EBA CLEARING

The payments ecosystem will always need a reliable, steadfast townhall where challenges can be hashed out and solutions identified. This is exactly the role of the EBA: to connect payments professionals from across Europe to analyse common challenges, share knowledge and identify solutions.   In celebration of the Association’s 40th birthday, we spoke with Thomas Egner, the EBA’s Secretary General, to discuss the Association’s past, present, and future role in breaking down silos, forging connections and fostering collaboration.   Learn more https://lnkd.in/ee8hByCG #EBAat40 #payments #happybirthdayEBA #harmonisation #collaboration

#EBAday 2025 has begun! Today we kickstart the 20th EBAday in the heart of Paris. Join us during the lunch break for our joint EBA and EBA CLEARING session in Room 2 on the practical benefits of fraud-fighting collaboration. If you missed our breakfast session on instant payments, check out this blog post with key advice for your ramp-up preparations: https://lnkd.in/gfjAvMet. Stay tuned to our channels as we share key takeaways live from the event. #EBAday #payments #SEPA #collaboration

The Annual Report is now available. Have a look to learn more about EBA CLEARING's activities in the past year ⬇️

Yesterday at our Shareholder Meeting, Niklas Lemberg was elected as Deputy Chairperson of the EBA CLEARING Board. He succeeds Robert Heisterborg who is retiring from the Board. Furthermore, EBA CLEARING Board members Simone Loefgen and Frantz Teissèdre, as well as Outside Director Carl Tilkin-Franssens were re-elected for another three-year term. Congratulations to all – we look forward to continuing our work with you.

Join us at #EBAday 2025 for our lunchtime session “Taking request to pay to the four corners” to learn more about ongoing request to pay developments one year after the proof of concept conducted by eight frontrunners and EBA CLEARING. Liliana Fratini Passi of CBI S.c.p.a. Società Benefit will share insights on the domestic use case of R2P Service and how its pan-European scope and governance may help to scale these benefits across borders. Learn more about request to pay here: https://lnkd.in/eF_QErcw #requesttopay #R2P #instantpayments #payments #SEPA #collaboration

As leading pan-European VOP solution, FPAD VOP is building up significant reach for VOP across Europe well in time for the IPR deadline in October. Over 55 RT1 and STEP2 Participants across 14 countries are preparing to adopt FPAD VOP to deliver VOP checks in compliance with the IPR. They will connect hundreds of PSPs across Europe, already more than 40% of the traffic in RT1 and STEP2. Read press release and learn more about FPAD VOP from Dr. Patrik Pohl of Deutsche Bank, Sophie GIORGI of Crédit Agricole CIB and Tanja Konrad of Erste Group: https://lnkd.in/g9ecy_NU #VerificationofPayee #VOP #payments #SEPA

As the eurozone prepares for new requirements mandated by the Instant Payments Regulation, our Tuesday breakfast session at #EBAday – “Supporting instant payment ramp-up” – discusses the opportunities and challenges involved in preparing the payment ecosystem to enter into the next level of real time. Speaking on the panel, Dr. Patrik Pohl of Deutsche Bank will explore challenges and opportunities both from a corporate and a consumer perspective and the need for a collaborative platform to solve implementation hurdles and drive harmonisation for an even better integrated SEPA landscape. Read more about the practical impact of the Instant Payments Regulation: https://lnkd.in/eqTQz_gv #instantpayments #realtimepayments #VOP #SCTInst #payments #SEPA #collaboration

As payment fraud continues to rise – and growing instant payment volumes add further pressure – collaboration has never been more essential. Join us at our Tuesday lunch session at #EBAday, “The practical benefits of fraud-fighting collaboration”. We’re delighted to welcome Simone Loefgen of Commerzbank AG who will share her perspective on the urgent need for smarter tools to combat fraud. This includes EBA CLEARING’s Fraud Pattern and Anomaly Detection (FPAD) functionality, which is helping banks across Europe to complement their existing anti-fraud tools with network-based insights. We hope to see you there! Learn more about EBA CLEARING’s FPAD system: https://lnkd.in/ewnWNNqC #paymentfraud #fraud #fraudfighting #VOP #FPAD #payments #SEPA #collaboration

Fraud in SEPA Instant Credit Transfers (SCT Inst) is nine times higher than in traditional SEPA Credit Transfers (SCT) – and is increasing by more than 50% each year. So how can banks get ahead of the fraudsters before the gap widens further? On Tuesday at #EBAday, we’ll take a closer look at the growing challenge of payment fraud and the power of collaborative solutions during our lunchtime session – “The practical benefits of fraud-fighting collaboration”. We’re delighted to welcome Hanna Äijälä of OP Financial Group, who will share insights on the opportunities and limitations of Verification of Payee (VOP), which becomes mandatory for all credit transfers from October. Without a carefully considered approach, users could be bombarded with multiple false alarms, while bulk payment processing, such as corporate payroll, could grind to a halt over minor errors. Read more about how the real-world impacts of mandated VOP can be anticipated and navigated effectively: https://lnkd.in/eY2xbYmA #paymentfraud #fraud #fraudfighting #VOP #FPAD #payments #SEPA #collaboration

This October, new requirements of the Instant Payments Regulation will come into force across the eurozone. But how ready is the ecosystem for real time? Join us at #EBAday 2025, where we will be hosting a breakfast session – titled “Supporting instant payment ramp-up” – focused on exploring the challenges and opportunities, as well as offering practical advice around how Verification of Payee for bulk payments can be handled.   We're pleased to be joined by Michele Olin of Allied Irish Bank (GB), who will share insights from her instant payments onboarding experience. We hope to see you there! Read more about EBA CLEARING’s RT1 instant payments system: https://lnkd.in/e_zBmkv8 #instantpayments #realtimepayments #VOP #SCTInst #EBAday #payments #SEPA #collaboration