Asanka Kulatileka

#European #MobilePayments Report 2025 Key takeaways from Arkwright Consulting authored by Francesco Burelli Steven Jacob and Peter Grosskurth ✅ The European mobile payments landscape remains a dynamic and fragmented environment, shaped by three categories of solutions: domestic mobile payment systems, pan-European initiatives and global #mobilewallet-based payment solutions such as #OEM Pays (e.g. #ApplePay, #GooglePay, #SamsungPay). ✅ OEM Pays have also shown strong growth, with an estimated 70% CAGR in transaction volumes from 2017–2023 particularly in markets like Germany, France and Italy, where domestic mobile solutions are weaker ✅ It remains unclear if #interoperability can be achieved across Europe – let alone result in a truly unified European solution #payment #digitalpayment #fintech #finserv #opendata #Cybersecurity #Regulation #Regtech #wallet #Ecommerce Mike Flache Tony Moroney Panagiotis Kriaris Prof. Dr. Ingrid Vasiliu-Feltes ®© Dr. Martha Boeckenfeld Spiros Margaris Alex Jimenez Nicolas Babin Nicolas Pinto Amitav Bhattacharjee Sam Boboev Enrico Molinari Dr. Khulood Almani🇸🇦 د.خلود المانع Efi Pylarinou Digital Growth Collective Victor Yaromin Dr. Debashis Dutta https://lnkd.in/gzviG-zE

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🌍 Ebury acquires ArcaPay – Expanding FX & Payments 💶 Ebury, a global fintech leader in international payments and FX risk management, has acquired ArcaPay, the Vilnius-based cross-border payments provider. The deal, now cleared by the Bank of Lithuania, rebrands the business as Ebury Partners Lithuania and marks a significant step in Ebury’s European expansion. 🔹 About the companies: Ebury enables SMEs worldwide to make international payments, manage currency exposure, and access trade finance. With offices spanning Europe, LatAm, Africa, and Asia-Pac, Ebury has become a go-to platform for businesses scaling across borders. ArcaPay, founded in 2011 by Marius Bausys, has built a reputation as a trusted partner to 1,000+ SMEs across the Baltics. Its core strength lies in delivering tailored cross-border payments and FX hedging services, coupled with a high-touch client focus. By integrating into Ebury, ArcaPay’s clients now gain access to global liquidity, advanced platforms, and a wider product suite—while Ebury gains deep regional credibility and local talent in Lithuania. 💡 The significance of this deal: Ebury extends its footprint in a strategic region, while ArcaPay’s clients gain a bigger toolbox to compete globally. It’s the blending of global infrastructure with local expertise, giving SMEs across the Baltics access to the kind of resources previously reserved for multinationals. 🗣️ On the record: ArcaPay founder Marius Bausys called the moment a “proud milestone,” ensuring clients will still receive the same dedicated service they know, now amplified by Ebury’s global scale and product set. Kees Veerman, Ebury’s Managing Director for Europe, UK, Switzerland & Canada, emphasized how naturally the two firms align in both culture and ambition, framing the combination as a growth engine for SMEs. Kees Veerman, MD of Ebury (Europe, UK, Switzerland & Canada): “ArcaPay has built a fantastic business with a culture and approach that aligns strongly with Ebury’s. Together we’re creating greater opportunities for SMEs.” 🚀 At 733Park, we’re not just watching—we’re driving deals like this: For over two decades, 733Park has been the M&A partner of choice for founders, PE funds, and strategics in fintech, payments, SaaS, and AI. We’ve put together rollups, cross-border acquisitions, and exits that shape the future of the industry. Deals like Ebury-ArcaPay show exactly how scale, specialization, and timing come together to build tomorrow’s winners. That’s the art we practice every day. 📞 Call us: +1.617.564.0404 ✉️ Email: [email protected] 🔍 Explore our live opportunities: https://lnkd.in/eUMVMn6n #Fintech #Payments #SaaS #MergersAndAcquisitions #733Park

