Rena Kwok (郭术甯), CFA

Rena Kwok (郭术甯), CFA Rena Kwok (郭术甯), CFA is an influencer

Fixed Income Research | Financials | Credit | Motivational Writer

Singapore
9K followers 500+ connections

About

I always invest in learning as it builds credibility and aptitude for personal growth. My inquisitiveness and open-minded attitude are displayed throughout my career as I develop myself as a holistic fixed income analyst to provide research insights to stakeholders on a risk-return level. My experience spans across regulatory, front-line corporate lending and investment aspects of credit. Under regulatory aspect of credit, I have knowledge in Basel Risk analytics and RWA analysis where I provide strategies to senior management for the bank’s balance sheet management. I am also experienced in front-line corporate lending where I leverage on my industry expertise to structure profitable credit proposals for the bank. And, I am proficient in data analytics to synthesize key findings in my bond research reports and translate them into actionable investment strategies for investors. Apart from my professional work, I am a motivational writer to share my positive thoughts in life and a fitness enthusiast.

Community: Bloomberg BPROUD Singapore Steering Committee, Bloomberg Women Community Singapore
Bloomberg Analyst Profile: BIO RENA KWOK <GO> (Bloomberg Terminal)
Bloomberg Intelligence Asian Financials Dashboard: BI BANKA <GO> (Bloomberg Terminal)

For poems and motivational penned thoughts: https://www.wattpad.com/user/renakwok

Articles by Rena Kwok

Activity

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Experience

  • Bloomberg

    Bloomberg

    5 years 5 months

    • Bloomberg Graphic

      Senior Credit Analyst (Financials) | Bloomberg Intelligence

      Bloomberg

      - Present 11 months

    • Bloomberg LP Graphic

      Credit Analyst (Financials) | Bloomberg Intelligence

      Bloomberg LP

      - Present 5 years 5 months

      Singapore

      Bond Research and Portfolio Management
      • Produces in-depth bond research reports and relative value analysis on the coverage of Asian financials credits and translate into actionable strategies for investors’ portfolio management
      • Provides independent investment views on bonds based on thematic and event-driven analysis within my sector coverage
      Business Development and Investor Outreach
      • Recommends independent relative value views on key issuers and themes within my sector…

      Bond Research and Portfolio Management
      • Produces in-depth bond research reports and relative value analysis on the coverage of Asian financials credits and translate into actionable strategies for investors’ portfolio management
      • Provides independent investment views on bonds based on thematic and event-driven analysis within my sector coverage
      Business Development and Investor Outreach
      • Recommends independent relative value views on key issuers and themes within my sector coverage to investors via webinars and roundtable discussions

  • United Overseas Bank Limited (UOB) Graphic

    Credit Risk Analysis and Research | Group Wholesale Banking

    United Overseas Bank Limited (UOB)

    - 2 years 8 months

    Singapore

    Credit Research and Portfolio Management
    • Analyzes economic and industry data to produce credit research reports to identify lending opportunities for corporate bankers to enhance portfolio growth
    • Manages the SMEs portfolio’s credit quality to align with the bank’s risk appetite and business strategy for risk-adjusted returns
    Credit Analysis and Risk Ratings
    • Performs detailed quantitative and qualitative credit analyses of SMEs to recommend lending decisions to earn a return…

    Credit Research and Portfolio Management
    • Analyzes economic and industry data to produce credit research reports to identify lending opportunities for corporate bankers to enhance portfolio growth
    • Manages the SMEs portfolio’s credit quality to align with the bank’s risk appetite and business strategy for risk-adjusted returns
    Credit Analysis and Risk Ratings
    • Performs detailed quantitative and qualitative credit analyses of SMEs to recommend lending decisions to earn a return on the bank’s capital
    • Structures appropriate loan facilities for SMEs based on risk-return assessment to manage the bank’s overall credit risk profile and profitability

  • OCBC Bank Graphic

    Basel Credit Risk Analytics | Risk Portfolio Management

    OCBC Bank

    - 3 years 9 months

    Singapore

    Basel Credit Risk and Portfolio Analytics
    • Performs Basel risk-return analysis across the bank’s portfolio using extracted data metrics and synthesizes findings into monthly reports for senior management to manage the bank’s balance sheet
    • Analyses stressed data metrics of the bank’s balance sheet for ICAAP and provides insights to senior management for their capital management strategies
    • Produces dynamic risk assessments of the bank’s portfolio relative to the macroeconomic…

