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Simon Taylor
🚨 BREAKING: Monzo Launching UK Mobile Service says FT. Every digital bank is becoming a Telco? Revolut and Nubank already does. The FT says: Monzo is exploring digital SIM + monthly contracts to compete with EE, O2, Vodafone. --- At first glance this could look like just another cross sell. We've had packaged accounts forever I think it's much more interesting because: 1. Customers want and use this feature - These new gen packaged accounts include things Gen Y and Z actually want and pay for - it's a revenue expansion opportunity - It adds value to subscription bundles --- 2. It could be a fraud defense for SIM swaps - Current threat: Fraudster calls your telco, pretends to be you, gets new SIM, steals your 2FA codes, empties your account. - When your bank IS your telco they see this early --- 3. Building a secure ecosystem - Banks over time could start to rebundle a lot of subscriptions as cross- sell revenue - If this is done in an integrated experience it will get much more adoption than traditional packaged accounts. Would you switch your SIM to your bank?
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Seb Johnson 📊
Meet Feedzai: The Portuguese Unicorn that just raised $75m at a $2bn valuation! 🇵🇹 🇪🇺 Founded in 2011 by Nuno Sebastiao, Pedro Bizarro and Paulo Marques, Feedzai is an AI-native RiskOps platform that specialises in financial crime prevention. It became a unicorn at the height of the market in 2021, but hadn't raised since. It's now been announced that the company has raised $75m from LINCE CAPITAL, Iberis Capital and Explorer Investimentos, with renewed backing from Oxy Capital and Buenavista Equity Partners (formerly GED Capital). The new valuation is double what it was in 2021 - a whopping $2bn! It's also been announced that Feedzai has been selected by the European Central Bank as its first-ranked partner to build the central fraud detection and prevention mechanism for Europe’s forthcoming central bank digital currency. Fraud is one of the biggest risks when it comes to rolling out the Digital Euro so it's great to see the ECB turning to a home-grown tech company to try and prevent it!
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Javier Guevara Torres
💡 Which European digital banks are setting the pace for global finance — and which models are falling behind? From challengers like Revolut, N26, Monzo Bank, Qonto, Starling Bank and bunq to digital-first leaders such as Openbank and Boursorama (boursobank) — Europe’s digital banks are no longer just disruptors. They are building profitable, scalable models that financial leaders worldwide are watching closely. Our 2025 analysis makes one thing clear: it’s not just about growth anymore — it’s about building models that last. 👉 Profitability at scale is becoming a reality, proving speed and sustainable economics can go hand-in-hand. 👉 SME-focused models are emerging as engines of profitability. 👉 Turnarounds are reshaping the landscape, with incumbents showing they too can reinvent. 👉 And yet, some models remind us: growth without sustainability is no longer enough. These shifts make Europe not just a regional story, but the global benchmark for what digital banking will look like in the years ahead — from North America to LatAm and Asia. 📊 C-Innovation's European Digital Banking Report 2025 breaks down these dynamics across the UK, Germany, France, Spain, and Italy — giving leaders the clarity to anticipate what comes next. 👉 Pre-order now with early access until September 15 🔗 https://lnkd.in/ekGkXNmt This isn’t just a report — it’s a decision-making toolkit for the next chapter of global finance. #DigitalBanking #FinTech #Innovation #CInnovation
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