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𝗠𝘆 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗚𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝗛𝗶𝘁𝘀 𝗔𝗹𝗯𝘂𝗺 😉 Whilst the payments industry is vast and critical, it's quite hard to find dedicated books that focus exclusively on payments. I consider these nine commercially available books to be essential for: • 𝗙𝗼𝗰𝘂𝘀𝗶𝗻𝗴 𝗼𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 (not broader banking or fintech) • 𝗦𝗲𝗿𝘃𝗶𝗻𝗴 𝗮𝘀 𝘀𝘁𝗮𝗻𝗱𝗮𝗹𝗼𝗻𝗲 𝘄𝗼𝗿𝗸𝘀 rather than chapters in collections or technical reports • 𝗢𝗳𝗳𝗲𝗿𝗶𝗻𝗴 𝗰𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲, from foundational concepts through emerging technologies • 𝗔𝗰𝗵𝗶𝗲𝘃𝗶𝗻𝗴 𝘄𝗶𝗱𝗲𝘀𝗽𝗿𝗲𝗮𝗱 𝗮𝗱𝗼𝗽𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗰𝗶𝘁𝗮𝘁𝗶𝗼𝗻 within the payments industry Other regions produce high-quality reports (central bank papers, white papers) and academic monographs, but they’re not trade books for a professional audience. From David Birch’s prescient 2014 insights to the latest 2025 releases, these books span the entire payments landscape, traditional rails to decentralised systems, beginner guides to advanced technical deep dives. Each title has earned its place through verified publication details, substantiated reader reviews, and genuine industry adoption. Whether we seek to demystify jargon, master card processing, explore blockchain and DeFi, compare global regulatory frameworks, or simply look up “acquirer” for the hundredth time, this collection has us covered. Full disclosure: three of these books are my own, but I promise it’s not vanity, just that sometimes you write the book the industry needs… Consider it my payments industry greatest-hits album, curated lovingly with the same rigorous attention to detail that goes into explaining why your card payment took three hops through two continents to buy a coffee next door. 𝗛𝗲𝗿𝗲’𝘀 𝘁𝗼 𝘁𝗵𝗲 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝟵! 😁 (in order of publication date) 1️⃣ 𝗜𝗱𝗲𝗻𝘁𝗶𝘁𝘆 𝗶𝘀 𝘁𝗵𝗲 𝗡𝗲𝘄 𝗠𝗼𝗻𝗲𝘆, David Birch (2014; The London Publishing Partnership) 2️⃣ 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗦𝘆𝘀𝘁𝗲𝗺𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗨.𝗦.: A Guide for the Payments Professional (3rd Ed.), Carol Coye Benson, Scott Loftesness & Russ Jones (2017, Glenbrook Partners) 3️⃣𝗧𝗵𝗲 𝗔𝗻𝗮𝘁𝗼𝗺𝘆 𝗼𝗳 𝘁𝗵𝗲 𝗦𝘄𝗶𝗽𝗲: Making Money Move, Ahmed Siddiqui (2020, New Degree Press) 4️⃣ 𝗧𝗵𝗲 𝗙𝗶𝗲𝗹𝗱 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗚𝗹𝗼𝗯𝗮𝗹 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀, Sophia Goldberg (2022) 5️⃣ 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀: A Whistle-Stop Tour into What You Thought You Knew, Neira Jones (2024, Routledge) 6️⃣ 𝗜𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝘁 𝗠𝗼𝗻𝗲𝘆: When Money Thinks for You, Chris Skinner (2024, Marshall Cavendish) 7️⃣ 𝗕𝗲𝘆𝗼𝗻𝗱 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝗰𝗲: Patterns of Success in Fintech and Digital Transformation, Leda Glyptis (2025, Routledge) 8️⃣ 𝗕𝗲𝘆𝗼𝗻𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀: From Centralised to Decentralised and Everything In Between, Neira Jones (2025, Routledge) 9️⃣ 𝗧𝗵𝗲 𝗔-𝗭 𝗼𝗳 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀: A Modern and Practical Glossary for the Curious and the Forgetful, Neira Jones (2025; Routledge)

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