Vivekanand Ramgopal

"India has done all the ground work over the last 15 to 20 years in terms of setting up digital public infrastructure and democratising banking. Last mile connectivity is largely ensured, millions of hitherto unbanked people have bank accounts, basic banking services and DBT payments are seamlessly facilitated. True financial inclusion will be when customer engages with a wide range of offerings like insurance, credit and investment", Rishi Gupta, MD & CEO, Fino Payments Bank Ltd at the Global Fintech Fest'25 panel discussion on 'Bridging the Digital Divide: Ensuring Innovation Reaches the Unconnected' , 8th October, Jio World Convention Centre

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🚨 Payments Council of India reappoints CCAvenue exec Vishwas Patel as chairperson The Payments Council of India (PCI) has reappointed Vishwas Patel, Joint MD of CCAvenue, as Chairperson for the 2025–27 term. MN Srinivasu (BillDesk) and Nalin Bansal (NPCI) will serve as Co-Chairpersons. With over 190 members, PCI represents India’s non-bank payments industry and works with regulators like RBI and the Finance Ministry to advance the vision of a “less-cash” economy. Leaders from Razorpay, PhonePe, Google Pay, MobiKwik, Amazon Pay, PayPal, Mastercard, and others were also named to head key committees. Read more at: https://lnkd.in/gpTBMQ_J By Sayan Sen #DigitalPayments #Fintech #PCI #UPI #FinancialInclusion

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Vivek Manchanda has joined NBSL (National Payments Corporation Of India (NPCI) BHIM Services Limited) as Head – Alliances & Partnerships, marking a pivotal move aimed at strengthening strategic collaborations within India’s digital payments ecosystem. With a robust career built across leading financial institutions, Vivek steps into this role with significant experience in digital banking, partnerships, and channel management. At YES BANK, he was the National Head – Digital Banking Sales, Alliances & Partnerships, where he played a critical role in expanding digital capabilities and deepening alliance-driven growth. His leadership is expected to drive BHIM’s scale and integration within NPCI’s larger vision for financial inclusion and digital transformation. Prior to this, Vivek held leadership roles at several prominent banks, including Head – Alternate Channels at IndusInd Bank, where he drove managing FPI/FVCI/FDI/Custody/ Connected Banking/Structured transactions to enhance customer experience. He also served as Area Head – CA Sales at Kotak Mahindra Bank, AVP at HSBC, Assistant Manager at ICICI Bank, and began his career as a Management Trainee – Home Loans Underwriting at HDFC Limited. Across these roles, Vivek consistently built strong institutional partnerships and operational excellence. His appointment at NBSL positions him as a key driver in expanding BHIM’s ecosystem, strengthening NPCI’s market presence, and accelerating the adoption of secure, accessible digital payments across the nation. #VivekManchanda #NBSL #NPCI #BHIM #DigitalBanking #FintechLeadership #YESBANK #IndusIndBank #KotakMahindraBank #HSBC #ICICIBank #HDFC #DigitalPayments #cxolanes 

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Centricity WealthTech, India’s fastest-growing tech-enabled wealth management startup, has announced the appointment of Kamal K. former Head of AI Engineering and Solutions at Tata Digital, as its Chief AI and Engineering Officer. The strategic move comes as Centricity looks to deepen its AI-driven capabilities and scale its technology platform across global and domestic markets. With more than 22 years of international experience, Kamal brings deep expertise in building scalable platforms and delivering enterprise-grade AI solutions across sectors including financial services, investment banking, consumer internet, and travel. He has held leadership roles at top organisations such as Expedia Group, Thoughtworks, S&P Global, Nagarro, and NatWest, where he led cross-functional teams and AI initiatives across India, the US, and the UK. Read More: https://lnkd.in/gdBKymN7 #kamalkishore #centricity #welathtech #tech #technology #fintech #tata #tatadigital #expediagroup #thoughtworks #nagarro #spglobal #natwest #leader #leadershipannouncement

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We’re helping accelerate GenAI adoption in financial services with an AI-intrinsic design — delivering secure, scalable AI solutions that go beyond deployments to enterprise-wide impact. In a recent moneycontrol.com article on Indian BFSI's #GenAI gold rush, Srinivasan Seshadri, Chief Growth Officer and Global Head – Financial Services at HCLTech, shares how we’re leading the way with a hybrid strategy — combining support for private LLMs and open-source fine-tuning with long-term managed services.   Read the article for insights on how our approach to #AI is helping shape the future of autonomous banking: https://lnkd.in/gvA2jJfX #FinancialServices #AIinBanking

