Gaurav Sharma

Equifax Grameen Credit Score: Unlocking the True Potential of Rural Credit The Grameen Credit Score (GCS) is here to transform lending in rural India. Developed for accelerating rural lending and financial inclusion, GCS leverages bureau data to provide a powerful, standardized score. It's a win-win: For Lenders: Taking prudent credit decisions, enabling risk-based pricing, expanding rural outreach and managing portfolio risk. For Borrowers: Gaining faster and more reliable access to credit, fostering trust and building repayment discipline. Strengthen the rural credit ecosystem and drive long-term inclusive growth with Equifax India’s GCS. Reserve Bank of India (RBI) NABARD - National Bank for Agriculture and Rural Development Indian Ministry of Finance #EquifaxIndia #FinancialInclusion #GrameenScore #RuralCredit

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Razorpay has appointed Mrityunjoy Das as Director, Domestic Payments (Strategic Accounts). In his new role, he will drive growth within the payments ecosystem and strengthen strategic partnerships to enhance Razorpay’s market presence in enterprise segments.   With over a decade of experience in enterprise strategy, client engagement, and digital payments, Mrityunjoy brings proven leadership in advancing financial solutions. His appointment marks a strategic step in Razorpay's mission to deliver tailored, high-impact payment offerings to its clients.   Focused on elevating customer value and scaling Razorpay’s retail payments footprint, Mrityunjoy will play a central role in innovating solutions that align with evolving market dynamics. His leadership is expected to reinforce the company’s commitment to delivering superior service, fostering robust partnerships, and providing seamless customer experiences in the digital payments space.   Previously, he has been part of companies such as Bajaj Allianz Life Insurance, GLOBAL VISION, Info Edge India Ltd., and PayU. #ThePortfolioMagazine #LeadershipUpdate #Razorpay #DigitalPayments #FintechIndia #StrategicGrowth #EnterpriseSolutions #ClientEngagement #PaymentsInnovation #RetailPayments #MrityunjoyDas #FintechLeadership #Partnerships #CustomerExperience #PaymentsEcosystem

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🚨🚨 IPO-bound Groww completes acquisition of Fisdom after Sebi nod 📌📌 Fisdom's founders, Subramanya SV and Anand Dalmia, along with their core team, will continue with Groww to lead the wealth business. Read more at: https://lnkd.in/gJ_sJXXb

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ixigo, a traveltech platform, has partnered with Kunal Shah-led CRED to exclusively power flight bookings for CRED’s newly launched CRED IndusInd Bank RuPay Credit Card. Through this partnership, cardholders will now be able to book flights within the CRED ecosystem with ixigo’s flight inventory and technology powering the entire booking experience. Read the full story here:👇 https://lnkd.in/dtidtKQj #traveltech #partnership #fintech #creditcards #company #startup #indianstartupnews

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Varun Sridhar, CEO of Paytm Services, has stepped down after a five-year tenure, during which he helped shape Paytm’s financial services arm and scaled Paytm Money into a profitable business. Sridhar joined Paytm pre-IPO, leading initiatives in mutual fund SIPs, digital gold, and secured lending products. He plans to explore new ventures in wealthtech, AI-driven education, or take a sabbatical before returning to the startup ecosystem. #paytm #varunsridhar #ceoexit #fintechindia #paytmmoney #leadershipnews #startupindia #executivechanges #wealthtech #digitalfinance #fintechnews #businessnews #entrepreneurship #indianstartups #leadershipupdate #corporatenews #startupecosystem #financialservices #careertransition #executiveleadership

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With UPI surpassing VISA in transactions and TPAPs dominating the payment space, banks are now aspiring to reclaim direct merchant relationships, recognizing the strategic imperative of owning this crucial segment. In this Finance Outlook India article, Mr. Debiprasad Sarangi, CEO of iServeU, highlights how banks can leverage banking infrastructure providers or TSP to shift the dominance and strengthen direct ties with merchants. 🔗 Read more: https://lnkd.in/gegVzUCJ #iServeU #FinTechs #Banks #UPI #Soundbox #BaaS

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Credit cards continue to be a robust growth driver in India’s digital payments ecosystem. With over 110 million cards in circulation and transaction volumes growing rapidly, innovations like RuPay credit card linkage with UPI and co-branded cards are reshaping consumer credit behaviour and driving deeper financial inclusion.    To know more, read the full report, ‘The Indian Payments Handbook: 2025–30’: https://lnkd.in/ggiNB2Wy   Gayathri Parthasarathy | Vivek Belgavi | Mihir Gandhi | Rajesh Dhuddu (PhD) | Amit Nawka | Jai Tandan | Zubin Tafti | Global Fintech Fest   #FinTechInnovation #AIinFinance #GFF2025 

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Modernizing a nation’s financial backbone is no small feat. The Reserve Bank of India (RBI) revolutionized its digital lending ecosystem using WSO2’s B2B CIAM capabilities. 🔹 70+ banks connected 🔹 Near real-time data exchange 🔹 Improved regulatory compliance 🔹 Seamless scalability and security Learn how RBI leveraged WSO2 to build a secure, scalable, and interoperable system for India’s financial institutions. 📖 Read the full case study: https://lnkd.in/gys2zPtn

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𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗥𝗲𝗰𝗼𝗻𝗰𝗶𝗹𝗶𝗮𝘁𝗶𝗼𝗻 𝗗𝗼𝗲𝘀𝗻’𝘁 𝗛𝗮𝘃𝗲 𝘁𝗼 𝗕𝗲 𝗮 𝗛𝗲𝗮𝗱𝗮𝗰𝗵𝗲 Every day, payment reconciliation teams face the same challenge: tracking transactions across multiple payment rails, i.e., UPI, NEFT, RTGS, cards, wallets, and more. Common headaches we hear: 1) Delays between settlement and reporting. 2) Exceptions and failed transactions piling up. 3) Different formats across multiple rails. 4) Pressure to stay audit-ready and compliant. The good news? Automated Reconciliation can help: 1) Consolidate all payment rails in one view. 2) Flag exceptions in real time. 3) Free your team to focus on insights, not spreadsheets. At EPS, we help banks turn reconciliation from chaos into clarity. Because when reconciliation works smoothly, cash visibility and decision-making follow. How is your team handling multi-rail reconciliation today? Write to us at [email protected] #PaymentOperations #Reconciliation #Compliance #RiskManagement #OperationalExcellence

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