Mihir Gandhi

Mihir Gandhi

Mumbai, Maharashtra, India
15K followers 500+ connections

About

Over 20 years of consulting experience in the areas of Strategy, Market Assessment…

Activity

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Experience

Publications

  • Demystifying Upi 2.0

    PwC

    PwC point of view on upi 2.0

    See publication
  • Vccircle Payments forum 2018

    Vccircle

    Moderated a session on regulatory changes and impact on digital payments

    See publication
  • Techcircle Payments Forum 2016

    VCC Circle

    Differentiated banking structures and their impact on traditional banking channels

    See publication
  • The Technology Bridge to Payments Bank

    Data Quest

    This describes how payment banks will be looking at technology as a differentiator to reach more customers, generate higher transaction volumes, and enhance customer convenience and security.

  • Taking a quantum leap through digital

    PwC / CII

    PwC-CII Report on role of technology on banking and payments sector released at CII BankTech Conference, 2015

    Other authors
    • Vivek Belgavi
    See publication
  • Riding the Technology Wave

    PricewaterhouseCoopers / Financial Express

    Technology is increasingly becoming central to the way companies carry out their business, and this holds true particularly in payments. The primary role of technology in payments today is the enhancement of transaction experience for the customer through a fine balance between convenience and security.

    Other authors
    See publication
  • Banking on Technology

    Ernst and Young LLP

    Banks have also been trying different models to spread their investment risks in technology. A combination of transaction based pricing, customer-based pricing and in some cases revenue-share models and hosted models for technology infrastructure build out are being witnessed. Gradually banks are focusing on maximizing investments made in technology by sweating their technology assets. Technology will play a crucial role in implementing differentiated revenue models, a superior customer…

    Banks have also been trying different models to spread their investment risks in technology. A combination of transaction based pricing, customer-based pricing and in some cases revenue-share models and hosted models for technology infrastructure build out are being witnessed. Gradually banks are focusing on maximizing investments made in technology by sweating their technology assets. Technology will play a crucial role in implementing differentiated revenue models, a superior customer experience and an optimized cost structure in the next few years.

    See publication
  • Accelerating Financial Inclusion

    Ernst and Young LLP

    ‘Accelerating financial inclusion- The role of payment systems’ highlights that game changing innovations in the payment systems will be critical to accelerate financial inclusion agenda of India. Addressing different facets of the problem, the report provides a fresh set of solutions and recommendations aimed at providing the large unbanked population of India with access to financial services. According to the report, with current trends like growing urbanisation, rising middle class and…

    ‘Accelerating financial inclusion- The role of payment systems’ highlights that game changing innovations in the payment systems will be critical to accelerate financial inclusion agenda of India. Addressing different facets of the problem, the report provides a fresh set of solutions and recommendations aimed at providing the large unbanked population of India with access to financial services. According to the report, with current trends like growing urbanisation, rising middle class and aspirations, this is the right time to tap the large unbanked population of India.

    See publication

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