Ankit Ajmera

We’re helping accelerate GenAI adoption in financial services with an AI-intrinsic design — delivering secure, scalable AI solutions that go beyond deployments to enterprise-wide impact. In a recent moneycontrol.com article on Indian BFSI's #GenAI gold rush, Srinivasan Seshadri, Chief Growth Officer and Global Head – Financial Services at HCLTech, shares how we’re leading the way with a hybrid strategy — combining support for private LLMs and open-source fine-tuning with long-term managed services.   Read the article for insights on how our approach to #AI is helping shape the future of autonomous banking: https://lnkd.in/gvA2jJfX #FinancialServices #AIinBanking

713

16 Comments

ixigo, a traveltech platform, has partnered with Kunal Shah-led CRED to exclusively power flight bookings for CRED’s newly launched CRED IndusInd Bank RuPay Credit Card. Through this partnership, cardholders will now be able to book flights within the CRED ecosystem with ixigo’s flight inventory and technology powering the entire booking experience. Read the full story here:👇 https://lnkd.in/dtidtKQj #traveltech #partnership #fintech #creditcards #company #startup #indianstartupnews

133

2 Comments

✨ Next up, we're proud to showcase Aishwarya Jaishankar's journey on BuildHER - an initiative by WaterBridge Ventures in association with Amazon Web Services (AWS) 🚀 When Indians were waking up to the power of mobile banking, Aishwarya was architecting India's first digitally reimagined savings account. She was making a legacy banking system speak the language of digital natives.   🫰🏽 India's hunger for credit is well-known. Only 5% of Indians own credit cards, which meant many small business owners were denied credit, young professionals were unable to build credit history, and dreams were deferred due to financial barriers.   After 15+ years of climbing the corporate ladder at HDFC Bank, Kotak Mahindra Bank, and HSBC, Aishwarya could have easily settled into a comfortable corporate cocoon. Instead, she chose to build the future of India's credit accessibility. In 2021, she co-founded Hyperface Technologies - Asia’s first “Credit Cards as a Service” platform.    Hyperface set out to simplify access to credit, launching credit card programs for neobanks, e-commerce platforms, and fintechs in just 1-2 months, down from 1-2 years previously. Hyperface’s modular API-first platform turned 18-month IT marathons into seamless sprint launches. However, as a woman starting up in fintech, the first question she was asked was about her network, or the lack thereof.    All her career, Aishwarya was trained to aggressively chase results, which left her with little time to be nice to anyone. Also, she didn't adhere to accepted networking norms. Her answer?   “Aim to be the best person at the table—not just the best woman.” That mindset shines through Hyperface’s culture: inclusive, merit-led, and relentlessly focused on solving real human problems. Today, when a small e-commerce brand launches its first co-branded credit card through Hyperface's platform, it is unleashing possibilities.   The person behind this all is a parent who cooks, reads, and writes about inclusion, work, and leadership without sanctimony. Always a work-in-progress, always human. Through BuildHer, we will spotlight stories like Aishwarya's - of women who dared, persisted, and built despite everything. Here’s to Aishwarya making the future of finance modular, humane, and radically fair. 🥂 Manish | Anjali | Ashish | Raj | Amitabh Nagpal | Prashant Gupta | Parth Patel | Katoni Sema | Sujeet Kumar | Sakshi Bholowalia #BuildHer #FemaleFounders #FoundersOfIndia #WomenInBusiness #Hyperface #Startups #AishwaryaJaishankar #FintechWomen #WomenInTech #FounderStories

169

12 Comments

In a conversation with The Hindu Business Line’s Piyush Shukla, our MD & CEO Lalitha Nataraj shares how user insights powered the transformation of BHIM 3.0 into a resilient, redesigned payment app built to serve every corner of India. From spend analytics and UPI Lite nudges to IPO integration, BHIM 3.0 isn’t just catching up, it’s redefining what digital payments should feel like in India. Read the full article here: https://lnkd.in/dxAsXV3Q #BHIMPaymentsApp #NPCI #BharatKaApnaPaymentsApp #WomenInLeadership #UPI #FintechForAll #DigitalIndia #UserFirstInnovation

