Tide

🇩🇪🇪🇺 In Germany, many freelancers and small businesses keep money aside for taxes or upcoming expenses but too often, that cash just sits there, earning little to no return. At Tide, we want to change that. With Tide Instant Saver, entrepreneurs can now earn interest on their business funds directly through the Tide app . Here’s how it works: • 1.5% variable interest rate p.a. on all balances • 2% bonus interest (total 3.5% p.a.) on deposits up to €50,000. Available until March 31, 2026, for those who open a Tide business account and Instant Saver by December 31, 2025 • Funds accessible anytime, with protection up to €100,000 under the Dutch Deposit Guarantee Scheme • Interest calculated daily, paid monthly. All managed directly in the Tide app Anna Fromme-Schoen, Managing Director Germany, said: “Competitive savings rates are long established for personal customers — yet for small businesses and the self-employed, they remain rare. We want to change that. Business liquidity shouldn’t just sit idle in an account; it should flow into growth and new entrepreneurial opportunities.” Tide Instant Saver is another step in expanding our business management platform for freelancers and entrepreneurs, bringing banking, admin, and financing together in one place to help small businesses save time and grow.

🇮🇳 Clear the clutter. Simplify your journey. 💳✨ Carrying multiple cards for travel and business? Not anymore. Tide’s RuPay-powered Expense Card now comes with National Common Mobility Card (NCMC) support – combining convenience for daily commutes and business transactions on a single card. This removes the need to carry multiple travel cards or switch between payment apps. With real-time top-ups and instant balance checks through the Tide app, members can enjoy smoother travel, faster access at transit gates, and hassle-free expense management. “Our goal has always been to make business spending simple. With NCMC integration, we’re enabling seamless travel and expense management for India’s entrepreneurs.” — Kumar Shekhar, Deputy Country Manager, Tide India #TravelBefikr with the Tide NCMC-enabled Expense Card. Because managing your business should be as simple as your commute. #TideBusiness #ClearTheClutter #TravelBefikr #SMEs #Fintech #DigitalIndia #RuPay #Innovation #BusinessTravel

What an incredible evening in Hyderabad! Tide Tech Talk – 3rd Edition, themed “Zero to Launch: Building Products in the Age of AI,” brought together some of the brightest minds from across India’s tech ecosystem — engineers, product leaders, innovators and founders, all in one room. With 84+ participants from global tech firms, Indian startups, and emerging companies, the discussions around building scalable, AI-powered products were nothing short of inspiring. Key Highlights: ➡️ A great start with Vinay Ramani's keynote address ➡️ A strong mix across Product, Engineering & Emerging Tech audience ➡️ Deep hands-on discussions on how AI is shaping product design, scale and user experience featuring some of our brilliant minds Ganga Aloori, Teodor Iliev, Samson Muhangi, Vijay Lakshmanan, Madhurya R., Puneet Gupta, Dora Ziambra and Saurabh Tyagi. As a global business management platform, Tide continues to reimagine how technology can simplify and empower the way small businesses get their jobs done. Every innovation we build is deeply rooted in our member-first approach, and it was inspiring to see how our teams and the wider tech community share this vision. The enthusiasm, questions, and energy in the room reaffirmed that India’s tech talent continues to lead the way in innovation and problem-solving. A big thank you to everyone who joined us at T-Hub, Hyderabad, and made this edition a resounding success. Stay tuned, we’re just getting started. #TideTechTalk #Engineering #AI #Innovation #Fintech #Hyderabad #Tide

🎉 We’re thrilled to announce that we are expanding our technology centre in Lithuania, reinforcing our commitment to international expansion and scaling our engineering capabilities. The tech centre in Lithuania, which officially opened in 2024, plays a pivotal role in developing new products and supporting Tide’s growing member base across the UK, India, Germany and France. Our Chief Product Officer, Vinay Ramani said: “Lithuania offers world-class engineering talent, a thriving fintech ecosystem, and a culture that embraces innovation. Our partnership with Architus has been instrumental in helping us tap into this exceptional talent pool and lay the foundation for our new tech centre.” Ross Jardine, Founder and CEO Architus, said: “We’re delighted to partner with Tide to support its growth by providing the talent and opportunity for the company to set up its own tech centre. Our model helps companies scale by not just providing the raw talent, but closely aligning on working practices and culture.” 👉 Click here to find out more about our plans for the Lithuania tech centre: https://bit.ly/4n3KikX

It was a profound honour for Tide to participate in the renewed UK-India CEO Forum at the Global Fintech Fest (GFF) 2025 in Mumbai, alongside some of the most distinguished leaders in industry, finance, innovation and public service, and in the presence of honourable Prime Minister of India Shri Narendra Modi and Prime Minister of the UK, Rt. Hon. Sir Keir Starmer. Having our India CEO, Gurjodhpal Singh, seated at the table underscored how central Tide has become to the evolving UK-India economic narrative. This was built on the foundations of a close and deepening relationship. As India and the UK chart their path under the Vision 2035 and expand their partnership across trade, technology and investment, Tide sits right at the heart of this story. A few reflections: ➡️ Starmer arrived in India with a 125-member business delegation including CEOs, entrepreneurs, university Vice Chancellors and cultural leaders, representing the UK’s largest-ever trade and investment mission, signalling the scale of ambition both nations share for this partnership. ➡️ Tide’s mission — enabling micro, small and medium enterprises (MSMEs) with financial management infrastructure — aligns perfectly with the ambitions discussed at the Forum. In both India and the UK, SMEs are engines of jobs, innovation and resilience. ➡️ With the recent UK-India trade and investment announcements, Tide’s role is twofold: • As a UK-origin fintech deeply embedded in India, we stand as a bridge for capital, talent, and technology flows. • As a provider of financial infrastructure to Indian SMEs, we embody the on-the-ground impact of what deeper trade, digital integration and services liberalisation can deliver. ➡️ Tide already supports over 1.6 million micro and small businesses globally, more than half of which are in India, helping them manage cash flow, access credit and scale with confidence. ➡️ In the months ahead, as India and UK operationalise the Free Trade Agreement (FTA), Tide will serve as a catalyst for SME growth, cross-border fintech collaboration, and inclusive economic growth. To all the leaders, policymakers and partners who made this CEO Forum possible, thank you. We are inspired, humbled, and more determined than ever to contribute meaningfully to the UK-India shared future. Katie Ramsey Angus Moore Harjinder Kang Haytham Agabani Anna Shotbolt British High Commission in India #UKIndia #Trade #Fintech #SMEs #Leadership #tide #CEOForum #Vision2035

