TransBnk - Transaction Banking Platform

The National Payments Corporation Of India (NPCI) is now working on the next evolution of UPI, enabling EMI payments directly on UPI transactions. After successful rollouts of RuPay credit cards on UPI and credit lines on UPI, this feature could allow consumers to split any QR-based UPI payment into EMIs on the fly, just like how card users can convert transactions into EMIs at a POS terminal. This development signals a major leap toward building a complete credit suite within UPI, offering instant credit access to millions, especially those without credit cards. Fintech innovators like Navi and Paytm are already expected to integrate this soon. With an estimated 20 billion UPI transactions monthly and 250–300 million active users, introducing credit flexibility like EMIs could redefine how India borrows and pays, turning UPI into a true universal payment and credit platform. Will EMI-on-UPI accelerate financial inclusion and credit access? Or will it increase credit risk for small lenders?

✨ Diwali celebration at TransBnk - Transaction Banking Platform It was so much fun celebrating together! Big thanks to our HR Sidharth Pillai for organizing it so beautifully. 💫 Amidst all the workload and hectic schedules, it felt amazing to pause, breathe, and enjoy some cheerful moments with the team. 🌸 It’s truly wonderful to keep growing, learning, and having little breaks of joy along the way — especially on such a vibrant occasion like Diwali! Purnima Dutta Sidharth Pillai Lavin Kotian Akanksha Singh Ritu Mistry Sakshi Dumbre Akshay Kanekar Amol Suryawanshi Kiran Golhar Atul Jadhav Uddhav Rasam Swapnil Sawant

Who needs crackers when your team brings all the sparkle? 💫 Our Diwali celebration at TransBnk - Transaction Banking Platform was bursting with colour, laughter, and just the right amount of friendly competition. Here’s to a workplace that glows brighter than our diyas! 🪔 Vaibhav Tambe Lavin Kotian Pulak Jain Sachin G. Srishti Agarwal Nimish Kadam Govind Dichwalkar Chirag Harshad Trivedi Clinton G. Charuta Mithbavkar Parul Turki Anushree Gupta Akshay Kanekar Purnima Dutta Sagar Kalekar Suraj Parmar Kirtiki Lodha Prasad Kamat Ashish Agrawal CS Sarita Magar Neha Srivastava #DiwaliFun #OfficeVibes #FestiveFlair #TeamCelebration #BuildingCulture

We at Blostem are thrilled to have partnered with one of the largest platform of India , Zerodha At our GFF booth, we were honoured to be joined by Zerodha’s Mohit Mehra (VP, Primary Markets & Payments) alongside Mahendra Panchal(SVP, Mobile Banking) from Unity Small Finance Bank to discuss how digital partnerships are transforming retail finance. Watchout for more details and upcoming launch on this soon! #GFF2025 #Fintech #Zerodha #Blostem #DigitalFD #WealthTech #Partnership #Innovation Sandeep Garg Uday Sharma Pankaj Pratap Singh Shubhanshu Singh Sanidhya Rathour Arnika Raj Mohit Mehra Neelesh Verma Dinesh Pai Ashish Taneja Mahendra Panchal Neeraj Yadav Rohan Patil Aditya Harkauli

Diwali Celebrations at TransBnk - Transaction Banking Platform! Yesterday, TransBnk - Transaction Banking Platform organized a wonderful Diwali celebration filled with festive vibes, laughter, and joy. From fun games to receiving amazing gifts from the office, it was truly a memorable day that brought everyone together. Feeling grateful to be part of such a vibrant and positive workplace culture! Vaibhav Tambe Lavin Kotian Sachin G. Pulak Jain Akshat Gupta Srishti Agarwal Govind Dichwalkar Nimish Kadam Sarvneek Kohli Avendra Singh Rishav Agarwal #DiwaliCelebration #OfficeCulture #FestiveVibes #TeamSpirit #WorkplaceHappiness #TogetherWeGrow #Transbnk

The three days of #GFF2025 looked beautiful from the outside with bright lights, vibrant visuals, and a setup that seemed to come together effortlessly. But what those pictures don’t show are the days leading up to it including long nights, endless edits, and a list of deliverables that kept growing every few hours. From countless videos and brochures to booth layouts and tons of social media creatives, every piece demanded time, focus, and patience. When situations demand it, you somehow tap into a different kind of energy. Not the kind that comes from pressure, but from purpose. These past few weeks reminded me how much unseen effort, teamwork, and quiet persistence go into making something look simple on the surface. Grateful to the incredible people who stood through every late-night discussion, revision, and moment of chaos. It was the collective push from everyone that made it all happen, and I’m thankful for the opportunity to be a part of it alongside such a dedicated team! TransBnk - Transaction Banking Platform Vaibhav Tambe Sachin G. Pulak Jain Lavin Kotian Nimish Kadam Tanay Kher Rishav Agarwal Akshay Kanekar Sagar Kalekar Abhishek Sharma Parul Turki Charuta Mithbavkar Sargun Kaur Amritbani Govind Dichwalkar Raiyan Kazi Clinton G. Neha Srivastava Anushree Gupta

Last week, I had the wonderful opportunity to attend the #GFF (Global Fintech Fest) for the very first time — and it was such an inspiring experience! Being surrounded by so many brilliant minds, innovative ideas, and cutting-edge designs reminded me how powerful creativity and technology can be when they come together. As a UI/UX designer, it was exciting to see how user experience plays a key role in shaping the future of fintech. A heartfelt thank you to TransBnk - Transaction Banking Platform for giving me this opportunity to learn, explore, and grow. Experiences like these truly broaden our perspective and fuel our passion to design better, more meaningful digital experiences. TransBnk - Transaction Banking Platform Vaibhav Tambe Lavin Kotian Pulak Jain Purnima Dutta Akshay Kanekar Ritu Mistry Charuta Mithbavkar Akanksha Singh Kiran Golhar Ganesh Gangurde Swapnil Sawant Amol Suryawanshi

The age of blanket consent is over. In the new consent economy, users choose: -𝘞𝘩𝘢𝘵 𝘥𝘢𝘵𝘢 𝘺𝘰𝘶 𝘨𝘦𝘵 -𝘏𝘰𝘸 𝘭𝘰𝘯𝘨 𝘺𝘰𝘶 𝘬𝘦𝘦𝘱 𝘪𝘵 -𝘞𝘩𝘦𝘯 𝘵𝘰 𝘳𝘦𝘷𝘰𝘬𝘦 𝘪𝘵 This is what DPDP compliance looks like and what trust demands. At Global Fintech Fest 2025, our Co-Founder Tarun Nazare, along with Easwaran V Nageen Kommu Saurabh Gupta Ashok Hariharan joined an interesting and insightful conversation moderated by Vaibhav Tambe speaking about: "The New Consent Economy: Privacy, Trust & Digital Infrastructure" Because today, it’s not just about collecting data it’s about earning it. Not just about compliance but building infrastructure that respects people. With Blutic, we are building a consent-first foundation that is transparent, accountable, and DPDP-aligned. Protean eGov Technologies, Digitap.ai, VeriSmart.ai, IDfy, TransBnk - Transaction Banking Platform #GFF #GFF25 #GlobalFintechFest #Fintech