2,088

53 Comments

"India has done all the ground work over the last 15 to 20 years in terms of setting up digital public infrastructure and democratising banking. Last mile connectivity is largely ensured, millions of hitherto unbanked people have bank accounts, basic banking services and DBT payments are seamlessly facilitated. True financial inclusion will be when customer engages with a wide range of offerings like insurance, credit and investment", Rishi Gupta, MD & CEO, Fino Payments Bank Ltd at the Global Fintech Fest'25 panel discussion on 'Bridging the Digital Divide: Ensuring Innovation Reaches the Unconnected' , 8th October, Jio World Convention Centre

371

3 Comments

𝗜𝘀 𝗬𝗼𝘂𝗿 𝗕𝗮𝗻𝗸’𝘀 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆 𝗪𝗵𝗲𝗿𝗲 𝗜𝘁 𝗡𝗲𝗲𝗱𝘀 𝘁𝗼 𝗕𝗲? 𝗟𝗲𝘁’𝘀 𝗧𝗮𝗹𝗸. In India’s dynamic payments landscape, banks need a trusted partner who delivers end-to-end payment technology solutions—backed by deep domain expertise, regulatory compliance, and proven innovation. At Electronic Payment and Services (EPS), we are proud to be a NPCI-certified Application Service Provider (ASP) and among the few licensed White Label ATM operators in India. We empower banks to: 𝟭) 𝗕𝘂𝗶𝗹𝗱 𝗧𝗿𝘂𝘀𝘁: Through secure, compliant solutions aligned with RBI and NPCI guidelines, ensuring reliable and transparent transactions.  𝟮) 𝗗𝗿𝗶𝘃𝗲 𝗔𝗴𝗶𝗹𝗶𝘁𝘆: By integrating multiple payment rails—including UPI, AePS, IMPS, and White Label ATMs—with automated reconciliation and real-time reporting.  𝟯) 𝗢𝗳𝗳𝗲𝗿 𝟯𝟲𝟬-𝗗𝗲𝗴𝗿𝗲𝗲 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: In addition to our robust payment infrastructure, EPS offers a comprehensive MSME Digital Platform that empowers banks to deliver a wide range of value-added services tailored to the evolving needs of micro and small businesses. These services include: E-Store Enablement, Digital Marketing Tools, Digital Ledger Solutions, Expense & Payroll Management,Tax Return Filing Support and more With EPS, banks can reduce operational complexity, improve payment settlement speed, and enhance customer experience—all while complying with India’s rigorous regulatory environment. Let’s explore how EPS can help you achieve payment excellence and operational resilience To learn more visit www.electronicpay.in or comment below to start the conversation. #Payments #Banking #Fintech #PaymentPartner #Trust #Agility #DigitalPayments #EPS #WhiteLabelATM #NPCI #FinancialInclusion

43

India has launched a pilot program to enable e-commerce payments via ChatGPT, marking a novel integration of conversational AI with digital payments infrastructure. The initiative is a collaboration between the National Payments Corporation Of India (NPCI), fintech firm Razorpay, and OpenAI, as part of efforts to explore how AI agents can conduct secure, user-authorized transactions using India’s Unified Payments Interface (UPI). Under this pilot, users may soon be able to search, compare, and purchase items directly within ChatGPT, without having to leave the chat interface. Banking partners in the pilot include Axis Bank and Airtel Payments Bank, while bigbasket is among the first participating merchants. The trial will assess how AI agents can process payments autonomously yet securely, leveraging UPI’s trusted real-time payment network as its backbone. This move is seen as a step toward the future of “agentic commerce” — where AI does more than assist users in browsing; it takes on the role of executing transactions. If successful, it could redefine how consumers interact with e-commerce, making shopping more seamless and conversational. #IndiaFintech #ChatGPT #UPI #AgenticPayments #NPCI #Razorpay #OpenAI #EcommerceInnovation #ConversationalCommerce #DigitalPayments #TechPilots #cxolanes

114

5 Comments