🌎 Today marks World Mental Health Day - a reminder of the need to prioritise and invest in good mental health. This year, we’re spotlighting one of our members, Dr Mahrukh Khwaja (BDS MAPP), Founder of Mind Ninja - an award-winning, mental well-being service for organisations. Mahrukh’s own experiences gave her a deep understanding of what it means to struggle with mental health. After witnessing burnout and poor well-being among colleagues in healthcare, she saw how often individuals were left to ‘cope’ alone within unhealthy workplace cultures. That experience inspired her to create Mind Ninja - to help build healthier workplaces and give people practical tools to strengthen their mental well-being before things reach a crisis point. At Tide, we’re proud to support entrepreneurs who are creating not only successful businesses but also healthier, more compassionate communities. 💙

🇮🇳 This Diwali, we’re celebrating not just lights and laddoos, but the people who make the season truly special ✨ For the very first time, we’ve put together a Diwali Gift Guide featuring 7 of our amazing members who’ve turned their passion into something beautiful, from homemade sweets and handcrafted candles to eco-friendly décor, footwear, wellness, and more 🌸 Meet the makers: 💛 Jyoti Pahuja – House of Panjeeri 🌸 Dr. Payal Agarwal – Manoh 🌱 Sharon Tokas & Suzana Wesley – Greensusha 👣 Priya Yadav – Mojri by Priya 🕯️ Rashmi & Prince – Ray Candles 🌿 Sahil Agnihotri & Archita Anand – Mistaya ✨ Himanshu – Cleo Universe This Diwali, let’s gift with love and support small businesses that add a little extra sparkle to the season 💫 Check out the full guide 👉 https://bit.ly/4nJhbEI #TideWaliDiwali #TideForSMEs #SupportSmallBusiness #Diwali2025

📣 The Tide Global Freelancer Report: The Most In-Demand Freelance Roles in The World We’ve just launched our new Global Freelancer Report where we analysed over 6 million global Google searches revealing the most sought-after freelance roles, as well as those growing in demand. Our UK/Europe CEO, George Schmidt said: “Going freelance can be an exciting and natural next step for many people that have worked in an industry for an extended period of time. You can choose your clients, how you work and have the flexibility to fit it around your life.” “From a business perspective, freelancers can be a cost-effective solution for one-off or short-term projects, offering the agility and expertise companies need without the overheads of a permanent hire or larger agency.” 👉 Click here for the full report which includes extended data insights and expert advice: https://bit.ly/4h1Zg9K

🇬🇧 🇮🇳 Tide recently hosted a closed-door roundtable on “Unlocking SME Growth: Opportunities under the UK-India Free Trade Agreement.” Anna Shotbolt, Deputy Trade Commissioner for South Asia, led the discussion alongside Tide CEO Dr. Oliver Prill, India CEO Gurjodhpal Singh, and Deputy Country Manager Kumar Shekhar, setting the stage for an engaging dialogue on how the UK-India FTA can open new avenues for SME growth and trade. The roundtable brought together leaders from government, industry, and the trade ecosystem, including Kishore Jayaraman, OBE, India Chair UKIBC; Mara Kocho, Managing Director, NEHHDC; Abhilasha M., Vice President - North India, London & Partners; Vinod Kumar W., President, India SME Forum; Paridhi Pardeshi, Manager (UK and Ireland) and Sambhav Jain, Associate Invest India and Puran Dawar, Chairman, Development Council for Footwear and Leather Industry, DPIIT — who shared powerful insights on enabling SMEs to fully benefit from the FTA. We’re grateful to the British High Commission in India for their support and look forward to working together to make the FTA more accessible and impactful for Indian SMEs. #UKIndiaFTA #SMEGrowth #TradeOpportunities #UKIndia #TideForSMEs #EconomicPartnership

"The truth is, there’s no single, clear-cut route to success. It’s more of a squiggly path, and that’s okay!" 🤝 Meet Dr Mahrukh Khwaja (BDS MAPP), Founder of Mind Ninja － an award-winning, mental well-being service for organisations. Dr Mahrukh Khwaja (BDS MAPP) launched Mind Ninja after experiencing burnout and depression whilst working as an NHS dentist. Her goal was to create healthier workplace cultures, and give people practical tools to protect and strengthen their mental well-being, before things reach a crisis point. Her top tip to fellow entrepreneurs? Find a community to support you on your entrepreneurial journey. Business life can feel daunting and lonely at times so anything to counteract will help you build resilience! 👉 Read her full story: https://bit.ly/3KnzjW4