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"India has done all the ground work over the last 15 to 20 years in terms of setting up digital public infrastructure and democratising banking. Last mile connectivity is largely ensured, millions of hitherto unbanked people have bank accounts, basic banking services and DBT payments are seamlessly facilitated. True financial inclusion will be when customer engages with a wide range of offerings like insurance, credit and investment", Rishi Gupta, MD & CEO, Fino Payments Bank Ltd at the Global Fintech Fest'25 panel discussion on 'Bridging the Digital Divide: Ensuring Innovation Reaches the Unconnected' , 8th October, Jio World Convention Centre

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Vivek Manchanda has joined NBSL (National Payments Corporation Of India (NPCI) BHIM Services Limited) as Head – Alliances & Partnerships, marking a pivotal move aimed at strengthening strategic collaborations within India’s digital payments ecosystem. With a robust career built across leading financial institutions, Vivek steps into this role with significant experience in digital banking, partnerships, and channel management. At YES BANK, he was the National Head – Digital Banking Sales, Alliances & Partnerships, where he played a critical role in expanding digital capabilities and deepening alliance-driven growth. His leadership is expected to drive BHIM’s scale and integration within NPCI’s larger vision for financial inclusion and digital transformation. Prior to this, Vivek held leadership roles at several prominent banks, including Head – Alternate Channels at IndusInd Bank, where he drove managing FPI/FVCI/FDI/Custody/ Connected Banking/Structured transactions to enhance customer experience. He also served as Area Head – CA Sales at Kotak Mahindra Bank, AVP at HSBC, Assistant Manager at ICICI Bank, and began his career as a Management Trainee – Home Loans Underwriting at HDFC Limited. Across these roles, Vivek consistently built strong institutional partnerships and operational excellence. His appointment at NBSL positions him as a key driver in expanding BHIM’s ecosystem, strengthening NPCI’s market presence, and accelerating the adoption of secure, accessible digital payments across the nation. #VivekManchanda #NBSL #NPCI #BHIM #DigitalBanking #FintechLeadership #YESBANK #IndusIndBank #KotakMahindraBank #HSBC #ICICIBank #HDFC #DigitalPayments #cxolanes 

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At #GFF2025, Perfios CEO Sabyasachi Goswami spoke with Ankur Mishra from ET NOW about India’s evolving lending landscape from policy-led stability and inclusivity to the steady demand driving fintech innovation. He further noted how financial inclusivity has evolved to bridge geographical barriers and bring marginalized communities into the formal credit fold. With financial institutions across India and 18+ countries, Perfios continues to power smarter lending, stronger monitoring, and sustainable growth. As demand stays strong across key product lines especially in unsecured and secured lending, the focus remains on scaling innovation with trust and intelligence at the core. Watch the full ET NOW feature in the attached video! #Perfios #GFF2025 #ETNow #AIforBFSI #FintechIndia #FinancialInnovation #Leadership

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India's UPI ecosystem is witnessing transformative updates as NPCI rolls out new operational guidelines, effective 1 August 2025. Next in our 'Payments Perspectives' series, Ram Rastogi 🇮🇳, Digital Payments Strategist and Chairman of the Governance Council of the Board, Fintech Association for Consumer Empowerment (FACE), talks about how these changes are building a more efficient and future-ready UPI experience for users and platforms alike. With over 18 billion transactions processed in June alone, these implementations aim to improve reliability during peak load while simultaneously preventing fraudulent activities and curbing access through dormant IDs. Swipe through to read what this means for India's digital payment infrastructure.  #amazon #fintech #digitalpayments #upi #npci

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Siddarth Pai (Partner) breaks down why fintech funding is moving away from lending-focused models and towards infrastructure, wealth, and asset management plays. He points out that credit-led fintechs once raised large sums, often using equity as a substitute for liabilities. But with profitability challenges, regulatory tightening, and incumbents catching up on tech, that model is no longer sustainable. He also underscores the logic behind Indian fintechs shifting their domicile back home: greater regulatory comfort, easier IPO access, and stronger alignment with Indian investors and markets. More on ETBFSI - https://lnkd.in/gbPcGVXZ

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SABYASACHI RATH joins the panel for the roundtable discussion on “Secured Credit in India: Policy Tailwinds & Material Risks” at The Fintech Meetup, scheduled for 6th October at BKC, Mumbai. The session will feature prominent Founders and CXOs from NBFCs and financial institutions, discussing the evolving dynamics of secured credit in India. Key areas of focus include regulatory recalibrations by the RBI, clarity on NBFC/HFC frameworks, and the growing role of land and collateral digitisation in strengthening credit infrastructure. The conversation aims to bring meaningful insights into how policy and regulatory shifts are shaping the future of secured lending in the country. #Fintech #NBFC #SecuredCredit #FinancialServices #Roundtable #Leadership #TheFintechMeetup #PurpleFinance https://lnkd.in/gTMz75Yp

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🚨🚨 IPO-bound Groww completes acquisition of Fisdom after Sebi nod 📌📌 Fisdom's founders, Subramanya SV and Anand Dalmia, along with their core team, will continue with Groww to lead the wealth business. Read more at: https://lnkd.in/gJ_sJXXb

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