Venkatraman Gopalakrishnan
Chennai, Tamil Nadu, India
7K followers
500+ connections
About
35 years in financial services & telecom with the last 12 with TVS Credit Services as CEO…
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“We are born to be real not perfect.” Came across this book in a lounge. Couldn’t have said it better. Maybe should get a hold of this to see what…
“We are born to be real not perfect.” Came across this book in a lounge. Couldn’t have said it better. Maybe should get a hold of this to see what…
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Career Valuation: A Lesson I Shared with a Colleague A few weeks ago, a colleague in his early 40s asked me: “How do I justify a higher salary when…
Career Valuation: A Lesson I Shared with a Colleague A few weeks ago, a colleague in his early 40s asked me: “How do I justify a higher salary when…
Liked by Venkatraman Gopalakrishnan
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Hey there Guys... sorry for a delayed Tuesday Tidbit & i thank some of you for reminding me I've gone 2 weeks without chipping in. Sorry :-) so here…
Hey there Guys... sorry for a delayed Tuesday Tidbit & i thank some of you for reminding me I've gone 2 weeks without chipping in. Sorry :-) so here…
Posted by Venkatraman Gopalakrishnan
Experience
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Education
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Undergrad in commerce
Languages
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English
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Tamil
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Hindi
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PNB Housing Finance Limited
“From underwriting with documents to underwriting with data — the shift is not just digital, it’s deeply personal.” – Jatul Anand, Chief Credit and Collection Officer, PNB Housing Finance. In a panel discussion on “Unlocking Opportunities in Retail Credit: Trends and Transformations”, he shared his perspectives on retail credit, which has undergone a dramatic shift — from formulaic assessments based on ITRs and financials to tech-led, tailor-made appraisal models for new-to-credit and thin-file customers. Today, every loan demands a different lens. Collections, too, has evolved from reactive manpower models to predictive, preventive, and app-enabled ecosystems driven by analytics and AI. He also emphasized on building integrated credit and collections functions to facilitate stronger underwriting decisions, thus maintaining better portfolio health and business confidence. These insights were shared by Mr. Anand at The Inner Circle by Perfios — an excellent forum for industry leaders to exchange ideas on building a smarter credit ecosystem. #RetailCredit #DigitalLending #RiskManagement #AIinFinance #Collections #CreditTransformation #Fintech #InnerCircle2025
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CEO Outlook Global
IndusInd Bank has appointed banking veteran Pankaj Sharma as its new Head of Business Transformation, marking a strategic addition to the private lender’s leadership team. Sharma brings over 25 years of experience in banking and financial services, most recently serving as Chief Strategy Officer at YES BANK, where he led strategic transformation initiatives including digital transformation, strategy roadmap development, and oversight of change programs. Prior to his tenure at Yes Bank, he was Chief Operating Officer at RBL Bank, managing operations, corporate services, and transformation initiatives. Sharma has also held senior roles at Axis Bank, ICICI Bank, ICICI Prudential Life Insurance Company Limited, and GE Capital, gaining extensive experience in operations, business transformation, and strategic planning across the BFSI sector. In his new role at IndusInd Bank, Sharma will drive and oversee transformation initiatives across the organization, aligning strategy with operations, optimizing processes, and guiding digital transformation efforts. His appointment comes at a critical time as the bank strengthens its internal controls and modernizes its operations, and he succeeds Anil Rao, the current head of operations, who is due to retire shortly. #CeoOutlookGlobal #indusindbank #leadershipappointment #bankingindustry #businesstransformation #digitaltransformation #strategicleadership #financialservices #bfsi #bankingleadership #operationsmanagement #strategyandinnovation #organizationalgrowth #transformationjourney #businessstrategy #futureofbanking
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Axis Bank
Shaping the Silver Economy: conversations that matter! Securing the future of seniors begins with stronger financial safety nets. At the 6th ASLI Ageing Fest 2025, our Executive Director, Munish Sharda, joined a distinguished panel on “Safety Nets for Seniors.” The discussion underscored the necessity for comprehensive solutions—combining pensions, insurance, social support, and fintech innovation—to ensure long-term financial stability and independence for India’s seniors. The conversation focused on need for empowering seniors with financial planning, designing specialized financial products, and shaping policies that drive deeper inclusion. We are proud to be a part of this dialogue and to reaffirm Axis Bank’s commitment to building financial solutions that secure the future of every generation. #ASLIAgeingFest2025 #SilverEconomy #AxisBank #FinancialSecurity #SeniorCare
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