Lenkie

Lenkie Q3 2025 Lending Update 📈 Q3 was our strongest quarter yet. Record number of leads from our partner network 🤝🏽 Record volume of loan origination 💷 Record number of underwriting approvals in a month (September) ✅ Our average facility size grew 26% since Q1, reflecting stronger demand from larger, established SMEs who remain underserved by bank lenders but need flexible funding lines to manage recurring working-capital cycles. Funding Highlights: 🚞 £700k to a package holiday company bridging seasonal cashflow gaps 🏗️ £340k to a construction firm covering upfront costs ahead of milestone payments 👗 £250k to a textile business securing stock from suppliers in India If you’re a business exploring your funding options, or a broker supporting ambitious SMEs, we would love to connect.

New Customer Spotlight 📣 Amount: £300,000 Sector: Construction Services Broker: George Holloway at Funding Bay Construction projects are complex, and cash flow shouldn't add to the challenge. This customer was referred to us off the back of winning a new major project, and therefore needed to pay subcontractors and secure materials as soon as possible. The construction industry is not unique in that upfront costs can run high and payment schedules can be unpredictable. They therefore needed a finance provider who understands project-based cashflow, as well as the importance of moving quickly to capitalise on opportunities. Lenkie approved a £300k revolving facility that enabled them to: ✅ Cover labour, materials, and subcontractor costs confidently ✅ Spread their HMRC payments over manageable terms ✅ Smooth out the gaps between project milestone payments George Holloway at Funding Bay teamed up with Laurence Church to structure a facility that fit seamlessly into our customers' project cycles. This meant they could focus on delivering on their new project on time and free of cash flow headaches.

New Customer Spotlight 📣 Amount: £500,000 Sector: Construction Materials Broker: Charlie Wigmore at Clear Business Finance Clear Business Finance approached Lenkie with a long-standing concrete technology business in need of a revolving credit facility. After securing 3 major projects, the company required a mix of upfront and ongoing working capital to support both the project materials and the R&D required to help scale each use case. In just 1.5 days, Lenkie were able to put in place a £500,000 facility enabling the customer to: ✅ Secure bulk material purchases at competitive rates and on tight deadlines ✅ Invest in upfront material costs for their R&D work ✅ Expand their delivery capacity across new regions Charlie Wigmore at Clear Business Finance worked closely with Laurence Church to deliver the facility at speed. The result? A solution that solves their immediate need and also allows them headroom to continue with their impressive growth.

Lenkie Q3 2025 Lending Update 📈 Q3 was our strongest quarter yet. - Record number of leads from our partner network 🤝🏽 - Record volume of loan origination 💷 - Record number of underwriting approvals in a month (September) ✅ Our average facility size grew 26% since Q1, reflecting stronger demand from larger, established SMEs who remain underserved by bank lenders but need flexible funding lines to manage recurring working-capital cycles. Funding Highlights: 🚞 £700k to a package holiday company bridging seasonal cashflow gaps 🏗️ £340k to a construction firm covering upfront costs ahead of milestone payments 👗 £250k to a textile business securing stock from suppliers in India If you’re a business exploring your funding options, or a broker supporting ambitious SMEs, we would love to connect.

I’ve just joined Lenkie as Head of Credit, and I’m building a high-impact team, starting with a Senior Credit Analyst. It is the perfect role for an analyst who's also a builder and an optimizer. This is a chance to co-build the credit function for a high-growth company, not just work in it. Come join us and make a massive impact! 🎉

New Customer Spotlight 📣 Amount:  £700,000 Purpose:  HMRC, payroll and supplier funding Sector:  Manufacturing Consultancy Broker:  Ricky Shafier at Plexus Finance Limited We’re proud to have recently supported a highly successful supply-chain management business, who specialise in the automotive, defence and aerospace sectors. With all 3x sectors seeing their own supply and demand challenges, our customer was experiencing a higher-than-expected impact to its variable cost base.  With an HMRC payment looming and consultants needing to be paid ahead of their customer’s trade terms, they needed a credit facility to support this cashflow impact. Lenkie approved a £700k revolving credit facility which meant they could: ✅  Meet their HMRC payments via our credit facility with just a few clicks ✅  Draw funds to cover their month-end payroll in confidence ✅  Use as a backstop for any last minute supplier or general expense invoices Ricky Shafier at Plexus Finance teamed up with our own Craig Flyger to structure the optimal solution for our customer: “It was a pleasure working with Craig and the team at Lenkie to secure a flexible and efficient funding solution for my client. Given the nature of their business, having the confidence and certainty of available funds will enable them to focus on growth without the burden of capital constraints.” At Lenkie, we’re proud to support companies helping to make the UK’s primary industries more efficient and more competitive on the global stage 🌎

We are thrilled to welcome Johannes Bouse as our new Head of Credit. Johannes brings over a decade of deep expertise in risk management in SME lending. At Lenkie, he'll be leading our credit team and helping us build a world-class risk function as we continue to grow. Welcome, Johannes! 

A warm welcome to the newest member of the Sales team, Lachlan Coyle! Lachlan brings with him strong experience in both SME finance and strategic consulting roles. He joins us as a Business Development Representative, where he'll play a key part in our growth by delivering outstanding service and results for our customers. Welcome, Lachlan! 

A brilliant example of delivering best-in-class funding solutions via our partnership with Capitalise 🚀 George Corrigan and our very own Craig Flyger structured this £450k revolving credit facility, in support of key operating and supplier costs for these critical projects. The result?  In just a few weeks, Lenkie has funded 49 invoices to 12 suppliers, covering aggregates, earthworks, spare parts and pipework. This has helped to de-risk their operations, by ensuring the stages are completed on time and within budget. A truly collaborative result and a massive thank you to George Corrigan and Capitalise for the ongoing support 🤝