Vegapay is proud to power BharatPe’s Credit Line on UPI in partnership with YES BANK - a first-of-its-kind, partnership-led CLOU issuance. Over 150–200 million credit-ready Indians remain underserved. With CLOU, BharatPe is bringing small-ticket, affordable, instant credit to millions who’ve never had access before. And with 65+ million UPI merchants ready to accept it, this is credit truly built for India’s scale - digital, inclusive, and frictionless. The future of credit is live and scaling. ⚡️ Embrace the future of banking with Vegapay. Prashant Kumar Nalin Negi Dilip Asbe Dr. Rajan Pental Anil Singh Amit Sinha Atulya Jha Shashvat Nakrani Kohinoor Biswas Sohini Rajola Nalin Bansal Gaurav Mittal Puneet Sharma Himanshu Agrawal YES BANK BharatPe National Payments Corporation Of India (NPCI) Vegapay #CreditOnUPI #CreditLineOnUPI #Vegapay #BharatPe #YESBank #DigitalIndia #FintechInnovation
About us
Vegapay is a B2B fintech startup that enables banks and other financial institutions to launch hyper-flexible banking products at a fraction of the existing time and cost.
- Website
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https://www.vegapay.tech/
External link for Vegapay
- Industry
- Technology, Information and Internet
- Company size
- 51-200 employees
- Headquarters
- Mumbai
- Type
- Privately Held
- Founded
- 2022
Locations
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Primary
Mumbai, IN
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Gurgaon Road
Faridabad, Haryana 122018, IN
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5th Main Road, Sector 7, HSR Layout
Bengaluru, Karnataka 560102, IN
Employees at Vegapay
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Gaurav Mittal
Co-Founder & CEO, Vegapay
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Himanshu Agrawal
Co-Founder & CTO, Vegapay | Ex - Amazon | CSE, IIT Kanpur
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Abhinav Garg
Co-Founder@Vegapay
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Manu N
Principal Engineer - Vegapay | Ex-Paytm | Tapzo(Amazon Acquired) | Capillary Technologies | Distributed Systems | Java | E-Commerce | Fintech
Updates
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A 10/10 moment for all of us at Vegapay! 🚀 When Mr. Vijay Shekhar Sharma says that working with Vegapay to launch Paytm Postpaid Credit Line on UPI has been a “makkhan malai” experience - with the tech stack “smooth as butter” - it truly reaffirms what we set out to build. A huge thank you to Mr. Vijay Shekhar Sharma, Mr. Baskar Babu R, Ms. Sohini Rajola, and the entire Paytm, Suryoday Small Finance Bank Ltd and National Payments Corporation Of India (NPCI) team for their trust and partnership. Together, we’re enabling a new chapter for credit in India with Credit Line on UPI - faster, simpler, and truly Indian. 🇮🇳 Vijay Shekhar Sharma Baskar Babu R Dilip Asbe Gaurav Mittal Avijit Jain Vishal Singh Sohini Rajola Nalin Bansal Puneet Sharma Himanshu Agrawal Paytm Suryoday Small Finance Bank Ltd National Payments Corporation Of India (NPCI) Vegapay Embrace the future of banking with Vegapay. 🚀 #CreditLineOnUPI #CreditOnUPI #Paytm #SuryodayBank #NPCI #Vegapay #FintechInnovation #DigitalIndia
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We’re hiring an Engineering Manager! Ready to lead high-impact projects, mentor a stellar team, and shape the future of innovative software solutions? Join us and take ownership of building scalable systems, driving technical strategy, and collaborating across teams to deliver excellence. If you’re a tech leader who thrives in a fast-paced environment and loves solving complex problems - we’d love to connect. Apply now to be part of something exciting: https://lnkd.in/gkdC7x5u #EngineeringManager #TechLeadership #NowHiring #SoftwareEngineering #TeamLead #EngineeringJobs #TechCareers
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Vegapay is proud to enable Unity Small Finance Bank and BharatPe in introducing India’s first Bill-to-EMI Credit Card, ushering in a new era of credit card innovation in India. At the core of this launch is Vegapay’s core Credit Card Management System (CCMS), strengthened by our surround systems spanning customer origination, rewards, reconciliation, and more proving our ability to deliver cutting-edge, flexible, and innovative solutions for financial institutions. A heartfelt thank you to Girish Parpillewar Sir, Aditya Harkauli Sir, Ranjan Ghosh Sir, Jaspal Bindra Sir, and the entire Unity Small Finance Bank team for trusting us on this journey. With Vegapay’s advanced credit payment stack, issuers can launch Credit Cards and Credit Line on UPI products within weeks - setting new benchmarks for speed and innovation in payments infrastructure. Embrace the future of banking with Vegapay. Gaurav Mittal Puneet Sharma Himanshu Agrawal #Vegapay #Fintech #BillToEMI #CreditCards
Swipe it. Split it. Smile! India’s First & Most Rewarding EMI credit card is here — Unity Bank BharatPe Credit Card Lifetime Free | Unlimited 2% Rewards | UPI-Linked | Lounge Access Click Here to Apply - https://lnkd.in/dtUP4N2t