    Basel Credit Risk and Portfolio Analytics
    • Performs Basel risk-return analysis across the bank’s portfolio using extracted data metrics and synthesizes findings into monthly reports for senior management to manage the bank’s balance sheet
    • Analyses stressed data metrics of the bank’s balance sheet for ICAAP and provides insights to senior management for their capital management strategies
    • Produces dynamic risk assessments of the bank’s portfolio relative to the macroeconomic and regulatory developments and recommends risk mitigation strategies as required
    Basel Risk Weighted Assets Analysis (RWA)
    • Analyses Basel RWA drivers across the bank’s portfolio and advises businesses on their lending decisions to earn a return on the bank’s capital
    • Performs Basel Pillar 3 disclosures and analyses key drivers of the bank’s balance sheet ratios and impact of various balance sheet strategies on the ratios
    • Spearheads regulatory project initiatives for the bank and provides insights to senior management for balance sheet management

  • DuPont Graphic

    Finance and Marketing | Dupont DTT

    DuPont

    - 4 months

    Singapore

    Project Management and Implementation of business information tool project
    • Executed the implementation of a pioneer business information tool project(Icube) to improve process efficiency
    Market Research and Data analysis
    • Conducted gap analysis for APAC region demand & supply management to ensure efficient operations
    • Performed market intelligence using Salesforce across product categories to increase sales effectiveness
    • Conducted data analysis and produced research reports…

    Project Management and Implementation of business information tool project
    • Executed the implementation of a pioneer business information tool project(Icube) to improve process efficiency
    Market Research and Data analysis
    • Conducted gap analysis for APAC region demand & supply management to ensure efficient operations
    • Performed market intelligence using Salesforce across product categories to increase sales effectiveness
    • Conducted data analysis and produced research reports to communicate insights to the senior management

Education

  • Nanyang Business School Graphic

    Nanyang Business School

    Bachelor’s Degree Business Administration | Major in Banking and Finance (Second Upper Class Honors)

    -

    Activities and Societies: | Nanyang Business School Exchange Club (NBSEC) | Banking and Finance Club (BAFC)

    •Public Relations Director of NBSEC and BAFC club

  • Catholic Junior College Graphic

    Catholic Junior College

    Post Tertiary Science Stream

    -

    Activities and Societies: CJC Fencing Club - A Div School Team | Class Welfare and Publicity Committee

    •Represented the school in 4th National Inter-School Fencing Championships 2009 - A Divisions Team (Champion)
    •Represented the school in overseas fencing competition – ‘Selangor Open’
    •Awarded for Principal's Honor Roll (Chemistry - Mid Year Examination 2009)

  • Gan Eng Seng School

    Secondary

    -

    Activities and Societies: GESS Military Band

    •Achieved Merit Gold Award in 2006 and 2007 consecutively
    •Performed in Singapore Youth Festival Opening Ceremony (Outdoor Events)

Licenses & Certifications

Skills

Publications

  • Private Premium In Public Bonds

    Our paper aims to investigate and gain insights of the presence of private premium in firms. We first determine whether holding a private status leads to more illiquidity. Thereafter, we compare the private premium differences between US and Non-US firms. We further explore whether high yield bonds or investment grade bonds are the drivers behind the presence of private premium in firms. An additional investigation of the private premium difference between developed and non-developed markets is…

    Our paper aims to investigate and gain insights of the presence of private premium in firms. We first determine whether holding a private status leads to more illiquidity. Thereafter, we compare the private premium differences between US and Non-US firms. We further explore whether high yield bonds or investment grade bonds are the drivers behind the presence of private premium in firms. An additional investigation of the private premium difference between developed and non-developed markets is carried out. We use information on a complete sample of 77,054 private firms companies from 2002 to 2010, which we have collected firm-specific information and matched bond information obtained with Capital IQ. We also use data on monthly bond yield spreads, which comes from Bank of America-Merrill Lynch Corporate Master Index Compositions. We determine that bearing a private status will increase the illiquidity of bonds issued by the US firms, even after controlling for crisis dummy variable. We document that there is a presence of private premium in Non-US firms, and conclude that private premium in Non-US firms is consistently lower than that of US firms. We address this finding through analysing the inclusion of Investment Grade variable, and conclude that the difference in private premium is largely due to the differing market power of credit rating agencies in US and Non-US countries. Lastly, we note that the private premium incurred by the firms from the non-developed countries is very much higher than that of the firms from the developed countries.

    See publication

Languages

  • English

    Native or bilingual proficiency

  • Chinese

    Native or bilingual proficiency

Organizations

  • UOB Toastmasters Club

    Founding Executive Committee

    -

    Founding Executive Committee, UOB Toastmaster International Club

  • ActiveSG (Sports Singapore)

    Pro-bono Fitness Editor

    -

    Pro-bono Fitness Editor, Sports Singapore, ActiveSG organization

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