable economic growth.   Ana also addressed structural challenges in the Spanish economy, including the shortage of real estate supply and the innovation gap. Her call to action: increase investment in R&D to unlock future potential.   #FutureOfFinance #FinanceInnovation #banking

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