About
I’m a global business leader passionate about building and scaling organizations at the…
Articles by Anupam
Activity
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An incredible Sibos this past week for team Nium: ✅ Strategic deals inked! ✅ Hundreds of customer and prospect conversations ✅ New FI Collections…
An incredible Sibos this past week for team Nium: ✅ Strategic deals inked! ✅ Hundreds of customer and prospect conversations ✅ New FI Collections…
Liked by Anupam Pahuja
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🌍 Addressing Unresolved Challenges in Financial Inclusion As we head into the 10th edition of the Singapore FinTech Festival, I’ve been reflecting…
🌍 Addressing Unresolved Challenges in Financial Inclusion As we head into the 10th edition of the Singapore FinTech Festival, I’ve been reflecting…
Liked by Anupam Pahuja
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Great session today at #UNLEASHWorld. It was an honor to join my colleague Michelle D. on stage to discuss what it takes for HR to lead in the age of…
Great session today at #UNLEASHWorld. It was an honor to join my colleague Michelle D. on stage to discuss what it takes for HR to lead in the age of…
Liked by Anupam Pahuja
Experience
Education
Patents
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Smart card battery charging during card use
Issued US 9621213
See patentSystems, methods, and computer program products are disclosed for dynamically charging an internal battery of a smart card from an interface device (such as a terminal) so that the battery life may be extended. A smart card device detects that it has interfaced with an interface device and that voltage is now being provided to the smart card device. The smart card device may divert some or most of the current being provided with the voltage to charge an internal battery of the smart card…
Systems, methods, and computer program products are disclosed for dynamically charging an internal battery of a smart card from an interface device (such as a terminal) so that the battery life may be extended. A smart card device detects that it has interfaced with an interface device and that voltage is now being provided to the smart card device. The smart card device may divert some or most of the current being provided with the voltage to charge an internal battery of the smart card device, either concurrent to other communications between the smart card device and the interface device or before/after relevant communications are completed. As a result, the use of a smart card device contributes to the charge of the smart card device's internal battery, instead of draining it.
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Anti-skimming payment card
Issued US 9430730
See patentA payment card may include a read sensor configured to detect a reading of the payment card by a card reader. In particular, the payment card may include a controller or a processor configured to count a number of times the payment card is read by other card readers. The payment card may implement card security measures based on the number of reads detected by the read sensor. The payment card may further include a magnetic stripe emulator configured to emulate signal patterns of a magnetic…
A payment card may include a read sensor configured to detect a reading of the payment card by a card reader. In particular, the payment card may include a controller or a processor configured to count a number of times the payment card is read by other card readers. The payment card may implement card security measures based on the number of reads detected by the read sensor. The payment card may further include a magnetic stripe emulator configured to emulate signal patterns of a magnetic stripe when the magnetic stripe is read by a card reader. The controller may disable the magnetic stripe emulator when the number of reads detected by the read sensor exceeds a predetermined number.
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OMNI SMART CARD
Filed US 20150262052
See patentIn an embodiment, a method includes receiving, by an electronic processor of a smart card device, user inputs including unique user authentication information. Also, it includes storing transaction instrument information associated with transaction instrument(s). It also includes presenting transaction instrument information associated with each transaction instrument(s). The method also includes receiving a user input selecting a transaction instrument for use in connection with a transaction.…
In an embodiment, a method includes receiving, by an electronic processor of a smart card device, user inputs including unique user authentication information. Also, it includes storing transaction instrument information associated with transaction instrument(s). It also includes presenting transaction instrument information associated with each transaction instrument(s). The method also includes receiving a user input selecting a transaction instrument for use in connection with a transaction. It further includes determining the selected transaction instrument based at least in part on the user inputs. It also includes encoding the transaction instrument information associated with the transaction instrument selected by the user. And it includes providing the transaction instrument information associated with the selected transaction instrument for use in connection with the transaction. In various embodiments, the electronic processor may control a component, for example a programmable magnetic strip or EMV chip, for encoding, in real time, parameter(s) of a user-selected transaction instrument.
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SYSTEMS AND METHODS FOR IMPLEMENTING AUTOMATIC PAYER AUTHENTICATION
Filed US 20150356563
See patentA system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may…
A system or method may be provided to facilitate automatic user authentication for electronic transactions. In particular, the system or method may automatically authenticate a customer such that the customer may make complete hands free payments without the intervention of the customer or the merchant. The automatic authentication may include a check-in process and a payment authentication process. When a customer enters a designated area of a merchant, a BLE beacon device of the merchant may automatically check the customer in at the designated area of the merchant. After the customer is checked in at the merchant's designated area, the merchant may identify the customer who is about to make a payment from a plurality of other customers who also are checked in at the merchant via Bluetooth proximity and facial recognition in parallel. Thus, the customer may automatically be authenticated to make payments by facial recognition or Bluetooth proximity.
More activity by Anupam
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We’re evolving for a unified future. Nium Forex India is now Instarem India Private Limited — a change that brings all our consumer-centric services…
We’re evolving for a unified future. Nium Forex India is now Instarem India Private Limited — a change that brings all our consumer-centric services…
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Looking forward to what will no doubt be another hugely beneficial IATA World Financial Symposium in Istanbul. It will be great to meet familiar and…
Looking forward to what will no doubt be another hugely beneficial IATA World Financial Symposium in Istanbul. It will be great to meet familiar and…
Liked by Anupam Pahuja
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Four months ago, I was architecting systems to accelerate deal velocity. What I discovered was a blueprint for how legal can drive business…
Four months ago, I was architecting systems to accelerate deal velocity. What I discovered was a blueprint for how legal can drive business…
Liked by Anupam Pahuja
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Never thought I’d say this… but I actually missed an industry conference. Money20/20 is the exception – and this year’s extra special because I’ll be…
Never thought I’d say this… but I actually missed an industry conference. Money20/20 is the exception – and this year’s extra special because I’ll be…
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Nium is thrilled to announce a landmark partnership with DBS Bank, Asia’s leading financial services group, today at Sibos 2025 in…
Nium is thrilled to announce a landmark partnership with DBS Bank, Asia’s leading financial services group, today at Sibos 2025 in…
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Enjoyed talking with AltexSoft, on how GDS fees work, why airlines are advocating for NDC, and the ripple effects these unseen costs create across…
Enjoyed talking with AltexSoft, on how GDS fees work, why airlines are advocating for NDC, and the ripple effects these unseen costs create across…
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This is a personal note that I could not help 😊. We are very excited to welcome the newest member of the family, our grandson 𝓣𝓮𝓳𝓪𝓼…
This is a personal note that I could not help 😊. We are very excited to welcome the newest member of the family, our grandson 𝓣𝓮𝓳𝓪𝓼…
Liked by Anupam Pahuja
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As I start the week, I can’t help but reflect on all the excitement in Mumbai last week. Our Mumbai team were thrilled to host Alex Chriss and Suzan…
As I start the week, I can’t help but reflect on all the excitement in Mumbai last week. Our Mumbai team were thrilled to host Alex Chriss and Suzan…
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