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Our Group CEO, Ashish Rai, recently joined Srishti Sharma, Principal News Analyst at ET NOW, on their 𝘔𝘪𝘥𝘤𝘢𝘱 𝘔𝘢𝘴𝘢𝘭𝘢 show to talk about Aurionpro’s recent landmark transaction banking transformation deal with a leading Indian public sector bank.   He emphasized how our AI-native solutions are not only transforming banking workflows but also driving efficiency and innovation across every business we serve.   #Aurionpro #AINative #Banking #NewDeal #ETNow

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𝗜𝘀 𝗬𝗼𝘂𝗿 𝗕𝗮𝗻𝗸’𝘀 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆 𝗪𝗵𝗲𝗿𝗲 𝗜𝘁 𝗡𝗲𝗲𝗱𝘀 𝘁𝗼 𝗕𝗲? 𝗟𝗲𝘁’𝘀 𝗧𝗮𝗹𝗸. In India’s dynamic payments landscape, banks need a trusted partner who delivers end-to-end payment technology solutions—backed by deep domain expertise, regulatory compliance, and proven innovation. At Electronic Payment and Services (EPS), we are proud to be a NPCI-certified Application Service Provider (ASP) and among the few licensed White Label ATM operators in India. We empower banks to: 𝟭) 𝗕𝘂𝗶𝗹𝗱 𝗧𝗿𝘂𝘀𝘁: Through secure, compliant solutions aligned with RBI and NPCI guidelines, ensuring reliable and transparent transactions.  𝟮) 𝗗𝗿𝗶𝘃𝗲 𝗔𝗴𝗶𝗹𝗶𝘁𝘆: By integrating multiple payment rails—including UPI, AePS, IMPS, and White Label ATMs—with automated reconciliation and real-time reporting.  𝟯) 𝗢𝗳𝗳𝗲𝗿 𝟯𝟲𝟬-𝗗𝗲𝗴𝗿𝗲𝗲 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: In addition to our robust payment infrastructure, EPS offers a comprehensive MSME Digital Platform that empowers banks to deliver a wide range of value-added services tailored to the evolving needs of micro and small businesses. These services include: E-Store Enablement, Digital Marketing Tools, Digital Ledger Solutions, Expense & Payroll Management,Tax Return Filing Support and more With EPS, banks can reduce operational complexity, improve payment settlement speed, and enhance customer experience—all while complying with India’s rigorous regulatory environment. Let’s explore how EPS can help you achieve payment excellence and operational resilience To learn more visit www.electronicpay.in or comment below to start the conversation. #Payments #Banking #Fintech #PaymentPartner #Trust #Agility #DigitalPayments #EPS #WhiteLabelATM #NPCI #FinancialInclusion

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The Times of India (TOI) recently highlighted how the new-age Lending-as-a-Service (LaaS) model is revolutionizing banking – empowering institutions to significantly cut costs and precisely meet evolving customer expectations. This insightful article, featuring perspectives from Ravish pandey, Head of Product Innovation, and Sachin Gupta, Head of Client Accounts and Engagement, dives deep into how BUSINESSNEXT is at the forefront of this transformation. Read the full TOI feature here: https://lnkd.in/duQ6pt_e #LENDINGNEXT #DigitalTransformation #BUSINESSNEXT

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India's UPI ecosystem is witnessing transformative updates as NPCI rolls out new operational guidelines, effective 1 August 2025. Next in our 'Payments Perspectives' series, Ram Rastogi 🇮🇳, Digital Payments Strategist and Chairman of the Governance Council of the Board, Fintech Association for Consumer Empowerment (FACE), talks about how these changes are building a more efficient and future-ready UPI experience for users and platforms alike. With over 18 billion transactions processed in June alone, these implementations aim to improve reliability during peak load while simultaneously preventing fraudulent activities and curbing access through dormant IDs. Swipe through to read what this means for India's digital payment infrastructure.  #amazon #fintech #digitalpayments #upi #npci

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