Mohit Singh

🔐 Indian Bank has moved its official website to the secure .bank.in domain — now live at https://indianbank.bank.in! This marks a big step in strengthening digital security and customer trust, in line with RBI guidelines and IDRBT support. ✅ More secure ✅ Easy to identify ✅ Reserved only for banks #IndianBank #SecureBanking #DigitalTransformation

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🔴 𝐀𝐓𝐓𝐄𝐍𝐓𝐈𝐎𝐍 𝐔𝐏𝐈 𝐔𝐒𝐄𝐑𝐒! 𝐍𝐞𝐰 𝐔𝐏𝐈 𝐑𝐮𝐥𝐞𝐬 𝐄𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞 𝐟𝐫𝐨𝐦 𝐀𝐮𝐠𝐮𝐬𝐭 𝟏 🚨 The digital payments space is evolving—and with it, new UPI regulations are set to change how we transact daily. Whether you're an individual user, a fintech founder, or part of a digital banking team, these updates are worth noting: 📌 𝐖𝐡𝐚𝐭’𝐬 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠? •➼ Check Balance: Max 50 times/day per app •➼ Linked Accounts View: Limited to 25 times/day •➼ Transaction Status Check: Only 3 times/day (with 90 seconds between attempts) •➼ Autopay Restrictions: Now allowed only before 10 AM and between 1–5 PM •➼ Refunds & Reversals: Max 10 chargebacks and 5 reversals/month •➼ New Transparency: You’ll now see the receiver’s bank name before confirming payment These changes will enhance security, reduce server overload, and streamline dispute resolution—but they also call for greater awareness and operational changes, especially for businesses relying on UPI automation or frequent status checks. 💡 𝐏𝐫𝐨 𝐓𝐢𝐩 𝐟𝐨𝐫 𝐅𝐢𝐧𝐭𝐞𝐜𝐡𝐬: 𝐔𝐩𝐝𝐚𝐭𝐞 𝐲𝐨𝐮𝐫 𝐰𝐨𝐫𝐤𝐟𝐥𝐨𝐰𝐬 𝐚𝐧𝐝 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐞 𝐭𝐡𝐞𝐬𝐞 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐮𝐬𝐞𝐫𝐬 𝐭𝐨 𝐚𝐯𝐨𝐢𝐝 𝐝𝐢𝐬𝐫𝐮𝐩𝐭𝐢𝐨𝐧! 𝐅𝐨𝐫 𝐌𝐨𝐫𝐞 𝐅𝐨𝐥𝐥𝐨𝐰 Harshdeep Saxena #UPI #Fintech #DigitalPayments #RBI #NPCI #UPIUpdate #Banking #ProductDesign #Compliance #Payments #Autopay #LinkedInUpdates

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In the latest episode of the Know Your CIBIL podcast, Mr.Bhushan Padkil, SVP & Head of DTC Business, TransUnion CIBIL Limited, and Mr.Prithvi Chandrasekhar, President & CEO, Consumer Finance, InCred Financial Services, discuss how fintech and technology are reshaping India’s credit ecosystem. From digital KYC to AI-powered underwriting, learn how data is driving financial access and making credit journeys smoother, safer, and more inclusive. Also discussed is how consumer awareness is turning credit-aware individuals into credit-confident ones. Tune in to discover how fintechs are democratising finance and empowering consumers across the country: https://lnkd.in/dVnMYbCD #CreditAwareness #FinTech #KnowYourCIBIL #CIBILScore #InCred #FinancialInclusion #KYC

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UPI continues to be the backbone of India’s digital payments ecosystem, accounting for nearly 90% of retail digital payment volumes in FY2024–25. Its growth is driven by offline adoption, interoperability, credit-linked use cases and emerging opportunities such as cross-border transactions. For a comprehensive analysis of the Indian payments ecosystem, download the report: https://lnkd.in/ggiNB2Wy   Gayathri Parthasarathy | Mihir Gandhi | Vivek Belgavi | Rajesh Dhuddu (PhD) | Zubin Tafti | Jai Tandan | Geetika Raheja | Kanishk Sarkar | Global Fintech Fest #FinTechInnovation #AIinFinance #GFF2025 

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“The integration of UPI on PayPal World’s platform will mark a significant step in expanding UPI’s global footprint... This collaboration will enhance convenience for Indian users making payments abroad and enable global businesses and merchants to tap into a growing base of UPI users,” said Ritesh Shukla, Managing Director and CEO of NPCI International Payments Limited, which operates UPI. #MarketingMind #UPI #WhatsBuzzing

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𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗥𝗲𝗰𝗼𝗻𝗰𝗶𝗹𝗶𝗮𝘁𝗶𝗼𝗻 𝗗𝗼𝗲𝘀𝗻’𝘁 𝗛𝗮𝘃𝗲 𝘁𝗼 𝗕𝗲 𝗮 𝗛𝗲𝗮𝗱𝗮𝗰𝗵𝗲 Every day, payment reconciliation teams face the same challenge: tracking transactions across multiple payment rails, i.e., UPI, NEFT, RTGS, cards, wallets, and more. Common headaches we hear: 1) Delays between settlement and reporting. 2) Exceptions and failed transactions piling up. 3) Different formats across multiple rails. 4) Pressure to stay audit-ready and compliant. The good news? Automated Reconciliation can help: 1) Consolidate all payment rails in one view. 2) Flag exceptions in real time. 3) Free your team to focus on insights, not spreadsheets. At EPS, we help banks turn reconciliation from chaos into clarity. Because when reconciliation works smoothly, cash visibility and decision-making follow. How is your team handling multi-rail reconciliation today? Write to us at [email protected] #PaymentOperations #Reconciliation #Compliance #RiskManagement #OperationalExcellence

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