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We are hiring a #DataScientist In this role, you will lead the design and deployment of advanced machine learning models, build scalable data pipelines, and drive our data strategy to enable innovation in the financial technology space. The position requires deep expertise in data science and machine learning, strong experience in data engineering, and the ability to mentor and guide teams. Exposure to Agentic AI and emerging AI frameworks will be considered a strong plus. If you have a proven track record in data science and engineering, and are excited to contribute to building the future of digital credit infrastructure, we would like to hear from you. Learn more and apply here: https://lnkd.in/gUxHxtch
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Vegapay is proud to be the first Technology Service Provider (TSP) to go live with 2 leading banks in India for sanctioning Credit Lines on UPI for New to Bank users, powering seamless and scalable credit experiences. Pre-Sanctioned Credit Lines on UPI are reshaping India’s credit landscape, delivering instant, inclusive access to loans credit products through the nation’s most trusted payments platform. Vegapay is committed to building the foundational infrastructure for India’s credit economy, ensuring that every institution, every customer, and every transaction is empowered by world-class technology. Vegapay is not just enabling Credit Line on UPI. We are architecting the future of Indian fintech. Reach out to [email protected] to learn more about how we can enable your bank on Pre-Sanctioned Credit Lines on UPI at the speed of light. #CreditLineOnUPI #CLOU
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Colours, smiles, and a little friendly competition! 🇮🇳 This Independence Day, the Vegapay team came together for a quick quiz, tasty snacks, and plenty of tricolour vibes. A big shoutout to everyone who joined in - from dressing in theme to bringing their A-game to the quiz! Here’s to teamwork, shared moments, and creating memories beyond the work we do. #IndependenceDay #OfficeLife #TeamCelebration #WorkCulture #LifeAtVegapay
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We’re hiring a Application Security Engineer! If you’re passionate about building secure systems, love working across cloud, infra, and app layers, and have experience with tools like Wazuh, Vault, AWS Security Suite, and DevSecOps pipelines - we’d love to hear from you. Prior experience in FinTech or regulated environments is a big plus. Reach out to Ansh Rai or apply here: https://lnkd.in/gHJ6UJbH #hiring #infosec #cybersecurity #devsecops #cloudsecurity #startuplife
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India Needs a Modern Credit Payment Management System As digital credit experiences accelerate across India, one thing is clear: ➡️ The infrastructure powering them is overdue for a reset. Banks today are looking to launch two of the most high-potential credit products in the country: 1️⃣ Credit Cards 2️⃣ Credit Line on UPI (CLOU) Different products, different use cases — but both demand the same foundational backbone: ⚙️ A Credit Payment Management System that is fast, configurable, and built for scale. Key capabilities this system must offer: ✅ Real-time onboarding, underwriting, and account lifecycle management ✅ Deep product flexibility (interest, EMI conversions, billing cycles, etc.) ✅ Seamless repayment options ✅ Integration-ready infrastructure that works with fintech partners and third-party tools Legacy systems weren’t built for the way modern India wants to consume credit. 🧠 What Should a Credit Payment Management System Actually Do? It must unify the full lifecycle of Credit Cards and UPI-linked Credit Lines — from onboarding to repayment — on a single stack. It should enable: ➡️ Real-time orchestration ➡️ Flexible credit logic ➡️ Ledger & accounting ➡️ Modular APIs ➡️ Co-brand & LSP scale-readiness 🚀 What We’re Building at Vegapay At Vegapay, we’ve built exactly that: A modern Credit Payment Management System, purpose-built for India’s next wave of credit products. We're already powering Credit Card and CLOU programs across leading public, private, and small finance banks — helping them launch in weeks, not years. With Vegapay, banks and co-brand partners can launch configurable, scalable credit products at speed — while retaining full control over experience and compliance. The future of credit is real-time, embedded, and modular. The infrastructure to support it is finally here. 📩 Reach out: [email protected] #CreditLineOnUPI #CreditCards #UPI #DigitalLending #BankingInfrastructure #FintechInfra #CLOU #Vegapay #EmbeddedCredit #ModernCore #CreditStack
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We’re Hiring: Technical Project Manager - Fintech Join us to lead the end-to-end delivery of secure, scalable fintech solutions. We’re looking for a Technical Project Manager with 4 to 6 years of experience in fintech, banking, or SaaS to drive execution, manage stakeholders, and ensure seamless integration with our banking partners. What You’ll Do: 📌 Own full project lifecycle 🤝 Collaborate across engineering, product, and business 🌀 Lead agile ceremonies and risk management 🔧 Ensure regulatory and technical compliance What You Bring: ✅ B.Tech/B.E. with strong tech understanding ✅ Proficiency in JIRA, Confluence, APIs, cloud, and microservices ✅ Great communication & stakeholder management ✅ Bonus: Digital lending/payments experience, PMP/CSM certification 📍 #Bangalore 📩 Apply now: https://lnkd.in/gSijWm6V #Hiring #ProjectManagement #FintechCareers #TechJobs #JoinUs