Viktor Belan

Hannover Re increases half-year result and further strengthens balance sheet resilience ·   Group net income grows by 13.2% to EUR 1.3 billion ·   Return on equity of 23.0% comfortably above strategic target ·   Reinsurance revenue in property and casualty reinsurance up by 4.8% ·   Combined ratio of 88.4% slightly higher than full-year target after strengthening resilience of the loss reserves ·   Reinsurance service result in life and health reinsurance amounting to EUR 444.5 million in line with expectations ·   Return on investment reaches 3.3% ·   Guidance for 2025 confirmed

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In 2024, Aon’s EMEA claims team reported a 26% increase in claim notifications compared to 2023. Historically, claim frequency has held around 20%, but this continued year-on-year increase may signal an upward trend. The rise may reflect broader coverage post-2021 and a maturing client base that’s increasingly leveraging W&I insurance for claims, not just deal facilitation. Notably, notifications from 2021 policies received in 2024 remained in line with historical patterns, suggesting this growth reflects sustained activity rather than a last-minute spike from expiring policies. Explore Aon’s Transaction Solutions Claims Study for deeper insights into these evolving trends: https://aon.io/4e4xNmc #BetterDecisions #Aon #mergersacquisitions

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🔍 Underwriters as detectives? Absolutely. In life insurance, not every case fits neatly into an automated box. That’s where the real detective work begins - and where Swiss Re’s Underwriting Ease empowers experts to focus on what truly matters. Co-created by the business and our Group Digital & Technology Office (GDTO), this solution is a great example of how we turn complex data into real-world impact. Underwriters now get: ➡️ An intuitive dashboard – complex data, simplified ➡️ Risk-relevant information – focused on what matters ➡️ Smart alerts – flagging cases that need expert review ✅ Faster decisions ✅ Less cognitive overload ✅ More time for expert judgment This isn’t about replacing people. It’s about empowering them - with smart, purpose-built tools. A great read by Carl Christensen and Samrat Dua, the experts behind this innovation - showing how Swiss Re is shaping the future of underwriting through human–tech collaboration. 🔗 https://ow.ly/uogf50WI9sI

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HDI Global's Dubai office surpassed expectations in several segments and hired key talents to support its unabated growth ambitions in the MENA region, according to the corporate and specialty insurer in a statement on its interim financial results. Click here to read the full article 👉https://lnkd.in/gS9gWnUU #Specialty #PropertyandCasualty #FinancialPerformance HDI Global SE

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⭐💬 Great discussion yesterday at the Insider Progress event on how the insurance industry can attract, support, and make the most of second-career professionals. Farris Salah shared powerful insights from his own journey, alongside practical strategies to help companies unlock diverse skills and perspectives. An inspiring and actionable conversation on building a more inclusive and dynamic workforce. 🌍 Insurance Insider

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The #IA is mindful of growing concerns over the business models adopted by certain insurance broker companies that rely heavily on unlicensed referrers, especially when dealing with long-term participating polices. These models, if not properly governed, may risk involving unlicensed people in regulated activities, undermining policy holder protection and regulatory integrity. To address this, the IA has issued a circular today, setting 50% of the commissions received by insurance broker companies from authorized insurers as the regulatory benchmark for referral fees paid by insurance broker companies to unlicensed referrers. Where referral fees exceed this benchmark, insurance broker companies will be subject to close regulatory scrutiny. Authorized insurers are also expected to take this benchmark into account as part of their due diligence when engaging with insurance broker companies. Measures set out in the circular will come into effect on 1 October 2025. For more details, please refer to the circular: https://lnkd.in/gEUDx7mh #InsuranceAuthority #ReferralFee #ParticipatingPolicies

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The life insurance industry faces complex challenges that demand actuarial expertise. As highlighted in Martin Considine's article, three issues dominated discussions at our recent Appointed Actuaries Forum. • IDII sustainability remains elusive. Despite extensive work by the Contract Terms Working Group, no solution has yet earned the "green light" under customer-centricity principles. The search continues for an approach that maintains insurable interest whilst delivering sustainable premiums. • Financial advice reform is gaining momentum. The Help, Guidance and Advice framework under DBFO could transform outcomes for the 85% of Australians currently without advice. However, guidance appears underdeveloped, and superannuation funds hold the key to success. • Genetics regulation brings new complexities. The Government's total ban on using adverse genetic testing results will reshape underwriting practices. The real question now is how we measure effectiveness when the ban limits data collection for future reviews. For Appointed Actuaries and life insurance professionals, these insights from industry leaders provide essential context for navigating an evolving regulatory environment. Read the full Forum summary on Actuaries Digital: https://lnkd.in/gU-nagjH #actuaries #lifeinsurance #appointedactuary #IDII #financialadvice #genetics #regulation

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Insurers today face a tough landscape, rising NatCat losses, inflation-driven claims, regulatory complexity and ESG pressure. Staying ahead means rethinking how risk is priced, selected and managed. 💡Risk Data Solutions brings together Swiss Re’s proprietary data, advanced models and expert advisory into one integrated offering, designed to support every stage of the insurance value chain. From underwriting and accumulation control to post-event response and portfolio optimisation, our solutions help clients make more confident, coordinated decisions in real time. 👉Explore how Risk Data Solutions enables stronger performance through insight, integration and impact: https://lnkd.in/dewWawEe

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Willis, a WTW business, has launched a first-of-its-kind parametric policy that triggers automatically when a Red Weather Warning is issued by the UK Met Office or Met Éireann, the Irish National Meteorological Service. https://lnkd.in/eEdGp-vb

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